Convalescence Benefits

When recovery from disease and hospitalization is prolonged, insurance providers provide a lumpsum cash benefit to policyholders, which can help them overcome any loss of income arising due to hospitalization. This benefit is known as convalescence benefit or recovery benefit and is applicable when the patient is hospitalized for more than 7 to 10 days.

When the patient suffers from a disease that causes him/her to be hospitalized for a long period of time, he/she is unable to go to work, resulting in a loss of income for the patient and their family. In such a case, a convalescence benefit is given in the form of a pre-defined amount for the duration of the recovery period.

Example: Pooja meets with an accident and is hospitalized for two weeks. Due to prolonged hospitalization, she must take an extended leave from work and faces the loss of pay. As her policy entitles her to convalescence benefit, she can utilize the benefit to recover from the financial loss faced by her due to the long hospitalization and recovery period.

The Activ Secure - Hospital Cash Cover offers this benefit.