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Going abroad is a dream for many Indians. However, once you're overseas, several factors beyond your control emerge. In India, we are familiar with our healthcare system—where to get admitted, where to receive treatment, the associated costs—and we have domestic mediclaim policies. But medical care abroad can be prohibitively expensive and may wipe out your entire savings if you don't have travel insurance.

Travel insurance is not universally mandatory in all countries. While some countries may require visitors to have travel insurance as a requirement for entry, many countries do not. Even though it is not a must, obtaining travel insurance is strongly advised for financial protection and support in the event of an emergency during your trip. For Schengen Visa travel insurance is mandatory. You should buy policy before you apply for Visa. Please note- Min sum insured required will be 50,000 USD.

Activ Travel is actively distributed through multiple channels—including our agency network, customer portal, and, in the future, selected bancassurance partners. Customers can purchase policies via any of these channels at the same price and receive identical benefits.

There are two options: a) Worldwide, b) Worldwide excluding USA & Canada, c) Excluding Korea and Japan in Asia trip. Important Point: The premium is higher for trips that include the USA or Canada than for those that don't. If even one day of travel covers a higher premium geography, the insured must select the higher premium plan for the entire journey. Example: If a customer plans to go to Singapore for 14 days and then take a short 2-day trip to London, they should not choose the “Asia Plan.” Instead, they must purchase a plan that excludes the USA and Canada—otherwise, they will not be covered in the UK if they choose the “Asia Plan”.

Single Trip Insurance is non-renewable. Multi Trip Insurance may be renewed.

PED coverage is included up to USD 2,000 under Accident & Sickness (Life Threatening). Please note that Activ Travel is not intended to cover planned treatments or existing PED conditions. However, if a life threatening situation arises—such as severe bleeding, stroke, or an accident—you are covered for up to USD 2,000. Any medical expenses beyond that amount must be paid out of pocket by the customer.