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Imagine a family originally from Uttar Pradesh who decides to move to Karnataka for better employment opportunities. Once settled, they plan to enrol their daughter in one of the top state-run schools, which reserves certain seats for local residents. To qualify for this, they need to prove their local residency status. This is where a domicile certificate becomes essential.
It serves as the key document that not only certifies their residence in Karnataka but also enables their daughter to benefit from educational quotas. By establishing their official place of residence through this certificate, the family can fully integrate into the local community and avail themselves of various state-specific public services and benefits. Understanding how to apply for a domicile certificate is their first step towards making the most out of their new life in Karnataka, highlighting the practical importance of this document in everyday scenarios.
Key Highlights
- Essential Documentation: A domicile certificate serves as proof of residency in a particular state or union territory, essential for educational quotas, government employment, and property registration.
- Online and Offline Applications: Learn the streamlined steps to apply for domicile certificate both online and offline, ensuring you can access this critical document no matter your location.
- State-specific Information: Access detailed instructions and links to state-specific portals for domicile certificate online apply, making it easier to navigate the application process in your region.
- Ongoing Validity: Understand the conditions under which a domicile certificate remains valid and how it can impact your rights and benefits as a resident.
What is Domicile Certificate?
A domicile certificate is an official document that confirms a person’s permanent residence within a specific state, playing a crucial role in accessing a host of state-specific privileges. Understanding the domicile certificate meaning helps clarify its importance in securing government scholarships, quotas in public sector employment, and eligibility for educational institutions.Types of Domicile Certificates:
- Domicile by Birth: This is provided to those born within a state, and it typically remains valid until the person establishes a permanent residence in another state. Useful for those who relocate for educational or employment opportunities.
- Domicile by Choice: For individuals who move to a new state and fulfill the residency requirements, obtaining this certificate is essential to confirm their new permanent residency status. This is where the process to apply for domicile certificate becomes relevant.
- Domicile of Dependence: Aimed at dependents, either children or spouses, of an individual who possesses a domicile certificate in a particular state. This certificate allows them to claim residency by association, which can be particularly beneficial for school admissions or accessing local healthcare services.
Specialised Domicile Certificates Based on Purpose:
- Student Domicile Certificate: Issued to students to verify their residency for accessing state quota admissions in educational settings. It is a straightforward process to apply for domicile certificate online, facilitating faster and easier submission.
- Employment Domicile Certificate: Necessary for those applying to certain government jobs that require candidates to be residents of the state.
- General Domicile Certificate: Used by residents for a range of purposes, including property registration and eligibility to vote in local elections. It underscores the broader use of domicile certificate in civic engagements and legal documentation.
By understanding what is domicile certificate and its various types, individuals can effectively navigate the requirements and processes, such as how to apply for domicile certificate online, ensuring they leverage all associated benefits. This document not only facilitates smoother interactions with public and government services but also enhances one’s eligibility for state-specific rights and benefits.
Also read: Bonafide Certificate – Overview, Application Process, and Formatting Guide
Why is a Domicile Certificate Needed?
A domicile certificate offers numerous benefits across various aspects of life, from property acquisition to education. Here’s a detailed look at each advantage:- Property Acquisition: Essential for buying property like land or a house, particularly under government allotment schemes, a domicile certificate proves residency eligibility for such transactions.
- As a KYC Document: Acting as a vital Know Your Customer (KYC) document, the domicile certificate helps in verifying the identity and residence of individuals for banking and other financial services.
- Education Benefits: Crucial for students, the domicile certificate is required when seeking admission to state-run or local institutions and plays a significant role in obtaining scholarships, ensuring students benefit from state educational schemes.
- Loan Application: This certificate serves as a robust proof of residential address when applying for personal, educational, or home loans, streamlining the verification process.
- Business Establishment: Entrepreneurs looking to set up businesses with state government support need a domicile certificate to access special benefits and subsidies designated for residents.
- Resident Quota Benefits: It is indispensable for accessing resident quota benefits in government jobs and educational institutions, allowing individuals to take advantage of locality-specific opportunities.
Understanding what is the use of domicile certificate and domicile certificate online apply can greatly facilitate access to these benefits, making it a valuable document for residents in various states.
Criteria for Obtaining a Domicile Certificate
The requirements for securing a domicile certificate differ across various states and union territories in India. Here are the common qualifications necessary to apply for a domicile certificate:- Residency Requirements: Applicants must either have parents who are permanent residents of the state/UT, or they themselves must have resided in the state/UT for a period ranging from three to fifteen years, depending on the specific state's rules.
- Property Ownership: It is essential for applicants to own property within the state/UT to qualify for a domicile certificate.
- Voter Registration: The applicant's name must be registered on the voter's list of the state/UT, reinforcing their claim to residency.
- Marital Residency: Female applicants are eligible to apply for domicile certificate from the state/UT where their husband resides following their marriage.
These criteria aim to ensure that the benefits associated with a domicile certificate are appropriately granted to residents who have substantial connections to their state or union territory. For those looking to apply for domicile certificate online, state-specific portals provide detailed instructions and the necessary forms to facilitate the application process.
Steps to Apply for a Domicile Certificate
Applying for a domicile certificate can be done conveniently through both online and offline channels. Below are detailed steps for both methods:Online Application Process for a Domicile Certificate
- Visit the Official State Website: Start by going to the main website dedicated to your state of residence.
- Select the Service: From the homepage, click on 'Apply Certificates Online'.
- Account Login: Log in with your existing credentials or create a new account if you are a first-time user.
- Service Selection: Choose 'Apply for Services' under the online application options.
- Filling the Application: Click 'Apply', and an application form will appear. Fill in all required details accurately.
- Submit the Application: Once you complete the form, click on 'Submit' to finalise your application.
- Acknowledgement: After submission, you'll receive an acknowledgement number. Save this number to track your application and retrieve your domicile certificate once processed.
Offline Application Method for a Domicile Certificate
For those preferring or needing to apply for a domicile certificate offline, you can visit any of the following local authorities based on your state or union territory:- Collector or Deputy Collector's Office: Often the primary point for handling domicile applications, the Collector's office is equipped to guide you through the entire application process and is typically found in the district headquarters.
- District Magistrate Office: This office serves as another central venue where domicile certificates are processed, offering comprehensive assistance throughout the application.
- Tehsildar's Office: Located at the tehsil or taluka level, the Tehsildar's office is more accessible for residents of smaller towns and rural areas, making it a convenient option for applying for a domicile certificate.
- Revenue Office: This office deals with various document services including domicile certificates, particularly helpful in verifying land ownership documents which might be necessary for domicile applications.
- Sub-Divisional Magistrate Office: Acting under the District Magistrate, the Sub-Divisional Magistrate offices can also process domicile certificates, useful for applicants living in sub-divisions of a district.
- Citizen Service Centres: These centres are set up to facilitate various public services, including the application for domicile certificates. They are designed to simplify and expedite the processing of documents for the public.
These steps ensure that whether you choose to apply for domicile certificate online or offline, you can navigate the process smoothly and understand the domicile certificate meaning as it pertains to verifying your residency within a specific locality.
Domicile Certificate Format
A domicile certificate typically follows a standard format that includes several crucial elements to ensure its legitimacy and clarity. Here’s what you can generally expect to find on a domicile certificate:Header: This section includes the name and emblem of the issuing authority, such as the state government or union territory administration.
Applicant’s Details: This part contains the applicant’s full name, parents’ names, and residential address.
Certificate Number: A unique serial number is assigned to each domicile certificate for identification purposes. This number can be numeric, alphabetical, or alphanumeric.
Declaration: A formal statement confirming the applicant’s residency in the state or union territory, including the duration of residence.
Issuing Date: The date on which the domicile certificate is officially issued.
Signature and Seal: The signature of the issuing authority and the official seal of the office, which authenticate the document.
This standardised format ensures that the certificate is recognized and accepted across various institutions and for different purposes.
Sample Domicile Certificate
[State Government Emblem]Government of [State Name]
Domicile Certificate
Certificate No: 123456789
This is to certify that Mr./Ms. [Applicant's Full Name]
Son/Daughter of Mr. [Father's Name] and Mrs. [Mother's Name]
Resident of [Full Address, including Street, City, State, and PIN Code]
has been residing in the state of [State Name] for a period of [Number of Years] years and is a permanent resident of this state.
Date of Issue: [DD/MM/YYYY]
Declaration:
This certificate is issued based on the verification of records and documents provided by the applicant and is valid for all legal and official purposes.
Signature of Issuing Authority
[Name of the Officer]
[Designation]
[Office/Department Name]
Seal of Issuing Authority
Domicile Certificate Validity
The validity of a domicile certificate can vary depending on the state or union territory's regulations. Generally, a domicile certificate is valid indefinitely unless there is a change in the applicant's residency to another state or union territory. This means that once issued, the certificate does not typically need to be renewed or revalidated.However, it is important to note that in certain cases, a domicile certificate may be issued for a specific duration. This is particularly true for certificates intended for specific purposes, such as applying for scholarships, job quotas, or other state-specific benefits. In such scenarios, the validity period can range from six months to one year. Applicants should always check the specific requirements and validity terms stipulated by their respective state or union territory to ensure compliance and avoid any issues related to expired certificates.
Completing the Domicile Certificate Application Form
When filling out the domicile certificate application, applicants are required to provide comprehensive details to establish their eligibility. The required information includes:- Personal Information: Enter your full name, gender, email address, and contact number.
- Date and Place of Birth: Specify your date of birth along with your age and the place where you were born.
- Residential Details: Provide both your permanent and current addresses, ensuring each includes the correct PIN code.
- Family Information: Details about your father or husband should be included to confirm familial ties within the state.
- Educational Background: Document your educational qualifications, which may be relevant for certain state-specific benefits.
- Residency Duration: Indicate the period of your residency in the state, such as the last 3, 7, or 15 years, as per the state's requirement.
- Business and Property Ownership: If applicable, provide details regarding any business interests or properties owned within the state.
- Declaration: Sign to declare that all information provided on the form is accurate and truthful.
Required Documents for a Domicile Certificate
To apply for domicile certificate, you must submit certain documents that verify your identity and residency. These typically include:Identity Verification:
Choose one of the following to verify your identity:- Aadhaar Card: Widely accepted and often preferred due to its comprehensive information.
- PAN Card: Useful especially when financial records need to be validated.
- Voter ID Card: Confirms both identity and citizenship.
- Driving License: Dual-purpose, serving as proof of identity and address in many cases.
- Passport: A robust form of identification, recognized internationally.
- Ration Card: Helps establish a family's presence at a given address.
Also read: A Step-by-Step Guide to Apply for a PAN Card Online
Residency Confirmation:
You may use any one of the following to substantiate your residence:- Bank Passbook: Must include the account holder's address.
- Lease or Rental Agreement: Officially documented agreement with your residence clearly stated.
- Utility Bills: Such as telephone, gas, or electricity bills, which must be recent to ensure they reflect your current address.
Additional Documentation:
- Application Form: A completed form accompanied by a self-declaration is essential.
- Birth Certificate: To confirm your date and place of birth.
- Passport-Size Photographs: Typically, two recent photographs are required.
- School Leaving Certificate: To verify educational background and native place.
- Affidavit: In some cases, an affidavit from a court or Tahsildar may be requested to further support your application.
Understanding the domicile certificate meaning and ensuring you have all the necessary documentation can streamline the process whether you choose to apply for domicile certificate online or through traditional methods.
Also read: Birth Certificate - How to Apply for A Birth Certificate?
Your Domicile Certificate Application: Tracking, Downloading, and Validity
Tracking Your Application Status
To keep a tab on the status of your domicile certificate application, simply visit the dedicated official state or union territory website. Look for the section labeled 'Track Application' or 'Check Status' and input your application reference or acknowledgment number. This will instantly provide you with the latest updates on your application, all from the convenience of your home or office.Making Sense of Your Domicile Certificate Number
Each domicile certificate is marked with a unique serial number which could be numeric, alphabetical, or alphanumeric, depending on the protocols of the issuing authority. This number is typically found at the top, side, or sometimes at the bottom of the certificate and is essential for any future reference or verification needs.Downloading the Domicile Certificate
For those who embrace digital solutions, downloading your domicile certificate online is straightforward. Log into the portal where you initially submitted your application, and navigate to options like 'Download Certificate' or 'Verify Certificate'. By entering your reference or acknowledgment number, your electronic certificate will be displayed. You can then download it in a PDF format, ensuring you have a digital copy for your records.Validity of Your Domicile Certificate
Generally, a domicile certificate holds indefinite validity unless there is a change in your residency to a different state or union territory. Nonetheless, it’s crucial to be aware that certain certificates are issued for a limited duration—ranging from six months to a year—especially when they are intended for specific purposes.These steps will guide you through not only how to apply for a domicile certificate online but also how to maintain oversight of your application and utilize the certificate once issued, ensuring you make the most of its benefits and conveniences.
State-wise Details of Domicile Certificate
Understanding the specific requirements and processes for obtaining a domicile certificate in different states and union territories is crucial. Here’s a detailed guide to help you navigate the application process, including processing times and application fees across various regions in India.|
State and Providing Official (in alphabetical order)
|
Processing Time |
| Andhra Pradesh | 7 days |
| Arunachal Pradesh | N/A |
| Assam | 14 days |
| Bihar | 15 days |
| Chhattisgarh | 15 days |
| Goa | 5 days |
| Gujarat | 15 days |
| Haryana | 7 days |
| Himachal Pradesh | 15 days |
| Jharkhand | 15 days |
| Karnataka | 7 days |
| Kerala | 10 to 15 days |
| Madhya Pradesh | 15 days |
| Maharashtra | 15 days |
| Manipur | 15 days |
| Meghalaya | 15 days |
| Mizoram | 2 to 3 days |
| Nagaland | 10 to 15 days |
| Odisha | 15 days |
| Punjab | 15 days |
| Rajasthan | 15 days |
| Sikkim | 15 days |
| Tamil Nadu | N/A |
| Telangana |
7 days
|
| Tripura | 15 days |
| Uttar Pradesh | 15 days |
| Uttarakhand | 15 days |
| West Bengal |
3 days
|
Use Domicile Certificate to Your Advantage
Understanding what is the use of domicile certificate and mastering how to apply for domicile certificate online can significantly streamline various administrative processes for citizens. Whether it's for education, securing employment, meeting legal requirements, or other pivotal aspects of life, the benefits of obtaining this crucial document are manifold.Additionally, when considering financing or securing a loan, especially from institutions like Aditya Birla Capital, a domicile certificate enhances your eligibility and credibility. This documentation helps provide you with better, more tailored financial services, ensuring that your financial needs are met with precision and understanding.
The importance of a domicile certificate extends beyond mere compliance; it plays a vital role in facilitating access to numerous benefits and services that can improve the quality of life for residents across various states.
Also read: Solvency Certificate - Meaning, Format & How To Obtain It?
FAQS – FREQUENTLY ASKED QUESTIONS
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What is domicile certificate ?
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How can I quickly obtain a domicile certificate ?
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What is the use of domicile certificate ?
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Can I apply for a domicile certificate for another family member ?
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Is a domicile certificate the same as a residence certificate ?
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How do I check the status of my domicile certificate application ?
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What documents do I need to provide when applying for a domicile certificate ?
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Where do I find my domicile certificate number after issuance ?
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What should I do if I lose my domicile certificate ?
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DISCLAIMER
The information contained herein is generic in nature and is meant for educational purposes only. Nothing here is to be construed as an investment or financial or taxation advice nor to be considered as an invitation or solicitation or advertisement for any financial product. Readers are advised to exercise discretion and should seek independent professional advice prior to making any investment decision in relation to any financial product. Aditya Birla Capital Group is not liable for any decision arising out of the use of this information.
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This Website is provided to you on an "as is" and "where-is" basis, without any warranty. ABCL, for itself and any ABC Companies and third party providing information, Materials (defined later), facilities, or content to this Website, makes no representations or warranties, either express, implied, statutory or otherwise of merchantability, fitness for a particular purpose, or non-infringement of third party rights, with respect to the website, the information or any products or facilities to which the information refers. ABCL will not be liable to you or any third party for any damages of any kind, including but not limited to, direct, indirect, incidental, consequential or punitive damages, arising from or connected with the site, including but not limited to, your use of this site or your inability to use the site, even if ABCL has previously been advised of the possibility of such damages. Any access to information hosted on third party websites of billers/banks/merchants/ABC Companies etc. is not intended and shall not be treated as an offer to sell or the solicitation of an offer to buy any product/offering of these ABC Companies or third parties.
The Facilities Provider or ABCL or ABC Companies shall have absolutely no liability in connection with the information and Material posted on this Website including any liability for damage to your computer hardware, data, information, materials, or business resulting from the information and/or Material or the lack of information and/or Material available on the Website. In no event shall ABCL or ABC Companies shall be liable for any for any special, incidental, consequential, exemplary or punitive damages for any loss, arising out of or in connection with (a) the use, misuse or the inability to use this Website; (b) unauthorized access to or alteration of your transmissions or data; (c) statements or conduct of any third party on the site; or (d) any other matter whatever nature relating to this Website.
Further, the Facilities Provider cannot always foresee or anticipate technical or other difficulties. The facilities may contain errors, bugs, or other problems. These difficulties may result in loss of data, personalization settings or other facilities interruptions. The Website does not assume responsibility for the timeliness, deletion, mis-delivery, or failure to store any user data, communications, or personalization settings.
The Facilities Provider, ABCL, ABC Companies and the providers of information shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained at this Website.
Manner of Use of Personal Information
All Personal Information including Sensitive Personal Information provided/related to you, shall be stored/used/processed/transmitted expressly for the Purpose or facilities indicated thereon at the time of collection and in accordance with the Privacy Policy. Other than those otherwise indicated and agreed by You, this Website do not collect or store or share your Personal Information. Aditya Birla Capital is the brand and accordingly all products and facilities are provided by respective ABC Companies as applicable. Therefore, for any of these Purposes, the Website will use ABC Companies their authorized third party vendors, agents, contractors, consultants or facilities providers (individually a ‘Third Party Service Provider’ and collectively, the “Third Party Service Providers”) and to that extent you understand and authorize the Facilities Provider to share/transmit such information to Third Party Service Providers. Such sharing of information will be solely for the purpose to fulfill / complete / authenticate your specific requests/transaction execution and for providing information about any ABC Companies product or facilities or services or for data analytics or to deliver to you any administrative notices, alerts or communications relevant to your Purpose (and which may include sending promotional emails or SMS or calls or any other mode permitted under law) or to analyze the usage and improve the facilities/solutions offered or for any research or troubleshooting problems, detecting and protecting against errors or to improve features, tailor the facilities on the Website to your interests, and to get in touch with you whenever necessary.
Except in the manner as stated in the Privacy Policy, the Website will not disclose your Personal Information with any affiliated or unaffiliated third parties,
You may receive e-mails /communications/notifications from the Third Party Services Providers regarding facilities updates, information/promotional e-mails/SMS and/or update on new product announcements/services in such mode as permitted under law.
Use of Website in India
This Website is controlled and operated from India and there is no representation that the Materials/information are appropriate or will be available for use in other locations. If you use this Website from outside the India, you are entirely responsible for compliance with all applicable local laws. There is no warranty or representation that a user in one region may obtain the facilities of this website in another region.
Information published on the Website may contain references or cross references to products, programs and facilities offered by ABC Companies/third parties that are not announced or available in your country. Such references do not imply that it is intended to announce such products, programs or facilities in your country. You may consult your local advisors for information regarding the products, programs and services that may be available to you.
In your use of the Website, you may enter correspondence with, purchase goods and/or facilities from, or participate in promotions of advertisers or members or sponsors of the web site, including those of ABC Companies. Unless otherwise stated, any such correspondence, advertisement, purchase or promotion, including the delivery of and the payment for goods and/or facilities, and any other term, condition, warranty or representation associated with such correspondence, purchase or promotion, is solely between you and the applicable ABC Companies and/or third parties.
You agree that Facilities Provider / ABC Companies has no liability, obligation or responsibility for any such correspondence, purchase or promotion between you and any other ABC Companies and/or third parties.
Third party websites
This Website may be linked to other websites (including those of ABC Companies) on the World Wide Web that are not under the control of or maintained by ABCL. Such links do not indicate any responsibility or endorsement on our part for the external website concerned, its contents or the links displayed on it. These links are provided only as a convenience, in order to help you find relevant websites, facilities and/or products that may be of interest to you, quickly and easily. It is your responsibility to decide whether any facilities and/or products available through any of these websites are suitable for your purposes. The Facilities Provider or ABCL is not responsible for the owners or operators of these websites or for any goods or facilities they supply or for the content of their websites and does not give or enter into any conditions, warranties or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external web site to which this web site includes a link infringes the intellectual property rights of any third party).
USE of APP
In case any facilities/services, access/dissemination of information or execution of transaction is done through use of any APP related to ABC Companies, the additional terms and conditions governing the Use of APP shall be applicable and to be read along these Terms of Use.
Postings and monitoring
The Facilities Provider or ABCL or ABC Companies does not routinely monitor your postings to the Website but reserves the right to do so if deemed necessary if it is related to the facilities offered on the web site and to comply with law. However, in our efforts to promote good citizenship within the internet community, if the Facilities Provider or ABCL or ABC Companies becomes aware of inappropriate use of the Website or any of its facilities, any information, opinions, advice or offers posted by any person or entity logged in to the Website or any of its associated sites is to be construed as public conversation only, and the Facilities Provider or ABC Companies shall not be liable or responsible for such public conversation. You agree that in such cases, we will respond in any way that, in our sole discretion, as deemed appropriate. You acknowledge that Facilities Provider or ABC Companies will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any information it receives of such illegal conduct. When requested, ABC Companies/Facilities Provider will co-operate fully with law enforcement agencies in any investigation of alleged illegal activity on the internet.
Submissions and unauthorized use of any Materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations. You alone are responsible for your actions or the actions of any person using your user name and/or password. As such, you shall indemnify and hold Facilities Provider, ABCL / ABC Companies and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all loss, costs, damages, liabilities, and expenses (including attorneys' fees) incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Website or the use of the Website by any person using your user name and/or password (including without limitation your participation in the posting areas or your submissions) violates any applicable law or regulation, or the rights of any third party.
We reserve the right to terminate access to this Website at any time and without notice. Further this limited license terminates automatically, without notice to you, if you breach any of these Terms of Use. Upon termination, you must immediately destroy any downloaded and printed Materials.
If you come across any breaches/violation or offensive material you must report to us at abc.secretarial@adityabirla.com
Use of Cookies
You agree and understand that the Website will automatically receive and collect certain anonymous information in standard usage logs through the Web server, including computer/computer resource-identification information obtained from "cookies" sent to your browser from a web server or other means as explained in the Privacy Policy.
Facilities Changes and Discontinuation
The Website reserves the right to discontinue or suspend, temporarily or permanently, the facilities. You agree that the Facilities Provider/ ABC Companies will not be liable to you in any manner whatsoever for any modification or discontinuance of the facilities. The format and content of this Website may change at any time. We may suspend the operation of this Website for support or maintenance work, in order to update the content or for any other reason.
ABCL, ABC Companies, and its directors, employees, associates, or other representatives shall not be liable for any damages or injury, arising out of or in connection with the use, or non-use including non-availability of the Website and also for any consequential loss or any damages caused because of non-performance of the system due to a computer virus, system failure, corruption of data, delay in operation or transmission, communication line failure, or any other reason whatsoever. The Website will not be responsible for any liability arising out of delay in providing any information on the Website.
Compliance with the Law
You agree that you will not:
- Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, programme, algorithm or methodology to access, acquire, copy or monitor the Website, or any portion of the Website.
- Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation, browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Website, other than the search engines generally available by third party web browsers
- Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interferes with the proper working of the Website or the facilities.
- Attempt to decipher, decompile, disassemble, or reverse engineer any of the software, comprising or in any way making up a part of the Website or the facilities.
- You agree not to use the facilities for illegal purposes or for the transmission of material that is unlawful, harassing, libelous (untrue and damaging to others), invasive of another's privacy, abusive, threatening, or obscene, or that infringes the rights of others.
Restrictions on Commercial Use or Resale
Your right to use the facilities is personal to you; therefore, you agree not to resell or make any commercial use of the facilities. In addition, the Website welcomes your feedback as a user of the facilities. Any feedback you provide will become the confidential and proprietary information of the Website, and you agree that the Website may use in any manner and without limitation, all comments, suggestions, complaints, and other feedback you provide relating to the Website. The Website shall have a worldwide, royalty-free, non-exclusive, perpetual, and irrevocable right to use feedback for any purpose, including but not limited to incorporation of such feedback into the Website or other Website software or facilities.
No Endorsements
All product and facilities marks contained on or associated with the facilities that are not the Website marks are the trademarks of their respective owners. The Website would require you to respect the same. References to any such names, marks, products or facilities of third parties or hypertext links to third party sites or information does not imply the Website’s endorsement, sponsorship or recommendation of the third party, information, product or facilities.
Promotional Offers
You may receive from time to time, announcement about offers with intent to promote this Website and/or facilities/products of ABC Companies (“Promotional Offers”). The Promotional Offer(s) would always be governed by these Terms of Use plus certain additional terms and conditions, if any prescribed. The said additional terms and conditions, if prescribed, would be specific to the corresponding Promotional Offer only and shall prevail over these Terms of Use, to the extent they may be in conflict with these Terms of Use. The Website reserves the right to withdraw, discontinue, modify, extend and suspend the Promotional Offer(s) and the terms governing it, at its sole discretion.
Charges for use of Website
There are no charges or fees to be paid by you for use of this Website. However, you are responsible for all telephone access fees and/or internet service fees that may be assessed by your telephone and/or internet service provider. You further agree to pay additional charges, if any levied by Third Party Service Provider(s), for the facilities provided by them through the Website (Additional Charges).
No Endorsement
You are advised to be cautious when browsing on the internet and to use good judgment and discretion when obtaining information or transmitting information. From this Website, users may visit or be directed to third party web sites. The Website makes no effort to review the content of these web sites, nor is the Website or its licensors responsible for the validity, legality, copyright compliance, or decency of the content contained in these sites.
In addition, the Website does not endorse or control the content of any other user and is not responsible or liable for any content, even though it could be unlawful, harassing, libelous, privacy invading, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable, or that it infringes or may infringe upon the intellectual property or other rights of another. You acknowledge that the Website does not pre-screen content, but that the Website will have the right (but not the obligation) in their sole discretion to refuse, edit, move or remove any content that is available via the facilities.
Electronic Communications
These Terms of Use and any notices or other communications regarding the Facilities may be provided to you electronically, and you agree to receive communications from the Website in electronic form. Electronic communications may be posted on the Website and/or delivered to your registered email address, mobile phones etc either by Facilities Provider or ABC Companies with whom the services are availed. All communications in electronic format will be considered to be in "writing". Your consent to receive communications electronically is valid until you revoke your consent by notifying of your decision to do so. If you revoke your consent to receive communications electronically, the Facilities Provider shall have the right to terminate the facilities.
Assignment
You shall not assign your rights and obligations under this Agreement to any other party. The Website may assign or delegate its rights and/or obligations under this Agreement to any other party in future, directly or indirectly, or to an affiliated or group company.
Legal Disclaimers
The information provided on or through the Website is for general guidance and information purposes only and they do not in any manner indicate any assurance or opinion of any manner whatsoever. Any information may be prone to shortcomings, defects or inaccuracies due to technical reasons. Certain information on Website may be on the basis of our own appraisal of the applicable facts, law and regulations in force at the date hereof.
The information (and opinions, if any) contained on the Website may have been obtained from public sources believed to be reliable and numerous factors may affect the information provided, which may or may not have been taken into account. The information provided may therefore vary (significantly) from information obtained from other sources or other market participants. Any reference to past performance in the information should not be taken as an indication of future performance. The information is dependent on various assumptions, individual preferences and other factors and thus, results or analyses cannot be construed to be entirely accurate and may not be suitable for all categories of users. Hence, they should not be solely relied on when making investment decisions. Your investment or financial decision shall always be at your own discretion and based on your independent research; and nothing contained on the Website or in any information would construe ABCL/ABC Companies or any of its employees/authorized representative as having been in any way involved in your decision making process. Any information and commentaries provided on the Website are not meant to be an endorsement or offering of any stock or investment advice.
Nothing contained herein is to be construed as a recommendation to use any product, process, equipment or formulation, in conflict with any patent, or otherwise and Facilities Provider / ABCL/ABC Companies makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, or otherwise. Information on this Website sourced from experts or third party service providers, which may also include reference to any ABCL Affiliate. However, any such information shall not be construed to represent that they belong or represent or are endorsed by the views of the Facilities Provider or ABC Companies. Any information provided or sourced from ABCL Affiliate belongs to them. ABCL is an independent entity and such information from any ABCL Affiliate are not in any manner intended or to be construed as being endorsed by ABCL or Facilities Provider. The information does not constitute investment or financial advice or advice to buy or sell, or to endorse or solicitation to buy or sell any securities or other financial instrument for any reason whatsoever. Nothing on the Website or information is intended to constitute legal, tax or investment advice, or an opinion regarding the appropriateness of any investment or a solicitation of any type. Investment in the securities market and any financial instruments are inherently risky and you shall always assume complete and full responsibility for the outcomes of all the financial or investment decisions that you make, including but not limited to loss of capital. You are therefore advised to obtain your own applicable legal, accounting, tax or other professional advice or facilities before taking or considering an investment or financial decision.
No Solicitation
No Information at this Website shall constitute an invitation to invest in ABCL or any ABC Companies. These are meant for general information only or to meet statutory requirements or disclosures. ABCL or any of its employees are in no way liable for the use of the information by you, when making any decision or investing or trading through any investment vehicles or ABC Companies, or any other third party which may be engaged in offering of these services.
The information contained on this Website does not represent and should not be used to construe (i) the terms on which a new transaction would be entered into by ABCL or ABC Companies, (ii) the terms on which any existing transactions could be unwound by ABCL or ABC Companies, (iii) the calculation or estimate of an amount that would be payable following an early termination of any past/existing transactions or (iv) the valuations given to any transactions by ABCL or ABC Companies in their books of account for financial reporting, credit or risk management purposes.
Statutory Disclosure
ABCL and ABC Companies are engaged in a broad spectrum of activities in the financial services sectors. You understand and acknowledge that Aditya Birla Money Limited (‘ABML’), Aditya Birla Finance Limited (‘ABFL’) and Aditya Birla Sun Life Asset Management Company Limited and trustees and sponsor of Aditya Birla Sun Life Mutual Fund (‘ABSLMF’) are group companies and ABML / ABFL also acts as a distributor of ABSLMF. Any recommendation or reference of schemes of ABSLMF if any made or referred on the Website, the same is based on the standard evaluation and selection process, which would apply uniformly for all mutual fund schemes. You are free to choose the execution facilities in the manner deemed fit and proper and no commission will be paid by ABSLMF to ABML / ABFL if you choose to execute a transaction with ABSLMF on the Website, unless otherwise agreed by you and ABML/ABFL separately. Information about ABML/ABFL, its businesses and the details of commission structure receivable from asset management companies to ABML/ABFL, are also available on their respective Website.
Similarly Aditya Birla Money Insurance Advisory Services Limited and Aditya Birla Insurance Brokers Limited are insurance intermediaries and engaged in the distribution of Insurance Products and it may services may include products of Aditya Birla Sun Life Insurance Company Limited and Aditya Birla Health Insurance Company Limited. However there is no conflict on these services and commissions if any payable are in accordance of the extant regulations.
Force Majeure
The Facilities Provider, ABC Companies and any of its Third Party Service Providers shall not be liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond their reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, virus, other malicious computer code, hacking, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, flood, storms, explosions, acts of God, war, earthquake, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.
Indemnification
You agree to protect and fully compensate Facilities Provider, ABCL, ABC Companies, subsidiaries, licensors, suppliers and facilities providers, employees, officers and directors, from any and all third party claims, liability, damages, expenses and costs (including but not limited to reasonable attorneys fees) caused by or arising from your use of the facilities, your violation of the Terms of Use or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.
No Waiver
The Facilities Provider, ABC Companies or any of its third party service providers and processor bank/merchants etc. shall not be deemed to have waived any of its/their rights or remedies hereunder, unless such waiver is in writing. No delay or omission on the part of Facilities Providers and ABC Companies, in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies. A waiver on any one occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions.
Exclusive Agreement
You agree that these Terms of Use are the complete and exclusive statement of agreement supersede any proposal or prior agreement, oral or written, and any other communications between you and the Facilities Provider and its Third Party Service Providers or processor bank/merchants relating to the subject matter of these Terms of Use. These Terms of Use, as the same may be amended from time to time, will prevail over any subsequent oral communications between you and the Website and/or the processor bank.
Termination
Either party can terminate this Agreement by notifying the other party in writing. Upon such termination You will not be able to use the facilities of this Website.
Governing Law and Jurisdiction
The Website specifically prohibits you from usage of any of its facilities in any countries or jurisdictions that do not corroborate to all stipulations of these Terms of Use. The Website is specifically for users in the territory of India. In case of any dispute, either judicial or quasi-judicial, the same will be subject to the laws of India, with the courts in Mumbai having exclusive jurisdiction.
These Terms and Conditions are governed by and to be interpreted in accordance with laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these Terms and Conditions or any dispute arising in relation to the Website whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located at Mumbai, India for the resolution of all such disputes.
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