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Home LoanFind customised home loan solutions for your unique needs
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Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Loan for SalariedLoan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
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Working Capital LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
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Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (‘ABCL’) is a listed systemically important, Upper Layer Non-Deposit taking Non-Banking Financial Company (NBFC-ICC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provide a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 66,500 employees, the businesses of ABCL have a nationwide reach with over 1,759 branches and more than 200,000 agents /channel partners along with several bank partners.
Nationwide Branches
1,759
No. of Employees
66,500
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 7.53 Lakh Cr
Consolidated Lending Book
INR 2.19 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Outsourcing FAQ’s
- Press Releases
- Our Digital Lending Platform Partners
- ABCL List of active CLA Partners
- List of Third parties
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABCL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Active Service Providers List
- Archival Policy
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Stocks & Securities
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Digital WillA digital will is a legally valid document created through a secure online platform
Read About LoansMoney management made easy
Read About TaxationUnderstanding direct and indirect taxes
Read About Citizen ServicesKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read About Credit & Banking Investments and their jargon - simplified
Read about InvestingInvestments and their jargon - simplified
Read About Personal FinanceKnow all about loans and their management
Read About PaymentsKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
SSY Calculator Calculate Maturity Amount for your Recurring SSY
Personal Loan Eligibility Calculator Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.
- Wisdom in Choices
- Life Optimised
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What is a Personal Loan for Medical Emergencies?
Our Personal Finance Products
Get all your EMI payments under one roof at an affordable monthly payment system.
Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.
Get quick personal loans for any emergency. Enjoy a digital application and sanctioning process that delivers funds within minutes.
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Get quick access to funds to meet your urgent needs
Features of Personal Loan for Medical Emergencies
Instant Disbursal
Get instant medical loan whenever you need it. Once you get your loan sanctioned, your loan for medical treatment will be disbursed immediately to take care of your medical emergencies without delay.
Flexible Repayment Tenure
Opt for a flexible repayment period which suits your financial capacity. With flexible EMI options, repayment of your loan becomes quite easier.
Minimal Documentation
Enjoy a hassle-free and minimal documentation loan application process. Reduced paperwork helps you get your loan sanctioned quickly so that you can focus on your treatment.
No Collateral Required
Access the funds you need without pledging any asset as security. A medical emergency loan is unsecured, allowing you to borrow with greater peace of mind.
High Loan Amount
Solve your high medical expenditure problem with a higher loan amount that meets your medical expenses, subject to your eligibility criteria.
Competitive Interest Rates
Get the benefits of competitive interest rates and enjoy affordable EMIs for repaying your loan amount.
Pre-approved Offers
Pre-approved loan offers will be extended to eligible customers for quick approval of loans. This will help in getting approval quickly and also get quick access to emergency money.
24/7 Online Application
Apply for a medical emergency loan anytime, from anywhere. The fully digital application process lets you submit your request conveniently without visiting a branch.
Medical Emergency Loans Eligibility and Documents
Eligibility Criteria for Personal Loan for Medical Emergencies
- Age: Applicants must be between 21 or 23 (depending on the loan type) and 60 years old. The maximum age is extendable to up to 62 years under specific cases.
- Employment Type: Available for salaried individuals.
- Self-employed, and professionals (e.g., doctors, freelancers).
- Minimum Income: Salaried individuals must have a minimum monthly salary as per lender guidelines.
- Credit Score: A good credit score (typically 700 and above) is required for favourable loan terms.
- Work Experience: Salaried employees - six months in the current employment.
- Self-employed individuals - at least 2 years of business continuity.
- Medical Emergency Proof: Hospital bills, doctor's prescriptions, or medical reports may be required.
Documents Required for Personal Loan for Medical Emergencies
- Identity Proof Aadhaar Card, PAN Card, Passport, or Voter ID.
- Address Proof Utility bill, rental agreement, or Aadhaar Card.
- Income Proof: Salary slips for salaried individuals; bank statements and ITR for self-employed applicants.
- Medical Proof: Hospital bills, medical prescriptions, or doctor’s reports (if applicable).
- Employment Proof: Appointment letter, employee ID for salaried individuals, and business registration proof for self-employed individuals.
- Bank Statements: Last 3–6 months’ bank account statements.
Types of Personal Loan in India
How to Apply for a Medical Emergencies
Check Your Eligibility
Visit the Aditya Birla Capital website or use the Aditya Birla Capital App to check your eligibility for a Medical Emergency Loan. Use the personal loan eligibility calculator to review the loan amount you may qualify for based on your income and repayment capacity.
Complete the Online Application
Fill out the Medical Emergency Loan application form by providing accurate personal, employment, and financial details on the Aditya Birla Capital website or app.
Upload the Required Documents
Submit the necessary personal loan documents, including identity proof, address proof, income proof, bank statements, etc. for verification.
Verification and Loan Approval
The Aditya Birla Capital team verifies your application details and supporting documents. Once the verification process is complete and you meet the eligibility criteria, your loan application is approved.
Receive Instant Loan Disbursal
After approval, the Medical Emergency Loan amount is disbursed directly to your registered bank account, helping you meet urgent medical expenses without delay.
Customer Satisfaction Stories
Aditya Birla Finance Customer
Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.
Aditya Birla Housing Finance Customer
Hyderabad, India
Aditya Birla Finance Customer
I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.
Aditya Birla Housing Finance Customer
Belapur, India
Explore All Personal Loan Options
Find the right personal loan for every financial needInstant Personal Loan
INSTANT PERSONAL LOAN SHORT TERM PERSONAL LOAN LONG TERM PERSONAL LOAN
Balance Transfer
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Reduced Interest Rates -
Lower Monthly Payments
Top-Up
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Comprehensive coverage
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Affordable with low premiums
ABC Of Personal Loans
*The interest rate constitute the rack rate for all customers. Actual interest rate for any customer and will be as communicated at the time of loan sanction and disbursal. It will be subject to changes from time to time and is at sole discretion of ABHFL.
**ABHFL reserves the rights to call upon additional documents at its discretion. The documents will be collected by ABHFL.