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Home LoanFind customised home loan solutions for your unique needs
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Top up Home LoanGet a loan on your existing home loan to meet your needs
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Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
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Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Loan for SalariedLoan for Salaried, you don’t have to. Get quick funds without collateral and a flexible repayment tenure.
Loan for Self-EmployedLoan for Self-employed. Get quick funds without collaterals and a flexible repayment tenure for affordable EMIs.
Are you eligible for a Personal Loan? Find out now!
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Working Capital LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
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Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingSupporting real estate businesses in project completion
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CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
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Start trading in equities and other securities. Grow your wealth with our Demat account.
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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,740
No. of Employees
68,400
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.91 Lakh Cr
Consolidated Lending Book
INR 2 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
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- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
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Financial and Debt-Related Policies
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- Scheme of Amalgamation
- SEBI Disclosures
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- Archival Policy
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Stocks & Securities
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Digital WillA digital will is a legally valid document created through a secure online platform
Read About LoansMoney management made easy
Read About TaxationUnderstanding direct and indirect taxes
Read About Citizen ServicesKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read About Credit & Banking Investments and their jargon - simplified
Read about InvestingInvestments and their jargon - simplified
Read About Personal FinanceKnow all about loans and their management
Read About PaymentsKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
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SIP CalculatorEstimate the returns you can earn with your SIP investments
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SSY Calculator Calculate Maturity Amount for your Recurring SSY
Personal Loan Eligibility Calculator Calculate the Personal Loan amount you are eligible for
Experience ConseQuest- A game where your decisions drive your future.
- Wisdom in Choices
- Life Optimised
- Simplifying Success
Apply for ₹60,000 Personal Loan
Whether it's a sudden medical bill, home repair, travel plans, or education costs, a ₹60,000 Personal Loan gives you quick access to funds exactly when you need them. You don’t have to wait for money, as the loan offers a 100% online application process, minimal paperwork, and instant disbursals.
The ₹60,000 Personal Loan from Aditya Birla Capital is collateral-free, which means that you won't have to pledge any assets to qualify. You can use the personal loan eligibility calculator to check the loan amount based on your credit score, income, and other eligibility parameters.
With interest rates as low as 10.99% and flexible tenures to accommodate your budget, a ₹60,000 Personal Loan is the perfect solution for your immediate financial requirements. Use the personal loan EMI calculator and find a tenure that offers the most pocket-friendly EMIs for hassle-free repayments.
Features and Benefits of
₹60,000 Personal Loan
Instant Approval
Get your ₹60,000 loan approved instantly with minimal formalities. Our streamlined digital process eliminates lengthy paperwork, so you get a quick decision without unnecessary delays.
Flexible Repayment Tenure
Choose a repayment tenure that fits your monthly budget and financial goals. With flexible EMI options, repaying your ₹60,000 loan becomes convenient and stress-free.
No Collateral Required
Enjoy a completely unsecured personal loan of ₹60,000 with no need to pledge any assets or security. This makes borrowing faster and more accessible, especially for urgent needs.
Quick Disbursal
Once approved, funds are disbursed directly to your bank account within minutes. This ensures you have instant access to money exactly when you need it most.
₹60,000 Personal Loan Eligibility and Documents
Eligibility Criteria for a ₹60,000 Personal Loan
To qualify for a ₹60,000 personal loan, you must meet the following criteria:
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Age Requirement
Minimum Age: 21 years
Maximum Age: 60 years -
Income Criteria
Salaried Individuals: Minimum monthly income of ₹15,000
Self-Employed Individuals: Minimum annual turnover of ₹2 lakh with at least 2 years of business continuity - Employment Type Available for salaried professionals, self-employed individuals, and freelancers.
- Credit Score Requirement A credit score of 700 or above increases approval chances and helps secure better loan terms.
Documents Required for a ₹60,000 Personal Loan
-
For Salaried Individuals
Identity Proof: Aadhaar Card, PAN Card, Passport
Address Proof: Voter ID, Utility Bill, Driving Licence
Income Proof: Salary slips for the last 3 months
Bank Statement: Last 3 months’ bank statements for financial verification -
For Self-Employed Individuals
KYC Documents: PAN Card, Aadhaar Card, Passport
Business Proof: GST certificate, Business registration proof
Income Proof: ITR for the last 2 years
Bank Statement: Last 3 months’ bank statements for financial verification
How to Apply for a ₹60,000 Personal Loan?
Check Eligibility
Check if you meet the eligibility criteria for a ₹60,000 personal loan, including age, income, and credit score requirements.
Apply Online
Visit the Aditya Birla Capital website or app and fill out the online application form to apply for an instant personal loan of ₹60,000.
Upload Documents
Submit your KYC, income proof, and other required documents digitally to complete the verification process.
Quick Approval
Get a decision on your instant loan of ₹60,000 within minutes, thanks to a fast and hassle-free approval process.
Loan Sanction
Once approved, review and accept the loan terms, including interest rate, tenure, and EMI details for your personal loan of ₹60,000.
Receive Funds
Once sanctioned, the ₹60,000 loan amount is credited directly to your bank account.
Fees and Charges for Personal Loans of ₹60,000
| Charge Type | Amount |
|---|---|
| Cheque Return charges | ₹500 + GST per instance |
| Default Penal charges | 3% of the pending amount per month |
| Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
| CIBIL report retrieval fees | ₹100 + GST per instance |
| Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
| Loan reschedule charges | ₹5000 + GST per instance |
| Stamp Duty | As per Actual if applicable |
| Insurance Premium | As per Actual, if applicable |
| Pre-closure Quote | ₹1000 + GST per instance |
| Any other charges | As per Actual, if applicable |
| Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
| Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
Our Personal Finance Products
Get quick personal loans for any emergency. Enjoy a digital application and sanctioning process that delivers funds within minutes.
Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.
Get all your EMI payments under one roof at an affordable monthly payment system.
Get quick access to funds to meet your urgent needs
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Types of Personal Loan in India
Customer Satisfaction Stories
Mr. Hiralkumar Ashokbhai Patel
Aditya Birla Finance Customer
Mr. Pramod Kumar Saini
Aditya Birla Finance Customer
Ashesh Shah
Aditya Birla Capital Limited
Mr. Baijnath Choudhary
Aditya Birla Capital
Mrs. Snehal Rajpure
Aditya Birla Finance Customer
Instant Personal Loan INSTANT PERSONAL LOAN SHORT TERM PERSONAL LOAN LONG TERM PERSONAL LOAN
Balance Transfer
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Reduced Interest Rates -
Lower Monthly Payments
Top-Up
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Comprehensive coverage
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Affordable with low premiums
ABC Of Personal Loans
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.