Buy TV on EMI: Personal Loan for TV Online

What is a Personal Loan for TV?

A personal loan for a TV is a specialised loan designed to help individuals buy a television on easy EMIs. This loan provides quick financing with minimal paperwork, allowing borrowers to choose their desired TV model without upfront financial stress. Whether it’s a smart TV, an OLED, or a large-screen model, a TV loan enables customers to enjoy premium entertainment while repaying the amount in comfortable instalments. With flexible repayment tenure and competitive interest rates, this loan ensures a smooth purchasing experience.

Personal Loan EMI Calculator

Wondering how to calculate your personal loan emi premium? We have a handy tool for it.

What is a Personal Loan EMI Calculator?

It is a tool to help you estimate your life insurance premium and make it easier to explore and compare policy options.

How does the calculator work?

The Life Insurance Premium Calculator uses your age, health, coverage details, and other factors to estimate your policy cost. It provides a ballpark figure that can help you decide which plan is best for you. Remember that the final premium may vary after a detailed underwriting process.

Calculate EMI
Calculate Your Loan Amount

PERSONAL LOAN AMOUNT

Tenure (1 to 7 Years)

Rate of Interest (9 to 13%)

I CAN PAY EMI OF

Tenure (1 to 7 Years)

Rate of Interest (9 to 13%)

Your EMI

₹ 10,624

Total Interest

₹ 1,37,440

Total Payout

₹ 6,37,440

APPLY NOW

Your Loan Amount

₹ 7,05,981

Total Interest

₹ 1,94,019

Total Payout

₹ 9,00,000

APPLY NOW

Our Personal Finance Products

Find a wide range of solutions for all your financing needs.

Instant Personal Loan

Get quick personal loans for any emergency. Enjoy a digital application and sanctioning process that delivers funds within minutes.

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Flexi Loan

Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.

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Debt Consolidation Loan

Combine multiple high-interest debts, like credit card dues, into a single Personal Loan with one manageable EMI. Simplify your repayments and lower your overall interest cost in the process.

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Short Term Personal Loan

A quick-repayment option for smaller, immediate needs, with tenures designed to help you clear the loan faster. Shorter tenures mean a lower total interest outgo over the life of the loan.

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Long Term Personal Loan

Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital

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Features of a
Personal Loan for TV

Instant Approval

Benefit from a quick and hassle-free approval process with minimal documentation. This helps you purchase your preferred TV without unnecessary delays.

Flexible Repayment Options

Choose a repayment tenure that fits your budget and financial goals. Flexible EMI options make monthly repayments easier to manage.

No Collateral Required

Get a Personal Loan for TV without pledging any asset as security. As an unsecured loan, it offers convenient access to funds.

Low Processing Fees

Enjoy affordable processing charges that help reduce the overall cost of borrowing. This makes financing your TV more cost-effective.

Prepayment & Foreclosure Options

Many lenders allow you to prepay or foreclose your loan before the end of the tenure. Applicable charges and terms may apply.

Minimal Documentation

Apply with a few essential documents for a smooth and hassle-free loan application process. Minimal paperwork speeds up approval and disbursal.

Attractive Interest Rates

Benefit from competitive interest rates that help keep your borrowing costs affordable. Lower interest rates can make your EMIs more manageable over the loan tenure.

Eligibility and Documents for Personal Loans for TV purchase

Documents Required for Personal Loan for TV Purchas

Identity Proof Aadhaar Card, PAN Card, or Passport.
Address Proof Utility Bill, Voter ID, or Driving License.
Income Proof
Salaried - Last 3 months' salary slips and bank statements.
Self-employed-Income Tax Returns (ITR) and profit & loss statements.

Eligibility Criteria for Personal Loans for TV

Age : 21 or 23 years (depending on the loan type) to 60 years (extendable to 62 years under specific cases).
Employment Type : Salaried individuals.
Minimum Income : ₹20,000 per month (depends on your city and loan type).
Credit Score : 700 or above preferred
Employment Tenure : Six months in the current employment.

Types of Personal Loan in India

Personal Loan For Medical Emergency

Get Personal Loans for Medical Emergency and manage your urgent medical bills. Get quick approvals and faster loan sanctions.

Personal Loan for Marriage

A Personal Loan for Marriage can help you fund the various costs associated with a wedding so that you can celebrate without financial worries.

Personal Loan for Teachers

Tailored especially for teachers, the Personal Loan for Teachers can be used to fund multiple financial needs with quick approvals.

Personal Loan for Emergency

Get a Personal Loan for Emergency and get quick funds for meeting unforeseen situations. Get the loan without collateral and at attractive interest rates.

Personal Loan for Home Renovation

Transform your house into your dream home with a Personal Loan for Home Renovation. Enjoy a digital onboarding journey with attractive interest rates.

Personal Loan for Students

The Personal Loan for Students offers collateral-free funding to meet education costs, living expenses or any other financial needs that students might have.

Personal Loan for Women

Personal Loans for Women are designed for females looking for collateral-free funding solutions for personal or business-related needs.

Personal Loan for Salaried Individuals

Salaried individuals can get a Personal Loan and meet any financial need at attractive interest rates, no collateral, and flexible repayment options.

Personal Loan for Government Employees

Personal Loans for Government Employees give collateral-free loans at attractive interest rates and quick sanctions for every financial need.

How to Apply for a Personal Loan for TV

1step

Check Eligibility

To apply for a Personal Loan for TV online, visit the Aditya Birla Capital website or use the Aditya Birla Capital App to check your eligibility for a Personal Loan for TV. Review the loan amount you may qualify for based on your income and repayment capacity.

2step

Complete the Online Application

Fill out the Personal Loan for TV application form by providing accurate personal, employment, and financial details on the Aditya Birla Capital website or app.

3step

Upload the Required Documents

Submit the necessary documents, including identity proof, address proof, income proof, bank statements, etc for verification.

4step

Verification and Loan Approval

The Aditya Birla Capital team verifies your application details and supporting documents. Once the verification process is complete and you meet the eligibility criteria, your loan application is approved.

5step

Receive Instant Loan Disbursal

After approval, the Personal Loan for TV is disbursed directly to your registered bank account, helping you buy a TV of your choice.

Revision of Reference Rates for determining Interest Rates on loans given

A high credit score signals reliability to lenders and can help you get lower personal loan interest rates.

High existing debt can lead to higher interest, as lenders see more risk in lending to heavily indebted borrowers.

Stable income and employment history make you eligible for personal loans with low interest rates, as lenders perceive lower risk.

Different banks and NBFCs have varying interest rate structures, so comparing offers helps identify the personal loan minimum interest rate available to you.

Larger loans or longer repayment tenures may attract slightly higher personal loan rates due to increased risk.

Tools

Financial Reports

ABC of Calculator

Customer Satisfaction Stories

Mr. Hiralkumar Ashokbhai Patel

Aditya Birla Finance Customer

Mr. Pramod Kumar Saini

Aditya Birla Finance Customer

Ashesh Shah

Aditya Birla Capital Limited

Mr. Baijnath Choudhary

Aditya Birla Capital

Mrs. Snehal Rajpure

Aditya Birla Finance Customer

FAQs on Personal Loan for TV

You can apply for a Personal Loan to buy a TV if you meet the eligibility parameters specified for the loan and submit the relevant documents.

A Personal Loan and a credit card can allow you credit to buy a TV on loan. However, a Personal Loan can be a better alternative because of the following reasons -

• It can offer a higher loan amount than credit cards
• The interest rate is lower
• You can get a longer repayment tenure for affordable EMIs

The loan amount depends on your eligibility qualifications. Use the loan eligibility calculator to find out how much you can borrow with a Personal Loan for a TV.

You can use the Personal Loan for any other expense related to your TV purchase. The loan is multipurpose and does not restrict how you use it.

Before applying for a Personal Loan for a TV, consider the following things -

• The loan amount that you need - borrow only what you need
• The interest rate - the lower, the better
• The repayment tenure - ensure that it offers the most affordable EMI
• Other charges associated with the loan - the lower the better

Balance Transfer

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Disclaimer

Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.

For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.

The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.