Steps to buy health insurance online in India

Choosing the correct health insurance plan is an important process that cannot be overlooked in today's world, where medical costs are at an all-time high. Even though more people are aware of the importance of health insurance, many people are still unsure of what to look for when purchasing health insurance online. However, today, we at Aditya Birla Health Insurance will discuss all the things you need to consider before buying health insurance online and how you should go about the process of buying.

Things to keep in mind when buying health insurance online

1. Select a plan that offers comprehensive coverage

Examine and understand all the various types of health insurance policies on the market and ensure you are getting optimum wide coverage.

2. Identify the diseases covered and not covered in your health insurance plan

You should preferably choose a health plan that includes coverage for all ailments to which you believe you are particularly susceptible.

3. Decide the sum assured from a long-term perspective

When buying a health insurance plan, always ensure your sum assured will cover you now and in the long run, while keeping inflation in mind.

4. Check the insurer's claim settlement ratio

Another factor to consider when buying online health insurance is the claim settlement ratio and the time it takes the insurer to settle claims.

Steps to buy health insurance online in India

Most health insurance plans are straightforward with their purchase procedure so that it becomes extremely easy for the customer to get the health security they need. For instance, today we will be using our company, Aditya Birla Health Insurance, as an example to demonstrate how to buy health insurance online.

Step 1: Log on to https://www.adityabirlacapital.com/healthinsurance/homepage

Step 2: On the health insurance page, you will be able to access all the information you need along with customer reviews to help you make your decision on the type of plan you need.

Step 3: On the page, you will be greeted with an ‘I am looking for’ section where you can select your desired protection plan and the members you want to cover. Once filled, click ‘continue.

Step 4: You will be asked to enter your age, email id and contact number, after which you will be expected to input the OTP sent to you and continue along.

Step 5: Once you have carefully decided which policy you want to purchase, you can select the same and click on the ‘buy online’ tab.

Step 6: Following that, you will gain access to our health premium calculator which will need data inputs such as your type of insurance, members, sum assured, etc., and will then present you with a quoted amount.

Step 7: Once confirmed, you will be expected to fill in personal details, contact details and addresses of all the members, after which you will be redirected to a secure payment gateway.

Step 8: You can fill in your details in the payment gateway and within a few clicks, you will be the proud owner of a health insurance plan and can live without worrying about your medical expenses.