How to Gift Digital Gold: Send, Receive and Redeem Guide

• You can gift digital gold online through a few platforms directly from your phone.
• The receiver gets the gold in their account and can hold it, redeem it as physical gold, or sell it whenever they want.
• Digital gold gifting is a practical, meaningful, and increasingly popular alternative to traditional gold gifts in India.

Gold has always been one of the most meaningful gifts you can give in India. Whether it is a wedding, a birthday, or a festival, gold carries a weight that no other gift quite matches. And now, with digital gold, you do not need to visit a store or worry about storing physical gold safely. You can send a digital gold gift from your phone in minutes. This guide walks you through how it all works.

A physical gold gift has always been special, but it comes with practical challenges. You need to visit a store and carry the gold safely, and the receiver needs to store it securely. Digital gold removes all of that friction.

When you send a digital gold gift, the receiver gets actual gold credited to their account. It is backed by physical gold stored in a secure vault. They can hold it, convert it to physical gold coins or bars later, or sell it at the current market rate. It is flexible, safe, and just as valuable as handing over a gold coin in person.

The process is simple and takes just a few minutes. Here is how it typically works across most platforms.

1. Choose Your Platform

Platforms like Aditya Birla Capital, powered by MMTC-PAMP, offer digital gold gifting features. Download the app or visit the website and log in to your account.

2. Select the Gift Option

Most platforms have a dedicated digital gold gift online section. Look for a 'send gift' or 'gift gold' option on the home screen or under the 'Gold' section of the app.

3. Choose the amount or weight

You can choose to gift by value, for example, Rs 1,000 worth of gold, or by weight, such as 1 gram of gold. Most platforms have no minimum or maximum, so you can start with Rs 100.

4. Enter the receiver's details

You will need the receiver's mobile number or email address registered on the same platform, depending on how the gifting feature works on that app. Some platforms also allow gifting across different accounts through a shareable link.

5. Add a personal message

Most platforms let you add a short, personalised note with your gift, making it feel more special, especially for occasions like Dhanteras, anniversaries, or birthdays.

6. Complete the payment

Pay through UPI, net banking, or credit or debit card. The gold is credited to the receiver's account instantly or within a few minutes of the transaction.

Once you send the gift, the receiver gets a notification on their registered mobile number or email. The gold is credited directly if they already have an account on the platform. If they do not, they may need to create a free account to claim it. The receiver can see the gold in their account, track its value as the market moves, and decide what to do with it.

Also Read: How to Buy Gold Bars Online in India Safely?

This scenario is where digital gold gifting becomes really practical. The receiver has full flexibility.

1. Hold It

They can simply keep the gold in their account and let it grow in value over time. There is no pressure to do anything with it immediately.

2. Sell It

If they need liquidity, they can sell the digital gold at the current market rate directly through the platform and have the money transferred to their bank account.

3. Redeem as Physical Gold

Most platforms allow the receiver to convert their digital gold into physical gold coins, bars, or biscuits and have it delivered to their doorstep. Delivery charges and applicable GST apply at the time of physical redemption.

Some platforms offer a digital gold gift card format where you buy a fixed value of gold and share it as a card with a personalised message, similar to a gift voucher. The receiver clicks the link, enters their details, and claims the gold in their account.

A digital gold gift card works especially well for occasions when you want to send something meaningful but are not sure of the receiver's preferences in terms of jewellery or design. Gold is gold, and its value speaks for itself.

1. Both Parties May Need to Be on the Same Platform

Some platforms require the receiver to have an account on the same app to claim the gift. Check the requirements before choosing your platform.

2. GST Applies at the Time of Purchase

When you send a digital gold gift, 3% GST is charged on the purchase value. This is the same rate that applies to all digital gold transactions.

3. Physical Delivery Has Additional Charges

If the receiver decides to convert the gifted gold into a physical product, delivery charges and GST on those charges will apply at that point.

4. Check Platform Reliability

Always use a regulated and trusted platform for digital gold gifting. Ensure the gold is properly backed and safely stored.

Gifting digital gold online is one of the simplest and most thoughtful ways to give gold in India today. Whether you are sending a small amount for a birthday or a larger gift for a wedding, the process is quick, the receiver gets complete flexibility, and the value is real. You can also explore digital gold and digital silver gifting options through the Aditya Birla Capital platform, powered by MMTC-PAMP. You can visit their website or download the ABC app to get started.

Also Read: Digital Gold vs Physical Gold: Which is Better for Investment?