How to Link Aadhaar with PM Jan Dhan Yojana Bank Account

• Pradhan Mantri Jan Dhan Yojana is a national scheme with the integrated approach of having comprehensive financial inclusion and providing banking services to all households in the country.
• You can execute a PMJDY Aadhaar link online, through SMS services, or by visiting the nearest Aadhaar card enrolment centre.
• You will need your Aadhaar number, Aadhaar registered mobile number, and your bank passbook to complete the PMJDY Aadhaar link efficiently.

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national scheme in India with an integrated approach to bring about comprehensive financial inclusion and provide banking services to all households in the country. The scheme ensures access to a range of financial services like availability of a savings bank account, access to need-based credit, remittances facility, insurance, and pension. The PMJDY scheme was announced by Prime Minister Narendra Modi on 15 August 2014.Conducting a PMJDY Aadhaar link can be done online through the official portal, through SMS services, or by visiting the nearest Aadhaar card enrolment centre. In this blog, you will learn about how to carry out a PMJDY Aadhaar link effectively and quickly.

To perform a PMJDY Aadhaar link online, you are required to follow the steps mentioned below:

• Step 1 - Visit the PMJDY's official website .
• Step 2 - Enter your user ID and password and login to your account.
• Step 3 - On the homepage, click on the option 'Link Aadhaar with bank account'.
• Step 4 - On the next page, enter your Aadhaar number and click on the 'Submit' button.
• Step 5 - Select the bank account that you want to link with your Aadhaar number. Click on the 'Submit' button.
• Step 6 - You will receive an OTP (one time password) on your Aadhaar-registered mobile number.
• Step 7 - Enter the OTP and click on the 'Submit' button.

Your PMJDY Aadhaar link will be initiated and processed in 4 to 5 working days.

You can also execute a PMJDY Aadhaar link by visiting your nearest Aadhaar enrolment centre. Follow the steps mentioned below to carry out the PMJDY Aadhaar link via the offline mode:

• Step 1 - Visit the nearest Aadhaar enrolment centre and carry your Aadhaar card and bank passbook. Also carry self-attested copies of your Aadhaar card and passbook.
• Step 2 - Request for the 'Aadhaar Linking Form ' from an official present at the centre.
• Step 3 - Fill in the form with information like your Aadhaar number, name, address, bank account, etc.
• Step 4 - Attach the self-attested copies of your Aadhaar card and bank passbook with the form and submit it.

Your PMJDY Aadhaar link will be initiated and processed within 2-3 working days and you will receive a confirmation message as well.

You can complete a PMJDY Aadhaar link by using the SMS mode by following a few simple steps mentioned below:

• Step 1 - The number to which the SMS can be sent varies from bank to bank. Hence, you should check the correct number provided for your bank.
• Step 2 - Along with the number, also check the format in which the SMS should be sent.
• Step 3 - Use your Aadhaar registered mobile number to send an SMS to the respective number.

For example, customers of State Bank of India can link their bank accounts with Aadhaar by sending an SMS in the format given below to 567676 from their registered mobile number.

• UID <SPACE> Aadhaar number <SPACE> Account number

Your PMJDY Aadhaar link will be initiated and processed once the SMS is sent.

You can link your Pradhan Mantri Jan Dhan Yojana bank account to your Aadhaar number through an ATM as well. Follow the steps mentioned below for the same:

• Step 1 - Visit a nearby ATM with your Aadhaar card.
• Step 2 - Swipe your ATM card and enter the PIN.
• Step 3 - Select the 'Service' option and then click on the 'Link Aadhaar ' option.
• Step 4 - Enter and re-enter your Aadhaar number to avoid duplication.
• Step 5 - Click on 'Submit' to complete the PMJDY Aadhaar linking.

You only need your Aadhaar card and your bank passbook to carry out a PMJDY Aadhaar link.

Linking your Aadhaar with a PMJDY bank account is recommended as it offers various benefits. You become eligible to receive a total benefit of ₹1.3 lakh from the central government. You can also receive accident insurance of ₹1 lakh and general insurance of ₹30,000 in case you meet with an accident.

You can link your Aadhaar with Pradhan Mantri Jan Dhan Yojana bank account by following a simple process either online, offline, or via the SMS mode. Remember to enter the correct details like your Aadhaar number and your bank account number while filling in the application form, to avoid any delays. Also Read: E-Aadhaar made easy: 5 steps to your digital identity