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What is a Personal Loan for TV?
A personal loan for a TV is a specialised loan designed to help individuals buy a television on easy EMIs. This loan provides quick financing with minimal paperwork, allowing borrowers to choose their desired TV model without upfront financial stress. Whether it’s a smart TV, an OLED, or a large-screen model, a TV loan enables customers to enjoy premium entertainment while repaying the amount in comfortable instalments. With flexible repayment tenure and competitive interest rates, this loan ensures a smooth purchasing experience.
Our Personal Finance Products
Get quick personal loans for any emergency. Enjoy a digital application and sanctioning process that delivers funds within minutes.
Get an instant line of credit with Aditya Birla Capital Flexi Loan and pay interest only on the amount borrowed.
Get all your EMI payments under one roof at an affordable monthly payment system.
Get quick access to funds to meet your urgent needs
Features of a
Personal Loan for TV
Instant Approval
Benefit from a quick and hassle-free approval process with minimal documentation. This helps you purchase your preferred TV without unnecessary delays.
Flexible Repayment Options
Choose a repayment tenure that fits your budget and financial goals. Flexible EMI options make monthly repayments easier to manage.
No Collateral Required
Get a Personal Loan for TV without pledging any asset as security. As an unsecured loan, it offers convenient access to funds.
Low Processing Fees
Enjoy affordable processing charges that help reduce the overall cost of borrowing. This makes financing your TV more cost-effective.
Prepayment & Foreclosure Options
Many lenders allow you to prepay or foreclose your loan before the end of the tenure. Applicable charges and terms may apply.
Minimal Documentation
Apply with a few essential documents for a smooth and hassle-free loan application process. Minimal paperwork speeds up approval and disbursal.
Attractive Interest Rates
Benefit from competitive interest rates that help keep your borrowing costs affordable. Lower interest rates can make your EMIs more manageable over the loan tenure.
Eligibility Criteria for Personal Loans for TV purchase
Documents Required for Personal Loan for TV Purchas
- Identity Proof Aadhaar Card, PAN Card, or Passport.
- Address Proof Utility Bill, Voter ID, or Driving License.
-
Income Proof
Salaried - Last 3 months' salary slips and bank statements.
Self-employed-Income Tax Returns (ITR) and profit & loss statements.
Eligibility Criteria for Personal Loans for TV
- Age : 21 to 60 years
- Employment Type : Salaried or self-employed individuals
- Minimum Income : ₹15,000 per month
- Credit Score : 700 or above preferred
- Employment Tenure : Minimum 6 months for salaried and 1 year for self-employed.
Types of Personal Loan in India
How to Apply for a Personal Loan for TV
Check Eligibility
To apply for a Personal Loan for TV online, visit the Aditya Birla Capital website or use the Aditya Birla Capital App to check your eligibility for a Personal Loan for TV. Review the loan amount you may qualify for based on your income and repayment capacity.
Complete the Online Application
Fill out the Personal Loan for TV application form by providing accurate personal, employment, and financial details on the Aditya Birla Capital website or app.
Upload the Required Documents
Submit the necessary documents, including identity proof, address proof, income proof, bank statements, etc for verification.
Verification and Loan Approval
The Aditya Birla Capital team verifies your application details and supporting documents. Once the verification process is complete and you meet the eligibility criteria, your loan application is approved.
Receive Instant Loan Disbursal
After approval, the Personal Loan for TV is disbursed directly to your registered bank account, helping you buy a TV of your choice.
Fees and Charges for Personal Loan for TV
| Charge Type | Amount |
|---|---|
| Cheque Return charges | ₹500 + GST per instance |
| Default Penal charges | 3% of the pending amount per month |
| Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
| CIBIL report retrieval fees | ₹100 + GST per instance |
| Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
| Loan reschedule charges | ₹5000 + GST per instance |
| Stamp Duty | As per Actual if applicable |
| Insurance Premium | As per Actual, if applicable |
| Pre-closure Quote | ₹1000 + GST per instance |
| Any other charges | As per Actual, if applicable |
| Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
| Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
Customer Satisfaction Stories
Mr. Hiralkumar Ashokbhai Patel
Aditya Birla Finance Customer
Mr. Pramod Kumar Saini
Aditya Birla Finance Customer
Ashesh Shah
Aditya Birla Capital Limited
Mr. Baijnath Choudhary
Aditya Birla Capital
Mrs. Snehal Rajpure
Aditya Birla Finance Customer
Instant Personal Loan INSTANT PERSONAL LOAN SHORT TERM PERSONAL LOAN LONG TERM PERSONAL LOAN
Balance Transfer
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Reduced Interest Rates -
Lower Monthly Payments
Top-Up
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Comprehensive coverage
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Affordable with low premiums
ABC Of Personal Loans
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.
1800 270 7000
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