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The Mukhyamantri Chiranjeevi Swasthya Bima Yojan a, introduced by the Government of Rajasthan covers quality healthcare for families for whom financial factors do not become a barrier to accessing quality healthcare services. The Chiranjeevi Bima Yojana assures them of proper medical care without being worried about the financial burden of treatment costs. The Chiranjeevi Yojana allows cashless treatment in a network of empanelled private hospitals for such families. Here is an outline of the online application, the benefits of the scheme, and many other specific details about the Chiranjeevi card.
Key Highlights
- Free health services for families in Rajasthan with the CM Chiranjeevi Yojana.
- Online application of Chiranjeevi Yojna with a Chiranjeevi card for convenience in getting treatments
- The treatments noted in the Chiranjeevi Bima Yojana hospital list are covered under this scheme.
- Know the application procedure, renewal, and documents required for the Chiranjeevi Yojana registration.
- Insurance for health and protection through finance is available to the people under the Mukhyamantri Chiranjeevi Swasthya Bima Yojana .
Health Insurance Through Chiranjeevi Yojana
These days, health insurance plays a central role in modern healthcare systems; it is a means to ensure that all families have a protected financial base against the crisis associated with catastrophic medical expenditure. With medical costs spiralling out of control, good health insurance coverage under such circumstances is not desirable but necessary. Going further with this principle, the Mukhyamantri Chiranjeevi Yojana ensures that access to health care is a basic right, not a preserve of the rich.Financial Protection
Financial protection is an important principal benefit of health insurance. Medical emergencies can ruin the bank account balance and push families into debt to cover costly health care services. Health insurance lowers your financial expenses with the insurer bearing the cost of medical treatment. Chiranjeevi Yojana provides coverage of up to ₹5 lakhs per family per year and assures more financial relief.Access to Quality Healthcare
Most people who cannot avail of insurance facilities may postpone or even avoid their much-needed personal medical care for fear of high expenses. In such a case, this health insurance scheme helps you get timely service so that small health issues do not become serious health concerns. The Mukhyamantri Chiranjeevi Swasthya Bima Yojana covers all types of treatment right from preventive care to major surgeries with the help of a large network of empanelled hospitals. This accessibility is very important for the overall health and well-being of the public at large.Incentivising Preventive Care
Many health insurance schemes incorporate preventive care, such as vaccinations, screenings, and regular check-ups. Thus, preventive care establishes a critical means of early diagnosis and management of health conditions, thus, bringing down long-term healthcare expenditure. Therefore, the Chiranjeevi Bima Yojana incentivises preventive care for a healthier society and reduces the burdens of chronic diseases.Less Out-of-pocket Spending
Out-of-pocket payment for health services has potentially disastrous effects on the finances of families, especially from the poorer populations. Health insurance coverage from schemes such as the Chiranjeevi Bima Yojana reduces the out-of-pocket expenditure of such families to access required medical attention, relieving its members from such concerns.Universal Health Coverage
Universal Health Coverage (UHC) is part of sustainable development that ensures all people and communities have access to required health services without financial hardship. The Chiranjeevi Bima Yojana is an important step towards the same. Providing comprehensive coverage and relieving hassled access to healthcare services fulfils the general goal.Strengthening Public Health Infrastructure
The implementation of community-based health insurance requires a strong public health infrastructure. This comprises empanelling of hospitals, uniformity in the protocols of treatment, and streamlining the health-delivering systems. The Chief Minister or CM Chiranjeevi Yojana has empanelled many hospitals within the state of Rajasthan and has benefitted the health infrastructure and capacity building within the state.Promotion of Health-Seeking Behaviour
Schemes such as the CM Chiranjeevi Yojana encourage health-seeking behaviour in people. With the knowledge that their expenses for hospitalisation will be taken care of, most people seek professional advice from doctors and get proper treatment. Unlike earlier, when they would first try home remedies or visit quacks (people who dishonestly pretend to have medical skills or knowledge), there is a behavioural shift critical to better healthcare and a culture of well-being.Health insurance is an economic factor that grants stability when big medical expenses can disrupt balance and create huge domestic problems. Therefore, families with health insurance face fewer chances of financial distress due to healthcare expenditure, thereby leading to economic stability and productivity. Hence, Mukhyamntri Chiranjeevi Yojana does not only affect an individual's health but also contributes to the overall economic stability of the state.
Health insurance is an inseparable part of today's society for monetary protection and quality healthcare. One such example would be the Mukhyamantri Chiranjeevi Yojana in Rajasthan. The scheme is one of the most transformative steps taken toward a healthy society with its preventive care, reduced out-of-pocket spending, and aid to universal health coverage.
Also Read: Health Insurance: Advantages, Disadvantages, and Important Considerations
Overview of Mukhyamantri Chiranjeevi Swasthya Bima Yojana
Rolled out in May 2021, the Mukhyamantri Chiranjeevi Swasthya Bima Yojana is a health insurance scheme that aims at providing comprehensive health insurance coverage to each family in the state, such that quality medical care is made accessible to them without worrying over financial conditions.As a beneficiary, you will be entitled to cashless treatment under the Chiranjeevi Yojana for up to ₹5 lakhs per family per annum. This will cover a broad spectrum of health needs, from routine medical check-ups to major surgeries. It is one such initiative that has helped reduce financial barriers, especially for people who otherwise feared seeking timely and adequate medical care.
The CM Chiranjeevi Yojana is part of the Government of Rajasthan's strategy of ensuring equal health opportunities for all. It is integrated with Ayushman Bharat, Mahatma Gandhi Rajasthan Swasthya Bima Yojana; thus emerging as one of the most ambitious health coverage plans in the country. It will ensure that no citizen is deprived of essential medical services due to financial incapabilities. By bringing in this scheme, the state government aims to reduce the healthcare cost implication suffered due to out-of-pocket expenses, thereby improving the quality of life of the citizens.
Key Advantages of Chiranjeevi BimaYojana
The Mukhyamantri Chiranjeevi Yojana has several benefits that contribute significantly to the healthcare system of Rajasthan:All-Round Care
The package covers almost all forms of medical treatment, from normal personal care to emergency care and up to large surgeries. The Chiranjeevi Yojana assures that in all aspects, you as a beneficiary receive all the different levels of care that may be available.Cashless Treatment
This is the outstanding feature of the Chiranjeevi Yojana . Treatment at empanelled hospitals would be provided on a cashless basis. This means that you are not required to pay for services rendered, thereby reducing immediate financial stress during any medical emergency.High Coverage Limit
The Chiranjeevi Bima Yojana gives robust financial coverage by providing medical expenses of ₹5 lakh per family per year. High coverage limits under the scheme ensure families afford elaborate and costly treatments without feeling a financial pinch.Eligibility for Chiranjeevi Health Insurance Scheme
The Chiranjeevi Health Insurance Scheme is all-inclusive and open to all families living in Rajasthan without considering their income level. This will be inclusive, even for the most vulnerable families and the economically underprivileged population of society. They will be able to avail themselves of comprehensive health coverage.Preventive Healthcare
The Chiranjeevi Yojana brings preventive healthcare in the form of regular health check-ups and early diagnosis of diseases. This will help reduce the burden of overall health costs with timely and better healthcare facilities.Maternity and Childcare Benefits
A cover under the Chiranjeevi Yojana provides for maternity and childcare, to ensure that women and children should have timely and required medical care in critical times.How to Apply for the CM Chiranjeevi Yojana Rajasthan Registration?
The application form of the Chiranjeevi Yojana Rajasthan application online has been prepared keeping in mind that the form should be simple to use and accessible to all eligible families. Here are the key application steps:Official Portal
To start the application process, you should visit the official website of Chiranjeevi Yojana. This portal can help in the CM Chiranjeevi Yojana Rajasthan registration -online registration of the application and any other information that you may want to know.Registration
On the homepage, there is a section for registration. Just fill in your Aadhar number and other basic details. This is a very important step through the Aadhar number, whereby your identification process is checked and verified.Fill Application Form
Post registration, you will have to navigate to the online application form where you have to fill in your and your family's details. Ensure all the information is correct and valid so that it does not cause any inconvenience during verification.Chiranjeevi Yojana Documents to be Uploaded
Documents that will be required for the Chiranjeevi Yojana include:- Identity Proof : Aadhaar card or any other State/Central government-issued ID.
- Address Proof: Utility bill, voter ID, or ration card.
- Income Certificate: If relevant, to establish eligibility for any other benefits of the scheme.
Final Submission of Application: Check all the details in the application form. Ensure all the documents are attached as required. Upon submission of the application, an acknowledgment receipt is received, and the same is to be saved for future usage.
Verification and Approval
Your form of application will now be verified properly. The particulars given by you with the documents will be cross-checked by the concerned authorities. If everything is proper and correct, your application form will be approved, and you will be enrolled in the scheme.Prerequisites for the Chiranjeevi Yojana
If you get approved under the Chiranjeevi Yojana , a Chiranjeevi card shall be issued to you. It works as your proof of registration and entitles you to cashless treatment at empanelled hospitals. The Chiranjeevi Card comes to you in soft copy format and will need to be printed for use.Following are some key tips for the application process under the Chiranjeevi Yojana:
Eligibility Criteria and Requirements
Here is a guideline for you to ensure you meet the requirements and submit the right documents:Eligibility Criteria
- A resident of Rajasthan
- Valid Aadhar card
Required Documents
- Aadhar card
- Address proof
- Income Certificate
Also Read: Tips to Choose the Health Insurance Plan in India
Chiranjeevi Card: Your Gateway to Health Benefits
Your Chiranjeevi Card is an important document under the Chiranjeevi Yojana . It is a key to a multitude of health benefits and a confirmation of your enrollment and eligibility for cashless treatment at empanelled hospitals. It is easy to get your Chiranjeevi Card . Below are a few steps in the process.Post-Application
After approval of the online application for the Chiranjeevi Bima Yojana , the concerned authorities shall enrol you as an applicant. Your details will be used to inform you of the approval status.Download and Print
After your acceptance, download your Chiranjeevi card from the official portal. Log in to your account on the Chiranjeevi Yojana website, where you will find a dedicated section for downloading your card. It's always better to carry a hard copy of the card to the empanned hospital.Hospital Access
With a Chiranjeevi card, treatment at any listed hospital in the Chiranjeevi Yojana hospital list is hassle-free. Just visit an empanelled hospital for treatment and show the Chiranjeevi card to their help desk. The hospital staff will verify your details from the scheme database and provide treatment through cashless means. The seamless process of verification ensures timely medical attention is received without any inconvenience. There is additionally no need for any financial expense even under the pressure of an emergency health situation.Keep the Chiranjeevi card in your pocket and ensure a safety net against diseases. It provides you with peace of mind as quality healthcare services will be accessible for you and your family.
Chiranjeevi Yojana Hospital List
The Chiranjeevi Yojana hospital list includes both government and private hospitals throughout the state of Rajasthan. This makes the network very important to the scheme because it guarantees that you are likely to continue receiving important health services from any part of the state. The lists contain the kinds of hospitals offering various medical treatments that come under the Chiranjeevi Yojana. This ensures that you get the required medical care without any financial barriers.Quality Healthcare
The Chiranjeevi Yojana beneficiaries can avail of cashless treatment in these empanelled hospitals some of which are the most prestigious medical institutions in this state. It means that everything from a small illness to major surgery can be treated without immediate out-of-pocket expenses.Geographical Coverage
The list has been designed to cover a broad region geographically, thus even if you are living in remote and rural areas, you can have access to quality healthcare facilities. This extensive network minimises the challenge of disparity that emanates from healthcare access since it makes quality medical services offered by the medical centres reach all the residents of Rajasthan.Updates and Expanding Periodically
The list is updated from time to time for it to remain comprehensive. The enrolment of new hospitals happens after it fulfils the standards designed by the scheme. It, therefore, expands the reach of the Chiranjeevi Yojana and makes services available to more beneficiaries. Such updates are important to accommodate the rising number of eligible beneficiaries and adapt to the changing healthcare needs of the population.Chiranjeevi Yojana Renewal
You must renew your Chiranjeevi Yojana enrolment every year to continue assured health coverage under the Mukhyamantri Chiranjeevi Swasthya Bima Yojana . It is a simple renewal process and can be done with just a click through the online mode.Step-by-step Renewal Process
- Login to the Portal: Visit the official website of Chiranjeevi Yojana and log into your account using your registered details. Visit the renewal section and fill out the renewal form. Update all your details including the contact information.
- Upload Documents: If your details have changed or you have new documents, add these to the given sections. These could be updates on address proof, income certificate or any other relevant documents.
- Application for Renewal: Upon carefully reviewing the filled form and the attached documents, submit the renewal for the Chiranjeevi Yojana. An acknowledgement receipt will be generated. You must receive this receipt as proof that your renewal is fully completed.
Why Timely Renewal is Important?
Renewal of enrolment ensures continuity of health coverage under the Chiranjeevi Bima Yojana without any hassles. A timely renewal avoids any breaks in availing of the benefits under the scheme. It is also needed as only an active Chiranjeevi card will enable you to avail of cashless treatment at the empanelled hospitals.Legal Framework and Government Support for the Chiranjeevi Yojana
A legal regime supports the Chiranjeevi Yojana. This ensures transparency, accountability, and equality in its execution. You must not overlook this and protect the scheme's integrity.Transparency and Accountability
The authorities supervise the Chiranjeevi Yojana properly to ensure that it functions transparently. They are subject to periodic audits and checks to avoid any misuse or fraud. This legal scrutiny is important to allow the money to be used appropriately and the entitled gains to reach the correct beneficiary.Flexibility
The flexibility of the Chiranjeevi Yojana is that it allows for constant revision and updates, given the dynamism of healthcare needs and services. With the changing healthcare requirements of people, the government has been proactively updating the list of empanelled hospitals and treatment packages, besides constantly attempting to bring new advances in medical treatment under the coverage of this scheme.Revisiting the Policy
The legal framework of the Chiranjeevi Yojana allows periodic reviews of the scheme's policies to accommodate changes in the healthcare system and the needs of the beneficiaries. These updates are a must in maintaining relevance and effectiveness within a scheme. The government ensures that any policy change has been effectively communicated to all the stakeholders, beneficiaries, and healthcare providers for uneventful transitions and accrual of healthcare services.Protection of Beneficiaries
It applies to your rights as a beneficiary being protected under the Chiranjeevi Bima Yojana. The legislative provisions guarantee that you will not be deprived of facilities without a valid reason. Additionally, your complaints are effectively and immediately addressed. The legal framework has a mechanism of a process through which you can lodge complaints and receive redressal to safeguard your rights.How to Utilise Services at Empaneled Hospitals of the Chiranjeevi Yojana?
The provisions under the Chiranjeevi Yojana are designed to be simple so that you can access medical care without the burden of financial difficulties. Stated below are steps to avail the benefits in any empanelled hospital:Step 1: Show the Chiranjeevi card
Approach the hospital's help desk or the insurance counter and show them your Chiranjeevi card . This card is the evidence of your enrolment under the Chiranjeevi Yojana .Step 2: Verification of Details
On presentation of your Chiranjeevi card , the hospital staff will verify your identity. The verification is done to authenticate the card and the details of coverage under the scheme. It is further used to check your eligibility. It even verifies the extent of coverage that is required for the treatment for which you have requested at the hospital. You may have to provide identification papers during this time to authenticate your identity.Step 3: Receive Treatment
After your details are verified, you can get the necessary treatment under the Chiranjeevi Yojana . It assures that you do not pay any money upfront for goods and services under its coverage. This is according to the norm prescribed by the scheme and the hospital will later directly settle the bill with the insurance provider. A cashless system for consultations, diagnostic tests, surgeries, post-treatment care, and related services is available.Important Things to Be Armed with
- Always Carry Documents: The Chiranjeevi Card and any other identity proof, like the Aadhar card, are to be kept with you to enable verification most easily and smoothly.
- Be Aware of Coverage: Be aware of what is long-insured to you under the scheme of Chiranjeevi Yojana. The do’s and dont’s of what treatment is covered and what is not are to be aware of, to avoid confusion at the last moment.
- Hospital Empanelment: Ensure that the hospital in which you are hospitalized is empanelled under the Chiranjeevi Yojana. You can access the list of empanelled hospitals on the official website of the scheme or through the helpline.
- Seek Assistance: Should you face any problem or have a question regarding the process, please do not hesitate to approach either the hospital's help desk or the specially devoted insurance counter. Persons over there are trained to take care of such questions and will take you through the process.
Insure Your Health with Chiranjeevi Yojana Today!
The Chiranjeevi Yojana is transforming Rajasthan's health landscape. The easy application procedures and comprehensive health coverage provided under the scheme meet not only the needs of every resident but also do not subject them to any hardships in bearing medical service costs. The cashless treatment under the Chiranjeevi Yojana, within the vast network of empanelled hospitals, reduces the financial burden significantly on families and ensures quality health care accessed in time.Visit Aditya Birla Capital to learn more about the health insurance options and get your family complete health security. You will get full, information on available health insurance plans that are designed to cater to all kinds of needs and be sufficiently covered and thus assured.
Also Read: Buying Private Health Insurance
FAQS – FREQUENTLY ASKED QUESTIONS
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What is the Mukhyamantri Chiranjeevi Swasthya Yojana ?
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Through which mode, can I apply for Chiranjeevi Yojana ?
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What are the documents catered for during Chiranjeevi Yojana registration ?
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Where can I avail of the Chiranjeevi Card ?
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How to renew Chiranjeevi Yojana ?
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Who is eligible for the Chiranjeevi Swasthya Bima Yojana Registration ?
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What is the sum insured under the Chiranjeevi Health Insurance Scheme ?
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How can one check hospitals under the Chiranjeevi Yojana ?
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Can I apply for Chiranjeevi Yojana if I already have other health insurance ?
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What are the various advantages of the Chiranjeevi Health Insurance Scheme ?
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Intellectual Property Rights
This Website contains information, materials, including text, images, graphics, videos and sound (“Materials”), which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property rights in these Materials are either owned by ABCL or have been licensed to Facilities Provider, ABCL / ABC Companies by the owner(s) of those rights so that it can use these Materials as part of this Website. Other than those Materials which belong to Third Parties, ABC Companies retains copyright on all Information, including text, graphics and sound and all trademarks displayed on this Website which are either owned by or licensed to by ABCL and/or used under license by ABC Companies.
You shall not (a) copy (whether by printing off onto paper, storing on disk, downloading or in any other way), distribute (including distributing copies), download, display, perform, reproduce, distribute, modify, edit, alter, enhance, broadcast or tamper with in any way or otherwise use any Materials contained in the Website. These restrictions apply in relation to all or part of the Materials on the Website; (b) copy and distribute this information on any other server or modify or re-use text or graphics on this system or another system. No reproduction of any part of the Website may be sold or distributed for commercial gain nor shall it be modified or incorporated in any other work, publication or web site, whether in hard copy or electronic format, including postings to any other web site; (c) remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from the web site; link to this Website; without our express written consent.
No Warranty
Although all efforts are made to ensure that information and content provided as part of this Website is correct at the time of inclusion on the Website, however there is no guarantee to the accuracy of the Information. This Website makes no representations or warranties as to the fairness, completeness or accuracy of Information. There is no commitment to update or correct any information that appears on the Internet or on this Website. Information is supplied upon the condition that the persons receiving the same will make their own determination as to its suitability for their purposes prior to use or in connection with the making of any decision. Any use of this Website or the information is at your own risk. Neither ABCL and ABC Companies, nor their officers, employees or agents shall be liable for any loss, damage or expense arising out of any access to, use of, or reliance upon, this Website or the information, or any website linked to this Website.
No Liability
This Website is provided to you on an "as is" and "where-is" basis, without any warranty. ABCL, for itself and any ABC Companies and third party providing information, Materials (defined later), facilities, or content to this Website, makes no representations or warranties, either express, implied, statutory or otherwise of merchantability, fitness for a particular purpose, or non-infringement of third party rights, with respect to the website, the information or any products or facilities to which the information refers. ABCL will not be liable to you or any third party for any damages of any kind, including but not limited to, direct, indirect, incidental, consequential or punitive damages, arising from or connected with the site, including but not limited to, your use of this site or your inability to use the site, even if ABCL has previously been advised of the possibility of such damages. Any access to information hosted on third party websites of billers/banks/merchants/ABC Companies etc. is not intended and shall not be treated as an offer to sell or the solicitation of an offer to buy any product/offering of these ABC Companies or third parties.
The Facilities Provider or ABCL or ABC Companies shall have absolutely no liability in connection with the information and Material posted on this Website including any liability for damage to your computer hardware, data, information, materials, or business resulting from the information and/or Material or the lack of information and/or Material available on the Website. In no event shall ABCL or ABC Companies shall be liable for any for any special, incidental, consequential, exemplary or punitive damages for any loss, arising out of or in connection with (a) the use, misuse or the inability to use this Website; (b) unauthorized access to or alteration of your transmissions or data; (c) statements or conduct of any third party on the site; or (d) any other matter whatever nature relating to this Website.
Further, the Facilities Provider cannot always foresee or anticipate technical or other difficulties. The facilities may contain errors, bugs, or other problems. These difficulties may result in loss of data, personalization settings or other facilities interruptions. The Website does not assume responsibility for the timeliness, deletion, mis-delivery, or failure to store any user data, communications, or personalization settings.
The Facilities Provider, ABCL, ABC Companies and the providers of information shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained at this Website.
Manner of Use of Personal Information
All Personal Information including Sensitive Personal Information provided/related to you, shall be stored/used/processed/transmitted expressly for the Purpose or facilities indicated thereon at the time of collection and in accordance with the Privacy Policy. Other than those otherwise indicated and agreed by You, this Website do not collect or store or share your Personal Information. Aditya Birla Capital is the brand and accordingly all products and facilities are provided by respective ABC Companies as applicable. Therefore, for any of these Purposes, the Website will use ABC Companies their authorized third party vendors, agents, contractors, consultants or facilities providers (individually a ‘Third Party Service Provider’ and collectively, the “Third Party Service Providers”) and to that extent you understand and authorize the Facilities Provider to share/transmit such information to Third Party Service Providers. Such sharing of information will be solely for the purpose to fulfill / complete / authenticate your specific requests/transaction execution and for providing information about any ABC Companies product or facilities or services or for data analytics or to deliver to you any administrative notices, alerts or communications relevant to your Purpose (and which may include sending promotional emails or SMS or calls or any other mode permitted under law) or to analyze the usage and improve the facilities/solutions offered or for any research or troubleshooting problems, detecting and protecting against errors or to improve features, tailor the facilities on the Website to your interests, and to get in touch with you whenever necessary.
Except in the manner as stated in the Privacy Policy, the Website will not disclose your Personal Information with any affiliated or unaffiliated third parties,
You may receive e-mails /communications/notifications from the Third Party Services Providers regarding facilities updates, information/promotional e-mails/SMS and/or update on new product announcements/services in such mode as permitted under law.
Use of Website in India
This Website is controlled and operated from India and there is no representation that the Materials/information are appropriate or will be available for use in other locations. If you use this Website from outside the India, you are entirely responsible for compliance with all applicable local laws. There is no warranty or representation that a user in one region may obtain the facilities of this website in another region.
Information published on the Website may contain references or cross references to products, programs and facilities offered by ABC Companies/third parties that are not announced or available in your country. Such references do not imply that it is intended to announce such products, programs or facilities in your country. You may consult your local advisors for information regarding the products, programs and services that may be available to you.
In your use of the Website, you may enter correspondence with, purchase goods and/or facilities from, or participate in promotions of advertisers or members or sponsors of the web site, including those of ABC Companies. Unless otherwise stated, any such correspondence, advertisement, purchase or promotion, including the delivery of and the payment for goods and/or facilities, and any other term, condition, warranty or representation associated with such correspondence, purchase or promotion, is solely between you and the applicable ABC Companies and/or third parties.
You agree that Facilities Provider / ABC Companies has no liability, obligation or responsibility for any such correspondence, purchase or promotion between you and any other ABC Companies and/or third parties.
Third party websites
This Website may be linked to other websites (including those of ABC Companies) on the World Wide Web that are not under the control of or maintained by ABCL. Such links do not indicate any responsibility or endorsement on our part for the external website concerned, its contents or the links displayed on it. These links are provided only as a convenience, in order to help you find relevant websites, facilities and/or products that may be of interest to you, quickly and easily. It is your responsibility to decide whether any facilities and/or products available through any of these websites are suitable for your purposes. The Facilities Provider or ABCL is not responsible for the owners or operators of these websites or for any goods or facilities they supply or for the content of their websites and does not give or enter into any conditions, warranties or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external web site to which this web site includes a link infringes the intellectual property rights of any third party).
USE of APP
In case any facilities/services, access/dissemination of information or execution of transaction is done through use of any APP related to ABC Companies, the additional terms and conditions governing the Use of APP shall be applicable and to be read along these Terms of Use.
Postings and monitoring
The Facilities Provider or ABCL or ABC Companies does not routinely monitor your postings to the Website but reserves the right to do so if deemed necessary if it is related to the facilities offered on the web site and to comply with law. However, in our efforts to promote good citizenship within the internet community, if the Facilities Provider or ABCL or ABC Companies becomes aware of inappropriate use of the Website or any of its facilities, any information, opinions, advice or offers posted by any person or entity logged in to the Website or any of its associated sites is to be construed as public conversation only, and the Facilities Provider or ABC Companies shall not be liable or responsible for such public conversation. You agree that in such cases, we will respond in any way that, in our sole discretion, as deemed appropriate. You acknowledge that Facilities Provider or ABC Companies will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any information it receives of such illegal conduct. When requested, ABC Companies/Facilities Provider will co-operate fully with law enforcement agencies in any investigation of alleged illegal activity on the internet.
Submissions and unauthorized use of any Materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations. You alone are responsible for your actions or the actions of any person using your user name and/or password. As such, you shall indemnify and hold Facilities Provider, ABCL / ABC Companies and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all loss, costs, damages, liabilities, and expenses (including attorneys' fees) incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Website or the use of the Website by any person using your user name and/or password (including without limitation your participation in the posting areas or your submissions) violates any applicable law or regulation, or the rights of any third party.
We reserve the right to terminate access to this Website at any time and without notice. Further this limited license terminates automatically, without notice to you, if you breach any of these Terms of Use. Upon termination, you must immediately destroy any downloaded and printed Materials.
If you come across any breaches/violation or offensive material you must report to us at abc.secretarial@adityabirla.com
Use of Cookies
You agree and understand that the Website will automatically receive and collect certain anonymous information in standard usage logs through the Web server, including computer/computer resource-identification information obtained from "cookies" sent to your browser from a web server or other means as explained in the Privacy Policy.
Facilities Changes and Discontinuation
The Website reserves the right to discontinue or suspend, temporarily or permanently, the facilities. You agree that the Facilities Provider/ ABC Companies will not be liable to you in any manner whatsoever for any modification or discontinuance of the facilities. The format and content of this Website may change at any time. We may suspend the operation of this Website for support or maintenance work, in order to update the content or for any other reason.
ABCL, ABC Companies, and its directors, employees, associates, or other representatives shall not be liable for any damages or injury, arising out of or in connection with the use, or non-use including non-availability of the Website and also for any consequential loss or any damages caused because of non-performance of the system due to a computer virus, system failure, corruption of data, delay in operation or transmission, communication line failure, or any other reason whatsoever. The Website will not be responsible for any liability arising out of delay in providing any information on the Website.
Compliance with the Law
You agree that you will not:
- Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, programme, algorithm or methodology to access, acquire, copy or monitor the Website, or any portion of the Website.
- Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation, browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Website, other than the search engines generally available by third party web browsers
- Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interferes with the proper working of the Website or the facilities.
- Attempt to decipher, decompile, disassemble, or reverse engineer any of the software, comprising or in any way making up a part of the Website or the facilities.
- You agree not to use the facilities for illegal purposes or for the transmission of material that is unlawful, harassing, libelous (untrue and damaging to others), invasive of another's privacy, abusive, threatening, or obscene, or that infringes the rights of others.
Restrictions on Commercial Use or Resale
Your right to use the facilities is personal to you; therefore, you agree not to resell or make any commercial use of the facilities. In addition, the Website welcomes your feedback as a user of the facilities. Any feedback you provide will become the confidential and proprietary information of the Website, and you agree that the Website may use in any manner and without limitation, all comments, suggestions, complaints, and other feedback you provide relating to the Website. The Website shall have a worldwide, royalty-free, non-exclusive, perpetual, and irrevocable right to use feedback for any purpose, including but not limited to incorporation of such feedback into the Website or other Website software or facilities.
No Endorsements
All product and facilities marks contained on or associated with the facilities that are not the Website marks are the trademarks of their respective owners. The Website would require you to respect the same. References to any such names, marks, products or facilities of third parties or hypertext links to third party sites or information does not imply the Website’s endorsement, sponsorship or recommendation of the third party, information, product or facilities.
Promotional Offers
You may receive from time to time, announcement about offers with intent to promote this Website and/or facilities/products of ABC Companies (“Promotional Offers”). The Promotional Offer(s) would always be governed by these Terms of Use plus certain additional terms and conditions, if any prescribed. The said additional terms and conditions, if prescribed, would be specific to the corresponding Promotional Offer only and shall prevail over these Terms of Use, to the extent they may be in conflict with these Terms of Use. The Website reserves the right to withdraw, discontinue, modify, extend and suspend the Promotional Offer(s) and the terms governing it, at its sole discretion.
Charges for use of Website
There are no charges or fees to be paid by you for use of this Website. However, you are responsible for all telephone access fees and/or internet service fees that may be assessed by your telephone and/or internet service provider. You further agree to pay additional charges, if any levied by Third Party Service Provider(s), for the facilities provided by them through the Website (Additional Charges).
No Endorsement
You are advised to be cautious when browsing on the internet and to use good judgment and discretion when obtaining information or transmitting information. From this Website, users may visit or be directed to third party web sites. The Website makes no effort to review the content of these web sites, nor is the Website or its licensors responsible for the validity, legality, copyright compliance, or decency of the content contained in these sites.
In addition, the Website does not endorse or control the content of any other user and is not responsible or liable for any content, even though it could be unlawful, harassing, libelous, privacy invading, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable, or that it infringes or may infringe upon the intellectual property or other rights of another. You acknowledge that the Website does not pre-screen content, but that the Website will have the right (but not the obligation) in their sole discretion to refuse, edit, move or remove any content that is available via the facilities.
Electronic Communications
These Terms of Use and any notices or other communications regarding the Facilities may be provided to you electronically, and you agree to receive communications from the Website in electronic form. Electronic communications may be posted on the Website and/or delivered to your registered email address, mobile phones etc either by Facilities Provider or ABC Companies with whom the services are availed. All communications in electronic format will be considered to be in "writing". Your consent to receive communications electronically is valid until you revoke your consent by notifying of your decision to do so. If you revoke your consent to receive communications electronically, the Facilities Provider shall have the right to terminate the facilities.
Assignment
You shall not assign your rights and obligations under this Agreement to any other party. The Website may assign or delegate its rights and/or obligations under this Agreement to any other party in future, directly or indirectly, or to an affiliated or group company.
Legal Disclaimers
The information provided on or through the Website is for general guidance and information purposes only and they do not in any manner indicate any assurance or opinion of any manner whatsoever. Any information may be prone to shortcomings, defects or inaccuracies due to technical reasons. Certain information on Website may be on the basis of our own appraisal of the applicable facts, law and regulations in force at the date hereof.
The information (and opinions, if any) contained on the Website may have been obtained from public sources believed to be reliable and numerous factors may affect the information provided, which may or may not have been taken into account. The information provided may therefore vary (significantly) from information obtained from other sources or other market participants. Any reference to past performance in the information should not be taken as an indication of future performance. The information is dependent on various assumptions, individual preferences and other factors and thus, results or analyses cannot be construed to be entirely accurate and may not be suitable for all categories of users. Hence, they should not be solely relied on when making investment decisions. Your investment or financial decision shall always be at your own discretion and based on your independent research; and nothing contained on the Website or in any information would construe ABCL/ABC Companies or any of its employees/authorized representative as having been in any way involved in your decision making process. Any information and commentaries provided on the Website are not meant to be an endorsement or offering of any stock or investment advice.
Nothing contained herein is to be construed as a recommendation to use any product, process, equipment or formulation, in conflict with any patent, or otherwise and Facilities Provider / ABCL/ABC Companies makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, or otherwise. Information on this Website sourced from experts or third party service providers, which may also include reference to any ABCL Affiliate. However, any such information shall not be construed to represent that they belong or represent or are endorsed by the views of the Facilities Provider or ABC Companies. Any information provided or sourced from ABCL Affiliate belongs to them. ABCL is an independent entity and such information from any ABCL Affiliate are not in any manner intended or to be construed as being endorsed by ABCL or Facilities Provider. The information does not constitute investment or financial advice or advice to buy or sell, or to endorse or solicitation to buy or sell any securities or other financial instrument for any reason whatsoever. Nothing on the Website or information is intended to constitute legal, tax or investment advice, or an opinion regarding the appropriateness of any investment or a solicitation of any type. Investment in the securities market and any financial instruments are inherently risky and you shall always assume complete and full responsibility for the outcomes of all the financial or investment decisions that you make, including but not limited to loss of capital. You are therefore advised to obtain your own applicable legal, accounting, tax or other professional advice or facilities before taking or considering an investment or financial decision.
No Solicitation
No Information at this Website shall constitute an invitation to invest in ABCL or any ABC Companies. These are meant for general information only or to meet statutory requirements or disclosures. ABCL or any of its employees are in no way liable for the use of the information by you, when making any decision or investing or trading through any investment vehicles or ABC Companies, or any other third party which may be engaged in offering of these services.
The information contained on this Website does not represent and should not be used to construe (i) the terms on which a new transaction would be entered into by ABCL or ABC Companies, (ii) the terms on which any existing transactions could be unwound by ABCL or ABC Companies, (iii) the calculation or estimate of an amount that would be payable following an early termination of any past/existing transactions or (iv) the valuations given to any transactions by ABCL or ABC Companies in their books of account for financial reporting, credit or risk management purposes.
Statutory Disclosure
ABCL and ABC Companies are engaged in a broad spectrum of activities in the financial services sectors. You understand and acknowledge that Aditya Birla Money Limited (‘ABML’), Aditya Birla Finance Limited (‘ABFL’) and Aditya Birla Sun Life Asset Management Company Limited and trustees and sponsor of Aditya Birla Sun Life Mutual Fund (‘ABSLMF’) are group companies and ABML / ABFL also acts as a distributor of ABSLMF. Any recommendation or reference of schemes of ABSLMF if any made or referred on the Website, the same is based on the standard evaluation and selection process, which would apply uniformly for all mutual fund schemes. You are free to choose the execution facilities in the manner deemed fit and proper and no commission will be paid by ABSLMF to ABML / ABFL if you choose to execute a transaction with ABSLMF on the Website, unless otherwise agreed by you and ABML/ABFL separately. Information about ABML/ABFL, its businesses and the details of commission structure receivable from asset management companies to ABML/ABFL, are also available on their respective Website.
Similarly Aditya Birla Money Insurance Advisory Services Limited and Aditya Birla Insurance Brokers Limited are insurance intermediaries and engaged in the distribution of Insurance Products and it may services may include products of Aditya Birla Sun Life Insurance Company Limited and Aditya Birla Health Insurance Company Limited. However there is no conflict on these services and commissions if any payable are in accordance of the extant regulations.
Force Majeure
The Facilities Provider, ABC Companies and any of its Third Party Service Providers shall not be liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond their reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, virus, other malicious computer code, hacking, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, flood, storms, explosions, acts of God, war, earthquake, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.
Indemnification
You agree to protect and fully compensate Facilities Provider, ABCL, ABC Companies, subsidiaries, licensors, suppliers and facilities providers, employees, officers and directors, from any and all third party claims, liability, damages, expenses and costs (including but not limited to reasonable attorneys fees) caused by or arising from your use of the facilities, your violation of the Terms of Use or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.
No Waiver
The Facilities Provider, ABC Companies or any of its third party service providers and processor bank/merchants etc. shall not be deemed to have waived any of its/their rights or remedies hereunder, unless such waiver is in writing. No delay or omission on the part of Facilities Providers and ABC Companies, in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies. A waiver on any one occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions.
Exclusive Agreement
You agree that these Terms of Use are the complete and exclusive statement of agreement supersede any proposal or prior agreement, oral or written, and any other communications between you and the Facilities Provider and its Third Party Service Providers or processor bank/merchants relating to the subject matter of these Terms of Use. These Terms of Use, as the same may be amended from time to time, will prevail over any subsequent oral communications between you and the Website and/or the processor bank.
Termination
Either party can terminate this Agreement by notifying the other party in writing. Upon such termination You will not be able to use the facilities of this Website.
Governing Law and Jurisdiction
The Website specifically prohibits you from usage of any of its facilities in any countries or jurisdictions that do not corroborate to all stipulations of these Terms of Use. The Website is specifically for users in the territory of India. In case of any dispute, either judicial or quasi-judicial, the same will be subject to the laws of India, with the courts in Mumbai having exclusive jurisdiction.
These Terms and Conditions are governed by and to be interpreted in accordance with laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these Terms and Conditions or any dispute arising in relation to the Website whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located at Mumbai, India for the resolution of all such disputes.
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