Introduction

Health insurance for individuals has become a need of the hour. At Aditya Birla Health Insurance, we don’t just provide financial help at the time of treatment, but also ensure that our customers lead a healthy and stress-free life. The individual health insurance plans are more than mere medical policies; they are the stepping stone towards your overall wellbeing. With unique benefits such as Health Returns™, Reload of Sum Insured, Choice of Hospital Room and Chronic Disease Management, our individual health insurance policy is one of a kind.

Key Benefits

  • tax-benefit

    Earn Back up to 30% of your annual policy premium as Health Returns™ by staying healthy and use them to pay your next premium.

  • enhance-protection

    Get insurance coverage right from day one in case of chronic illnesses such as diabetes, cholesterol, hypertension, and asthma.

  • benefit-payout

    Make crucial medical decisions with second e-opinion from highly qualified international specialists.

  • tax-benefit

    Get coverage for medical procedures carried out within the 24-hour timeframe.

  • enhance-protection

    Make your hospital stay comfortable by booking a room of your choice.

Key Features

Eligibility

The minimum age of enrollment under Aditya Birla individual health insurance plans is 91 days. On the other hand, there is no maximum age of entry. Before, enrolling you will need to undergo a medical check-up to determine your current state of health. Children below the age of 25 years can be covered under the family floater plans as dependents.

Benefits

Chronic Management Program

  • It is a specialized program specially designed for individuals afflicted with chronic diseases.
  • An individual suffering from diseases such as asthma, hypertension, high cholesterol, and diabetes can enroll under the Chronic Management Program.
  • Day 1 cover for chronic diseases.

Health Returns™

  • Earn rewards for adopting a healthy lifestyle
  • Earn back up to 30% of your insurance premium

Wellness Coach

  • Personalized wellness guidance from qualified wellness coaches.

FAQs

Health insurance can be broadly divided into three categories, i.e. Individual health insurance plans, Family Floater Plans and Group Health insurance plans.

Due to rapidly escalating medical costs, a health insurance policy has become the need of the hour. If you buy an individual health insurance policy, you can protect yourself against medical contingencies. Moreover, Aditya Birla Individual Health Insurance policies entail amazing benefits such as Health Returns™, Reload of Sum Insured, Choice of Hospital Room, Chronic Disease Management, Worldwide Emergency Medical Assistance and much more.

The maximum sum assured under Aditya Birla individual medical policy is Rs.200 Lacs.

If you are receiving treatment from any of our network hospitals, you can avail the cashless facility. However, make sure to inform the Aditya Birla Health insurance support team 72 hours prior to your treatment. In case of emergency treatments, you must contact us within 24 hours of hospitalization.

You can check our network of hospitals before you buy individual health insurance policy. This provision is available at the Aditya Birla Health Insurance Website. Once you enter your state and city at the website, you will be provided with a list of network hospitals at your city.

Your health insurance policy will be valid as per the duration mentioned in your policy document. You policy can be valid for 1 year, 2 years or 3 years according to the term and conditions decided at the time of purchase.