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Home LoanFind customised home loan solutions for your unique needs
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Top up Home LoanGet a loan on your existing home loan to meet your needs
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Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Loan for SalariedLoan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-EmployedLoan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
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Aditya Birla Capital LimitedAditya Birla Capital Limited (‘ABCL’) is a listed systemically important, Upper Layer Non-Deposit taking Non-Banking Financial Company (NBFC-ICC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provide a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 66,500 employees, the businesses of ABCL have a nationwide reach with over 1,759 branches and more than 200,000 agents /channel partners along with several bank partners.
Nationwide Branches
1,759
No. of Employees
66,500
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 7.53 Lakh Cr
Consolidated Lending Book
INR 2.19 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
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- Corporate Social Responsibility
- Fair Practices Code
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- Familiarization Programme for Independent Directors
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Financial and Debt-Related Policies
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Read About LoansMoney management made easy
Read About TaxationUnderstanding direct and indirect taxes
Read About Citizen ServicesKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read About Credit & Banking Investments and their jargon - simplified
Read about InvestingInvestments and their jargon - simplified
Read About Personal FinanceKnow all about loans and their management
Read About PaymentsKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
SSY Calculator Calculate Maturity Amount for your Recurring SSY
Personal Loan Eligibility Calculator Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.
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Personal Loan for Engineers Online
Personal Loan EMI Calculator
Want to know your personal loan EMI before applying for the loan? Use our personal loan EMI calculator and find your EMI instantly!
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Our Offerings
A personal loan is an unsecured loan that helps you raise funds for your financial needs.
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Get quick access to funds to meet your urgent needs
Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.
Features of Personal Loan
for Engineers
Quick Disbursal
Aditya Birla Capital has a quick approval process which allows you to access the funds within 24-48 hours of applying for them. This quick disbursal proves helpful in emergencies.
No Collateral Required.
You don't have to pledge any collateral security to apply for a Personal Loan for Engineers. The loan is unsecured, helping you keep your assets safe.
Minimal Documentation
Apply for the loan in easy steps with minimal paperwork for a smooth onboarding journey and quick access to funds.
Customisable Repayment Options
Choose a repayment tenure starting from 12 months and going up to 84 months. Customise the tenure based on your monthly budget for easy repayments.
Fixed Interest Rates
Aditya Birla Capital’s Personal Loans for Engineers come with interest rates starting from 10.99% per annum. The rate is fixed based on your eligibility and, once fixed, remains constant throughout the loan tenure so that you can plan the EMIs in advance.
Transparent Process
There are no hidden fees or charges associated with Personal Loans for Engineers. The entire application process for disbursal is transparent and straightforward.
Facility to Add a Co-applicant
You can add your spouse or other family members as co-applicants for the loan. This enhances your eligibility and can help you get favourable interest rates and higher loan amounts.
Personal Loan Eligibility for Engineers
Eligibility Criteria for a Personal Loan for Engineers
- Age : The minimum age is 21 or 23 years, depending on the loan type, and the maximum is 60 years. In some cases, the entry age is extended to up to 62 years.
- Employment Type: You must be a salaried employee at a recognized organization.
- Monthly Income: A stable monthly income is essential for loan eligibility.
- Credit Score: A CIBIL score of 700 or more helps in quicker approval and better terms.
- Work Experience: Six months in the current employment.
Documents Needed for a Personal Loan for Engineers
- Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID.
- Address Proof Utility bills, Aadhaar card, passport, or rental agreement.
- Income Proof The latest 3 months' salary slips.
- Bank Statements Last 6 months' statements showing salary credits.
- Photograph One recent passport-size photograph.
Types of Personal Loan in India
How to Apply for Personal Loan for Engineers
Visit Our Website or App
Go to Aditya Birla Capital’s official website.
Check Eligibility
Use the online calculator to check your loan eligibility.
Fill Out the Online Form
Enter your personal, employment, and financial details.
Upload Required Documents
Submit scanned copies of the necessary documents.
Verification & Approval
We will verify your application and notify you of approval.
Disbursal
Upon approval, the loan amount is credited to your account within 24–48 hours.
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Explore All Personal Loan Options
Find the right personal loan for every financial needPersonal Loan
PERSONAL LOAN LONG TERM PERSONAL LOAN SHORT TERM PERSONAL LOAN Flexi Loan
Balance Transfer
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Reduced Interest Rates -
Lower Monthly Payments
Top-Up
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Comprehensive coverage
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Affordable with low premiums
ABC Of Personal Loans
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.