Health Insurance Plans For Family

Securing your family with our Activ Health Family Floater has some unique benefits:

• Medical Insurance for parents and parents by law: While most family floater health insurance policies cover only the primary insured, his/her spouse and upto 2 kids, with Activ Health Platinum you have the option of insuring yourself, your spouse, both your parents and your in-laws along with 3 kids.

• Another benefit when you buy Activ Health Platinum is that all members can contribute towards earning Health ReturnsTM, as we want to see everyone live a more active and healthier life.

• Children can be covered between the ages of 91 days – 25 years. Post 25 years they need to be migrated to their own policy

• Children from Age - 91 days to 5 years will be covered only if one adult is covered under the Policy

• Relationships covered - Self, spouse, dependent parents, dependent in-laws, children up to 25 years (up to 3)

• Maximum floater cover can be offered to 6 Adults +3 children.

• Note: Son/Daughter/Child will include legally adopted Child and Step Child

• Family floater combinations where self and/or spouse are not covered would not be allowed, except in the two instances where Proposer purchases cashless mediclaim family floater policy for:

  1. Father and Mother

  2. Father-in-law and Mother-in-law

• 527 day care procedures covered.

• Option of getting a cover for 'Any Room type'.

• Flexibility in choice of room and zone of treatment

• 100% reload of the sum insured

• Worldwide emergency assistance

• Cashless Facility within Network Hospitals

• Inbuilt Chronic Management Program to help you manage Diabetes, Cholesterol, Asthma, and/or Blood Pressure if you develop such a condition in the future.

Your policy is valid for the duration mentioned in your policy schedule.You may choose to buy health insurance policy for parents for 1 year, 2 years, or 3 years term. You can renew your cashless mediclaim policy at the end of the policy term.

If the insured persons in the expiring policy are covered on an individual basis and there is an accumulated cumulative bonus for each insured person under the expiring policy, and such expiring policy has been renewed with us on a Family Floater policy basis then the cumulative bonus to be carried forward for credit in such renewed policy shall be the lowest among all the insured persons.

Each insured person above 18 years of age on the start date may avail a comprehensive health check-up in a policy year as defined in the policy wordings.