TERMS AND CONDITIONS

1. Offer duration: This offer is valid from 23rd April 2025, to 23rd May 2025

2. Customers will earn a maximum of 250 ABCD Coins on first Bank Fixed Deposit booking only.

3. The offer is applicable only on the first Fixed Deposit booking of Utkarsh SF, North East SF or South Indian Bank booked by the customer on ABCD app, during offer period.

4. A customer will be eligible for the offer only once.

5. Only users who complete VKYC/Full KYC on ABCD app are eligible for offer

6. VKYC/Full KYC is applicable if the user chooses tenure greater than one year or if the FD amount exceeds Rs. 1 lac.

7. For tenure greater than 1 year, the minimum transaction amount has to be Rs. 15,000 or more to be eligible for the offer.

8. The Fixed Deposit must remain active and not be withdrawn for a minimum of 60 days from the date of booking to be eligible for this offer.

9. Only Bank FDs have DICGC Insurance not all FDs(i.e. NBFC Fd not insured)

10. ABCD coins will be credited to eligible user's account within one week post completion of holding period of 60 days.

11. This is a one-time offer and cannot be combined with any other promotions or offers.

12. The ABCD coins earned through this offer will be valid for one year from the date of crediting.

13. ABCD reserves the sole and exclusive right to make all decisions regarding the determination of a customer's eligibility for the reward of coins.

14. Other Terms and Conditions as provided in the ABCD app shall also apply. By availing this offer, you hereby consent to these Terms.

15. ABCD reserves the sole and exclusive right to cancel, modify, extend, revoke or withdraw the offer, or any reward, or disqualify you at any time including in case of fraudulent transactions, from availing the Offer, at its sole discretion, without incurring any liability, without any prior notice. In case of Dispute ABCDL decision shall be final and binding.