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When Should You Use a Masked Aadhaar?
A Masked Aadhaar means a version of your Aadhaar card, wherein the first 8 digits of your Aadhaar number are not displayed, while the last 4 digits will be visible. To know what is masked Aadhar , we must understand when and where to use it. So, here are some instances:
Hotels and Private Establishments
To prove identity in hotels and private establishments, where ID proof is required, using a masked Aadhaar prevents misuse of your entire Aadhaar number.
KYC Verification (Non-Financial Services)
Various non-banking institutions, telecom providers, and digital platforms require Aadhaar for Know Your Customer (KYC) verification. Within such verifications where the full Aadhaar details are not mandatory, masked Aadhaar is deemed adequate.
Job Applications and Employee Verification
When an Aadhaar is used for ID proof for jobs or background, a masked Aadhaar prevents undue exposure of your complete Aadhaar number.
House Rentals or Real Estate Transactions
The landlords or real estate agents may ask for ID proof for verification of the details. A masked Aadhaar ensures they do not access your entire Aadhaar details unnecessarily and the purpose of identification is also done.
Travel and Transport Verification
For the booking of domestic flights, train tickets, or obtaining a driver's license, masked Aadhaar can be used for authentication, while keeping your entire Aadhaar number secure.
Academic and Examination Registrations
When applying for schools, colleges, or competitive exams, and entering Aadhaar details, a masked Aadhaar secures your details.
E-commerce and Online Platforms
Certain e-commerce or digital platforms may also ask Aadhaar for identity verification, for instance in online gaming or financial technology services. A masked Aadhaar minimises data exposure.
Why Opt for a Masked Aadhaar?
The various reasons to opt for a masked Aadhaar card are stated below:
Keeps Your Aadhaar Number Safe
Aadhaar, being a personal identifier, can be easily used against you in cases of identity theft, and should therefore not be disclosed indiscriminately. The only difference between an Aadhaar Card and a masked Aadhaar is that most of your number is hidden behind a shield making it much safer to divulge in case referencing.
Enhances Privacy and Security
While many private agencies and organisations seek an Aadhaar for verification, they do not essentially always need your complete Aadhaar number. Masked Aadhaar is a great way to provide limited and indeed necessary information to keep your identity more secure.
Prevents Fraud and Identity Theft
Aadhaar fraud is becoming a major bugbear, with cases of unexplained transactions, and also fake Aadhaar-linked accounts on the rise. Using masked Aadhaar reduces the possibility of misuse of your Aadhaar number to some extent.
Accepted for Non-Financial KYC Verifications
For processes like taking a mobile SIM, renting an apartment, checking into hotels, and background verifications, it is usually good enough to present a masked Aadhaar. This will help you cross the hurdle of checking your identity without exposure to your full Aadhaar number.
UIDAI Accepted
The Unique Identification Authority of India allows the amplitude of usage of masked Aadhaar as a valid form of identification for several services. Being certified by a digital signature, it stands as valid as a full Aadhaar, except where anyway a full Aadhaar is required.
Readily Downloadable
You can generate and download your masked Aadhaar from the UIDAI website within minutes, making it a trouble-free alternative to identity proof.
FAQS - FREQUENTLY ASKED QUESTIONS
What is meant by a masked Aadhaar ?
A masked Aadhaar is a secure version of your standard Aadhaar card, with only the last four digits visible. The first eight digits are hidden or masked.
Can I get a masked Aadhaar without an Aadhaar number ?
No, to obtain a masked Aadhaar card, you need an Aadhaar number. If you do not have one, you can apply for an Aadhaar number and obtain a masked Aadhaar card.
Can masked Aadhaar cards be used for KYC processes ?
Yes, you can use your masked Aadhaar card to complete e-KYC processes that do not require using the full 12-digit Aadhaar number.
Is it mandatory to obtain a masked Aadhaar ?
No, it is not mandatory to have a masked Aadhaar card. However, the document can be useful if you submit your Aadhaar card as proof of identity or address without compromising your security.
What is the fee levied to download a masked Aadhaar ?
The UIDAI does not levy any fee to download and obtain your masked Aadhaar card. The service is available free of charge.
What is the password of a masked Aadhaar ?
A masked Aadhaar password is a security feature that protects the digital version of your masked Aadhaar card. To open and view the soft copy of your Aadhaar card, you need to enter the masked Aadhaar card password.
Who can obtain a masked Aadhaar card ?
All Indian citizens with a valid Aadhaar number can apply for a masked Aadhaar card online or offline.
The information contained herein is generic in nature and is meant for educational purposes only. Nothing here is to be construed as an investment or financial or taxation advice nor to be considered as an invitation or solicitation or advertisement for any financial product. Readers are advised to exercise discretion and should seek independent professional advice prior to making any investment decision in relation to any financial product. Aditya Birla Capital Group is not liable for any decision arising out of the use of this information.
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