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Aditya Birla Health Insurance Co. Limited

Products
- Health & Wellness plans
  - Activ One NXT NewMax ProtectionHealthReturns™ + No Capping on Medical Expenses + Super Reload₹5,630*/annumView Details
  - Activ FitMax ProtectionHealth Insurance + Health Benefits + Rewards₹6,863*/annumView Details
  - Activ Care ClassicParent Care Health Insurance for Parents ₹28,373*/annumView Details
  - Activ Assure Diamond + Super Health Top UpMax Protection 1 Crore Cover + Health insurance + Health benefit ₹10,768*/annumView Details
  - Activ Health Platinum EnhancedMax ProtectionHealth Insurance + Wellness Benefit + Chronic Care₹8,215*/annumView Details
- Large payout plans
  - Personal AccidentHealth insurance for cover against accidents₹212*/annumView Details
  - Cancer SecureHealth insurance for cover against cancer₹428*/annumView Details
  - Critical IllnessProtecting your future after a critical illness₹5,463*/annumView Details
- Corporate Plans
  - Group Activ HealthComprehensive corporate health insurance planView Details
  - Group Activ SecureFixed benefit plans including personal accident insurance, critical illness insurance and hospital cash benefitView Details
  - Group Activ TravelThe perfect travel insurance planView Details
- International Cover
  - Global Health SecureAvail cashless treatment internationally with this plan₹12,917*/annumView Details
- View all
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Aditya Birla Health Insurance Co. Limited

Cashless Health Insurance Claim Process

Step 1:

Locate a cashless network hospital of your choice

Cashless claims are available at our 10051+ network hospitals. Visit our network hospitals for a stress-free experience, be it for an emergency hospitalization or a planned one.

Locate network hospital near you

Step 2:

Verify patient identity

When you reach the hospital, show your Aditya Birla Health Insurance Policy Cashless Card or share your policy number. Also share a valid ID proof such as PAN card, Passport, Voter ID, etc.

Your Cashless Card or Policy Number

Any Identity/address proof

Step 3:

Fill the request form at the hospital or online

Visit the insurance desk at the chosen hospital and ask for a Pre-Authorization Request Form. Submit that to the hospital. It will then be sent to us, your insurer, for approval.

To speed this process up, you can also download the form right here and keep it duly filled and ready to submit to the hospital.

Download the Pre Authorization Form

For planned hospitalization: Submit the form at least 3 days before getting admitted

For emergency hospitalization: Submit the form within 48 hours of getting admitted

Pre Authorization Form

Step 4:

Allow your claim to process

Once we receive your documents, we will review them as per the terms and conditions. Once all formalities are completed, we will process the claim with the hospital.

Track claim

1 Claim Initiated

2 Claim Under Review

3 Claim Settled

Reimbursement Claim Process

Step 1:

Notify / Intimate Us in case of Emergencies or Planned Hospitalization

In case of an emergency, notify within 48 hours or a planned hospitalization, 3 days before to avail claim.

Notify Us

Notify us by

Step 2:

Collect and Submit your Claim Documents

Collect the relevant documents in original from the hospital and submit them to us within 15 days of discharge from the hospital.

View list of documents

Reimbursement Claim Form

Step 3:

Your claim is under review..

We will review and approve claim (as per the terms & conditions). You can also check your claim status online by entering your policy no.

Track claim

1 Claim Initiated

2 Claim Under Review

3 Claim Settled

What is Cashless OPD?

Avail our Cashless OPD services by joining our Chronic Management Program. It offers benefits that are not just limited to in-patient hospitalisation, but outpatient hospitalisation too. People suffering from chronic diseases can avail our services like lab test, medicines and doctor consultation.

Avail our OPD Services?

Our Activ Health Plan members can get their expenses covered by availing the below services.

Lab Test

The expenses under lab tests includes X-ray, Blood check, etc

Book test

Medicines

The expenses under doctor consultation includes Doctor’s fee, day care charges, etc.

Order medicines

Doctor Consultation

The expenses under doctor consultation includes Doctor’s fee, day care charges, etc.

Book slot

Join Chronic Management Program to avail Cashless OPD

Applicable for: Activ Health Plan

The Program helps in managing chronic conditions like asthma, diabetes, blood pressure, and cholesterol so that you can lead a healthy lifestyle.

Know more

Connect with us for help with Claims

Cashless Claim

Avail cashless claims by informing us in case of emergency hospitalisation within 48 hours, or planned hospitalisation 3 days before your admission, at any one of our 10051+ network hospitals

Raise a cashless claim

Reimbursement Claim

Get your hospitalization expenses reimbursed by notifying us within 48 hours in case of emergency hospitalisation or 3 days before your admission in case of a planned hospitalisation, at any network or non-network hospital.

Raise a reimbursement claim

Cashless Claim

Track cashless claim

Reimbursement Claim

Track reimbursement claim

Our Care Managers are here to help you through your claim process.

Applicable for: Activ Health, Activ Assure and Activ Care Plan

At any step of the claim process, you can seek help from our Care Managers. Be it understanding policy documents, filing a claim, or even managing discharge paperwork at the hospital.

Know more

What our customers say about our easy claim process

Aditya Birla Health Insurance inspired me to maintain an active lifestyle by adopting healthy habits and rewarded me with 100% HealthReturns™. I earned it by walking 10000 steps daily and I'll use my HealthReturns™ to renew my policy.

Mr. Radhey Shyam Laddha

I was hospitalized thrice & the entire claim process was 100% hassle free. I personally find the dedicated care manager benefit of the policy extremely useful.

Mrs. Prajakta Bhudivant

Homemaker