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Home LoanFind customised home loan solutions for your unique needs
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Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Loan for SalariedLoan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
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Loan for EngineersNeed quick funds for your financial needs?
Loan for Self-employedShop to your heart’s content with Aditya Birla Capital’s Loan for Self-employed.
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Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (‘ABCL’) is a listed systemically important, Upper Layer Non-Deposit taking Non-Banking Financial Company (NBFC-ICC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provide a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 66,500 employees, the businesses of ABCL have a nationwide reach with over 1,759 branches and more than 200,000 agents /channel partners along with several bank partners.
Nationwide Branches
1,759
No. of Employees
66,500
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 7.53 Lakh Cr
Consolidated Lending Book
INR 2.19 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- ABCL List of active CLA Partners
- List of Third Parties
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- ABCL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Active Service Providers List
- Archival Policy
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Digital WillA digital will is a legally valid document created through a secure online platform
Read About LoansMoney management made easy
Read About TaxationUnderstanding direct and indirect taxes
Read About Citizen ServicesKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read About Credit & Banking Investments and their jargon - simplified
Read about InvestingInvestments and their jargon - simplified
Read About Personal FinanceKnow all about loans and their management
Read About PaymentsKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
SSY Calculator Calculate Maturity Amount for your Recurring SSY
Personal Loan Eligibility Calculator Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.
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Personal Loan for Engineers Online
Our Offerings
Get all your EMI payments under one roof at an affordable monthly payment system.
Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.
Get quick personal loans for any emergency. Enjoy a digital application and sanctioning process that delivers funds within minutes.
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Get quick access to funds to meet your urgent needs
Features of Personal Loan
for Engineers
Quick Disbursal
Aditya Birla Capital has a quick approval process which allows you to access the funds within 24-48 hours of applying for them. This quick disbursal proves helpful in emergencies.
No Collateral Required.
You don't have to pledge any collateral security to apply for a Personal Loan for Engineers. The loan is unsecured, helping you keep your assets safe.
Minimal Documentation
Apply for the loan in easy steps with minimal paperwork for a smooth onboarding journey and quick access to funds.
Customisable Repayment Options
Choose a repayment tenure starting from 12 months and going up to 84 months. Customise the tenure based on your monthly budget for easy repayments.
Fixed Interest Rates
Aditya Birla Capital’s Personal Loans for Engineers come with interest rates starting from 10.99% per annum. The rate is fixed based on your eligibility and, once fixed, remains constant throughout the loan tenure so that you can plan the EMIs in advance.
Transparent Process
There are no hidden fees or charges associated with Personal Loans for Engineers. The entire application process for disbursal is transparent and straightforward.
Facility to Add a Co-applicant
You can add your spouse or other family members as co-applicants for the loan. This enhances your eligibility and can help you get favourable interest rates and higher loan amounts.
Personal Loan Eligibility for Engineers
Eligibility Criteria for a Personal Loan for Engineers
- Age 21 or 23 years (depending on the loan type) to 60 years. The maximum age can be extended to 62 years under specific cases.
- Employment Type Salaried individuals
- Minimum Monthly Income ₹20,000 to ₹40,000, depending on your city and type of loan required.
- Credit Score 700 or above.
- Work Experience Six months in the current employment.
Documents Needed for a Personal Loan for Engineers
- Identity Proof Aadhaar card, PAN card, or passport.
- Address Proof Utility bill, Rental agreement, or Voter ID.
- Income Proof Salary slips (last three months) for salaried individuals, ITR and profit & loss statement for self-employed individuals.
- Bank Statements Last six months’ statements.
- Photograph Recent passport-size photograph.
Types of Personal Loan in India
How to Apply for Personal Loan for Engineers
Check Your Eligibility
To apply for a personal loan for engineers online, visit the Aditya Birla Capital website or use the Aditya Birla Capital App to check your eligibility. Use the personal loan eligibility calculator to review the loan amount you may qualify for based on your income and repayment capacity.
Complete the Online Application
Fill out the Personal Loan for Engineers' application form by providing accurate personal, employment, and financial details on the Aditya Birla Capital website or app.
Upload the Required Documents
Submit the necessary personal loan documents, including identity proof, address proof, income proof, bank statements, etc., for verification.
Verification and Loan Approval
The Aditya Birla Capital team verifies your application details and supporting documents. Once the verification process is complete and you meet the eligibility criteria, your loan application is approved.
Receive Instant Loan Disbursal
After approval, the personal loan amount for engineers is disbursed directly to your registered bank account, helping you meet your financial needs.
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Explore All Personal Loan Options
Find the right personal loan for every financial needInstant Personal Loan
INSTANT PERSONAL LOAN SHORT TERM PERSONAL LOAN LONG TERM PERSONAL LOAN
Balance Transfer
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Reduced Interest Rates -
Lower Monthly Payments
Top-Up
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Comprehensive coverage
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Affordable with low premiums
ABC Of Personal Loans
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.