Health Insurance Plans For Asthma

Asthma is a chronic respiratory disease that causes severe inflammation of the airways which severely deters breathing. This dreaded disease affects people of all ages and impairs the quality of life to a great extent. If left untreated, asthma can be potentially life-threatening. Asthmatic patients are at a risk of developing conditions such as stroke, pneumonia, gastro esophageal reflux and several other complications. Frequent doctor visits and health assessment tests are imperative for proper management asthma. However, with rising medical care costs, repeated doctor’s visits and medical tests, asthma treatment can be financially burdensome.

At Aditya Birla Health Insurance, we understand the special needs of our customers and have developed an exclusive plan for management of chronic diseases such as asthma. Buy health insurance coverage for asthma and free yourself from the burden of unforeseen medical costs which always seem imminent with Asthma.

It is a fact that management of a chronic disease like asthma can be very expensive. To give you a better idea, here’s a list of the costs involved in the treatment of asthma.

  • Doctor’s fee: - An individual with asthma may need to spend a considerable amount of money as doctor’s fee. In case of specialist doctors, the charges can increase significantly.
  • Medicinal costs: - Asthma drugs can be expensive. Moreover, one may need to purchase devices such as inhalers and nebulizers which are quite expensive.
  • Hospitalization expenses: - Instances of asthma patients being hospitalized due to breathlessness can occur quite frequently. So it’s best to be prepared for such exigencies.

Our Chronic Management Program is specially designed to cater to the special needs of chronic diseases such as asthma. Here’s how our Chronic Management Program will help you manage asthma treatment:

  • Covers doctor’s consultation so that you can consult the best doctors without worrying about the consultation fee.
  • Covers diagnostic tests expenses
  • Covers the cost of medicines and drugs
  • Enables you to focus on recovery rather than worry about hospital bills

FAQs of Health Insurance Plans For Asthma

The Chronic Management Program will help you manage the high costs of asthma treatment easily. It will cover the asthma treatment expenses such as doctor’s consultation, diagnostic tests, medicines and hospitalization. Since asthma is a chronic disease these medical expenses keep recurring, which is why it is important to enroll under such plans.

The claim procedure for the Chronic Management Program is the same as other health insurance policies. Once you submit the medical bills with the insurance company, the company will reimburse the amount. If you have enrolled under a cashless policy, the company will make the payments directly to the hospital.

The following expenses are covered under a high blood pressure health insurance policy:-

  • Doctor’s consultation fee
  • Diagnostic tests
  • Cost of medicines
  • Hospitalization

The coverage provided under the essential plan is up to Rs 10 Lacs. If you choose the enhanced plan, you can get coverage up to Rs 2 Crore.