
The United Nations Population Fund published a report in 2017. The report states that 12.5% of India's population will be over 60 by 2030. While retirement is a period of relaxation, as an older citizen, you must first prioritise your everyday needs. And the best place to live in India after retirement is one where you can build a home with all amenities within reach. From the breathtaking Pink City to Chandigarh's immaculately planned urban town, India offers a comfortable post-retirement life. Read more: Is ₹ 5 Crore Enough For Your Retirement? You've worked hard to build a life for yourself and your loved ones. Now it's time to reap the fruit of those tedious years in a home where you can enjoy the golden years of your life. Here are the 10 best places to live after retirement in India:
Things to Consider When Searching for the Best Cities to Retire
Coimbatore
Coimbatore is an excellent place for retirees due to the pleasant weather and peaceful surroundings. You will have access to various retirement facilities and elderly housing options in the city that offer warmth and camaraderie. Coimbatore is famous for its exceptional healthcare services, comprising distinguished hospitals and clinics focusing on senior care.Enjoy a slow-paced lifestyle in the city without financial strain due to its cheaper cost of living compared to other major Indian cities.
Lavasa
Lavasa is a beautiful city situated in the Pune district of Maharashtra. The place is recognised for its peaceful and unspoiled environment, far from the busy and noisy urban lifestyle. The cost of living in metro towns can be steep in your pocket, especially without a constant income source. A peaceful way of life at Lavasa is an excellent alternative after spending bustling years in a city. You can indulge in hobbies like organic farming to cut down the everyday costs of vegetables and fruits.A low population ratio and pleasant climate will add to your golden years of unwinding with nature. If you live alone with a spouse, you can be at ease with your safety in a small town like Lavasa if you choose an excellent residential locality. The only downside of living in a small city like Lavasa is the healthcare facilities. Though you will have access to primary healthcare, Pune is the nearest city for more specialised doctors.
Bhubaneshwar
Steeped in splendid culture and a rich heritage, the state capital of Odisha is a well-developed city. The city is an emerging educational hub and offers excellent road and rail inter-state connectivity. As a retiree, you will have access to all basic healthcare facilities that will enhance the quality of your life.Building a home in the city's residential areas is quite affordable. These accommodations offer plenty of recreational activities for senior citizens. With a tropical climate, you can spend pleasant summer evenings with your friends at the city's parks and on rainy days at local clubs.
Bhiwadi
Bhiwadi is a developing town in Rajasthan's Alwar district, near Haryana and Delhi's industrial belt. The area is becoming a popular choice for private industries, and you can live peacefully at sites specifically designed for older adults. Bhiwadi is an appealing option if you want to live on a budget. The city offers a lower cost of living than more prominent cities and has access to all essential facilities, convenient transportation links and comfortable weather.
Nagpur
The Orange City of India is known for more than just its abundant citrus produce. A strategic city in the state of Maharashtra, Nagpur offers excellent connectivity and healthcare facilities for retired citizens of the town. With wide roads and civic infrastructure, you can choose public and private transportation in the city.A developing hub for industries, Nagpur's affordable real estate prices go easy on your pocket if you want to build a home in the city. Or else, plenty of very safe gated colonies offer luxurious apartments for rent with access to swimming pools, gyms, and clubs.
Chennai
If you've spent your youth in a busy metro city, moving to a small town with fewer amenities can take time and effort. Chennai is the perfect option for you. The city has a rich history, temples, and cultural attractions, providing a lively and diverse way of life. You will have access to various amenities, healthcare options, and a pleasant climate perfect for senior citizens.In addition, Chennai has a low crime rate, ensuring you live a safe life while enjoying the city's vibrant art and cultural environment.
Kochi
Nestled in the coastal state of Kerala, Kochi is a cosmopolitan known for its famous backwaters, landmarks, and multiple cultures. The city of Kochi has reliable healthcare services consisting of hospitals and clinics specialising in various medical fields. As an elderly individual, you will have access to senior-friendly housing choices, various leisure activities and an abundance of Ayurvedic wellness centres.Kochi is the best place to live in India after retirement if you want to reunite with nature and its abundant bounty. Read More: Which Is The Best Investment Plan In India For Middle Class?
Jaipur
Jaipur is the capital city of Rajasthan and is known for its lively culture, impressive palaces, and forts. The town combines historical and contemporary features, perfect for spending a lazy Sunday with your family amid the city's ruins. The city of Jaipur boasts dependable healthcare facilities with hospitals with dedicated departments catering to the needs of elderly patients. You will have access to senior-friendly housing options, retail stores, and a chance to discover Rajasthani heritage, food, and traditional crafts, making it an appealing retirement destination.
Lucknow
An emerging retirement city, Lucknow's growth is driven by the presence of educational institutions, affordable labour, and a burgeoning food culture, among others. The town is a pleasant mix of old and modern cultures, making it perfect to adapt to after retirement. Healthcare facilities have also improved, and access to basic amenities is a breeze. Though the city is still witnessing rapid infrastructural development, it is well connected to other parts of India by road, rail, and air.Real estate prices in Lucknow are affordable, meaning you can build your dream retirement home with some planning. Additionally, crime rates in posh areas of the city are low, and you can live a comfortable retired life while devouring delicious Kebabs every Saturday night.
Dehradun
Dehradun, a beautiful city located in the foothills of the Himalayas, provides a peaceful and beautiful atmosphere for retirees. The area has gentle weather and abundant greenery, which produces a rejuvenating ambience ideal for individuals searching for peace and the wonders of nature. The city of Dehradun boasts well-established healthcare facilities, which include hospitals furnished with cutting-edge medical equipment. Activities like yoga, meditation, or nature walks in nearby mountain areas can be enjoyed by retirees. Read more: Tax On Leave Encashed At The Time Of Retirement
Conclusion
Some of India's best places to live after retirement may not be metro cities but quaint developed towns that fit the bill. Retirement is a significant life change; without a steady flow of income, picking the correct city to settle down is crucial. You must consider various factors before packing your bags and investing in a town with your hard-earned retirement corpus. Check out this retirement guide for more clarity on garnering more savings for your golden years.
FAQS - FREQUENTLY ASKED QUESTIONS
Which city is best to live in after retirement in India ?
Chennai, a city in Tamil Nadu, is often regarded as an ideal place to settle down after retirement in India. This is due to its agreeable climate, reasonable cost of living, and access to healthcare facilities.
How much does a retirement home cost in India ?
The price of a retirement home in India may differ based on factors such as the property's size, location, and amenities. Retirement communities in India typically cost between 30 lakhs to 1 crore or more.
Where is the best place to settle down in India ?
Nagpur, located in Maharashtra, is considered a top choice for retiring in India. The city has a lively culture, top-notch educational institutions, ample job opportunities, and an agreeable climate. There is also a booming healthcare industry with access to the best specialists and facilities in the area. When settling down, it is essential to weigh the pros and cons of a city before taking the plunge.
Where is the best place to live for senior citizens ?
Kochi, a city in the coastal state of Kerala, is frequently regarded as an ideal place for senior citizens to reside. The town offers a relaxed way of life, stunning beaches, pleasant weather, and access to healthcare services that cater to the varying needs of retirees.
The information contained herein is generic in nature and is meant for educational purposes only. Nothing here is to be construed as an investment or financial or taxation advice nor to be considered as an invitation or solicitation or advertisement for any financial product. Readers are advised to exercise discretion and should seek independent professional advice prior to making any investment decision in relation to any financial product. Aditya Birla Capital Group is not liable for any decision arising out of the use of this information.

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