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High Cholesterol is a medical condition which is has been linked to dangerous conditions such as heart attacks and strokes. It is a lifestyle disease which is caused due to unhealthy eating habits and lack of physical activity. Cholesterol is a type of fat which is beneficial for healthy functioning of the body. However, when the cholesterol levels exceed the normal limit, it can prove fatal. The extra cholesterol in the blood gets deposited in the arteries which cause blockages and problems with blood flow. Consequently, blood flow is reduced to the vital organs and causes severe health complications.
In order to avoid such deadly complications, it is very important to control cholesterol levels in the body. High level of blood cholesterol can be brought under control with medications, strict diet and regular exercise. While the anti-cholesterol drugs are very effective, they are also very expensive. To add to the burden, high cholesterol patients also need to visit doctors frequently and undertake expensive diagnostic tests such as ECG on a regular basis. At Aditya Birla Health Insurance, we aim to ease the financial burden tied to chronic diseases such as high cholesterol. Once you buy a health insurance plan that covers cholesterol, you no longer have to worry about medical expenses.
Management of a chronic disease like High Cholesterol can be an expensive ordeal. To give you a better idea, here’s a list of the costs involved in the treatment of high cholesterol.
Doctor’s fee: - A high cholesterol patient will need to spend a considerable amount as doctor’s fee. In case of specialist doctors, the charges can increase significantly.
Medicinal costs: - A high cholesterol patient will need to spend a considerable amount as doctor’s fee. In case of specialist doctors, the charges can increase significantly.
Diagnostic Tests: - A high cholesterol patient will need to spend a considerable amount as doctor’s fee. In case of specialist doctors, the charges can increase significantly.
Hospitalization: - High cholesterol patients may need to be hospitalized due to complications. If hospitalization occurs, the ordeal might prove expensive
Buying a mediclaim policy for high cholesterol is the key to winning the battle against high cholesterol. Here’s how high cholesterol health insurance plan will ensure that you get the best treatment without any stress
Under the Chronic Management Program of Aditya Birla Health Insurance, we understand that management of a chronic disease like high cholesterol is an enormous burden. Once you buy health insurance for cholesterol from us, we will ensure that you don’t have to worry about the financial aspect of disease management. Listed below are the key features and benefits of high cholesterol health
The minimum age of enrollment for high cholesterol health insurance is 91 days. On the other hand, there is no maximum age of entry. Before, enrolling you will need to undergo a medical check up to determine your current state of health. Children below the age of 25 years can be covered under the family floater health insurance plans as dependents
A health insurance policy for high cholesterol will help you manage the high costs of treatment easily. The policy will include doctor’s consultation, diagnostic test expenses, cost of medicines and hospitalization expenses. Since High Cholesterol is a chronic disease, the medical expenses will keep recurring, which is why it is important to enroll under such plans
The claim procedure for online medical insurance for high cholesterol is the same as other policies. Once you submit the medical bills to the insurance company, the company will reimburse the amount. If you have enrolled under a cashless policy, the company will make the payments directly to the hospital.
Online health insurance for high cholesterol tends to be cheaper than offline policies as online policies do not include insurance agent fee. Moreover, you can buy the online policies as per your time and convenience.
The following expenses are covered under our health insurance policy:-