Aditya Birla Health Insurance Co. Limited

Health Insurance for High Blood Pressure

High blood pressure or Hypertension is a chronic disease which is characterized by consistently high blood pressure. The cause of hypertension is largely attributed to an unhealthy lifestyle. Although in rare cases, it is caused due to genetic factors. If left untreated, it can lead to fatal medical conditions such as kidney disease, heart attack and stroke. Which is why effective management of high blood pressure is essential, in order to lead a healthy lifestyle.

Generally, hypertension can be controlled though medication, strict diet and adequate physical activity. A hypertension patient must also undergo frequent health checkups and consultations to keep a close check on his/health. However the recurring doctor’s visit, checkups, and heavy medical purchases can be financially taxing due to the rapidly escalating medical costs

Our Chronic Management Program is specially designed to ease the financial burden of chronic diseases such as Hypertension. With our health insurance plan that covers high blood pressure, you can focus on your recovery, rather than worrying about doctor’s fees and medical bills. Buy health insurance coverage for high blood pressure and don’t let hypertension beat you down.

Management of a chronic disease like hypertension can be very expensive. Which is why, taking up high blood pressure health insurance is imperative. To give you a better idea, here’s a list of the costs involved in the treatment of Hypertension.

  • Doctor’s fee: - A person afflicted with hypertension might end up spending a lot of money as doctor’s fee. The fee might increase further, if consultation from a specialist is required.
  • Medicinal costs: - Drugs prescribed for hypertension are very expensive.
  • Diagnostic Tests: - A hypertension patient may need to undertake various diagnostic tests on a frequent basis. Diagnostic tests such as CT scans and MRI can make a big dent in your pocket
  • Hospitalization: - Instances of hypertension patients being hospitalized due to complications is quite common. If hospitalization occurs, the ordeal might prove expensive

Buying a health insurance plan which covers high blood pressure, the key to winning the battle against Hypertension. Here’s how health insurance for high blood pressure will ensure that you get the best treatment without any stress:-

  • A high blood pressure health insurance will cover the doctor’s fee. So you can consult the best doctors without worrying about the costs
  • All costs incurred from undergoing diagnostic tests will be covered
  • No need to worry about buying expensive hypertension drugs as medicinal costs are covered under medical insurance for high blood pressure
  • Focus on recovery rather than worrying about hospital bills in the event of hospitalization

At Aditya Birla Health Insurance, we understand that management of a chronic disease like hypertension is an enormous burden. Once you buy health insurance coverage for high blood pressure, you no longer have to worry about the financial aspect of disease management. Listed below are the key features and benefits of medical insurance for high blood pressure:-

  • Covers Doctor’s Consultation: - Consult the best doctors for your treatment
  • Covers Diagnostic Tests: - Get frequent health assessment without additional costs.
  • Covers Hospitalization: - No need not worry about the financial burden of hospitalization.
  • Covers Cost of Medicines: - Recover faster with the best medicines available in the market
  • Earn Rewards: - Earn back up to 30% of your health insurance premium by maintaining good health
  • Get a Wellness Coach: - Improve your health and lifestyle with personalized guidance from a wellness coach

The minimum age of enrollment under our medical plan for high blood pressure is 91 days. On the other hand, there is no maximum age of entry. Before enrolling, you will need to undergo a medical check up to determine your current state of health. Children below the age of 25 years can be covered under the family floater health insurance plans as dependents

FAQs of Health Insurance For High Blood Pressure

A health insurance for high blood pressure will help you manage the high costs of hypertension treatment with ease. A medical insurance coverage for hypertension includes doctor’s consultation, diagnostic test expenses, cost of medicines and hospitalization expenses. Since Hypertension is a chronic disease these medical expenses keep recurring, which is why it is important to enroll under such plans.

The claim procedure for health insurance for high blood pressure is the same as other policies. Once you submit the medical bills with the insurance company, the company will reimburse the amount. If you have enrolled under a cashless policy, the company will make the payments directly to the hospital

The following expenses are covered under a high blood pressure health insurance policy:-

  • Doctor’s consultation fee
  • Diagnostic tests
  • Cost of medicines
  • Hospitalization

The coverage provided under the essential plan is up to Rs 10 Lacs. If you choose the enhanced plan, you can get coverage up to Rs 2 Crore