Health Insurance Plan For High Cholesterol

High Cholesterol is a medical condition which is has been linked to dangerous conditions such as heart attacks and strokes. It is a lifestyle disease which is caused due to unhealthy eating habits and lack of physical activity. Cholesterol is a type of fat which is beneficial for healthy functioning of the body. However, when the cholesterol levels exceed the normal limit, it can prove fatal. The extra cholesterol in the blood gets deposited in the arteries which cause blockages and problems with blood flow. Consequently, blood flow is reduced to the vital organs and causes severe health complications.

In order to avoid such deadly complications, it is very important to control cholesterol levels in the body. High level of blood cholesterol can be brought under control with medications, strict diet and regular exercise. While the anti-cholesterol drugs are very effective, they are also very expensive. To add to the burden, high cholesterol patients also need to visit doctors frequently and undertake expensive diagnostic tests such as ECG on a regular basis. At Aditya Birla Health Insurance, we aim to ease the financial burden tied to chronic diseases such as high cholesterol. Once you buy a health insurance plan that covers cholesterol, you no longer have to worry about medical expenses.

Management of a chronic disease like High Cholesterol can be an expensive ordeal. To give you a better idea, here’s a list of the costs involved in the treatment of high cholesterol.

Doctor’s fee: - A high cholesterol patient will need to spend a considerable amount as doctor’s fee. In case of specialist doctors, the charges can increase significantly.

Medicinal costs: - A high cholesterol patient will need to spend a considerable amount as doctor’s fee. In case of specialist doctors, the charges can increase significantly.

Diagnostic Tests: - A high cholesterol patient will need to spend a considerable amount as doctor’s fee. In case of specialist doctors, the charges can increase significantly.

Hospitalization: - High cholesterol patients may need to be hospitalized due to complications. If hospitalization occurs, the ordeal might prove expensive

Buying a mediclaim policy for high cholesterol is the key to winning the battle against high cholesterol. Here’s how high cholesterol health insurance plan will ensure that you get the best treatment without any stress

  • A high cholesterol health insurance plan will cover the costs of all doctor’s appointments. So you can consult the best doctors without worrying about the consultation fee
  • Expenses towards diagnostic tests are also covered under a mediclaim policy for high cholesterol
  • No need to worry about buying expensive high cholesterol drugs as medicinal costs are a component of high cholesterol health insurance
  • Focus on recovery rather than worrying about hospital bills in the event of hospitalization

Under the Chronic Management Program of Aditya Birla Health Insurance, we understand that management of a chronic disease like high cholesterol is an enormous burden. Once you buy health insurance for cholesterol from us, we will ensure that you don’t have to worry about the financial aspect of disease management. Listed below are the key features and benefits of high cholesterol health

  • Covers Doctor’s ConsultationConsult the best doctors for your treatment
  • Covers Diagnostic TestsGet frequent health assessment without additional costs
  • Covers HospitalizationNo need not worry about the financial burden of hospitalization
  • Covers Cost of MedicinesRecover faster with the best medicines available in the market
  • Earn RewardsEarn back up to 30% of your health insurance premium by maintaining good health
  • Get a Wellness CoachImprove your health and lifestyle with personalized guidance from a wellness coach

The minimum age of enrollment for high cholesterol health insurance is 91 days. On the other hand, there is no maximum age of entry. Before, enrolling you will need to undergo a medical check up to determine your current state of health. Children below the age of 25 years can be covered under the family floater health insurance plans as dependents

FAQs of Health Insurance For High Cholesterol

A health insurance policy for high cholesterol will help you manage the high costs of treatment easily. The policy will include doctor’s consultation, diagnostic test expenses, cost of medicines and hospitalization expenses. Since High Cholesterol is a chronic disease, the medical expenses will keep recurring, which is why it is important to enroll under such plans

The claim procedure for online medical insurance for high cholesterol is the same as other policies. Once you submit the medical bills to the insurance company, the company will reimburse the amount. If you have enrolled under a cashless policy, the company will make the payments directly to the hospital.

Online health insurance for high cholesterol tends to be cheaper than offline policies as online policies do not include insurance agent fee. Moreover, you can buy the online policies as per your time and convenience.

The following expenses are covered under our health insurance policy:-

  • Doctor’s consultation fee
  • Diagnostic tests
  • Cost of medicines
  • Hospitalization