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What is a Personal Loan for TV?
A personal loan for a TV is a specialised loan designed to help individuals buy a television on easy EMIs. This loan provides quick financing with minimal paperwork, allowing borrowers to choose their desired TV model without upfront financial stress. Whether it’s a smart TV, an OLED, or a large-screen model, a TV loan enables customers to enjoy premium entertainment while repaying the amount in comfortable instalments. With flexible repayment tenure and competitive interest rates, this loan ensures a smooth purchasing experience.
Our Personal Finance Products
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility and get a collateral-free financial solution.
Features of a
Personal Loan for TV
Instant Approval
Get loan approval within minutes to make your TV purchase hassle-free.
Flexible Repayment Options
Choose a repayment tenure that best suits your budget.
No Collateral Required
Get a TV loan without pledging any security or collateral.
Low Processing Fees
Enjoy minimal processing charges, making your loan more affordable.
Prepayment & Foreclosure Options
Pay off your loan early without heavy penalties.
Minimal Documentation
Quick and easy processing with basic documents.
Attractive Interest Rates
Competitive rates ensure affordable EMIs for your loan.
Eligibility Criteria for Personal Loans for TV purchase
Documents Required for Personal Loan for TV Purchas
- Identity Proof : Aadhaar Card, PAN Card, or Passport.
- Address Proof : Utility Bill, Voter ID, or Driving License.
-
Income Proof: Salaried - Last 3 months' salary slips and bank statements.
Self-employed-Income Tax Returns (ITR) and profit & loss statements.
Eligibility Criteria for Personal Loans for TV
- Age : 21 to 60 years
- Employment Type : Salaried or self-employed individuals
- Minimum Income : ₹15,000 per month
- Credit Score : 700 or above preferred
- Employment Tenure : Minimum 6 months for salaried and 1 year for self-employed.
Types of Personal Loan in India
How to Apply for a Personal Loan for TV
Check Eligibility
Visit the lender’s website or branch and verify eligibility criteria.
Fill Out the Application
Provide personal and financial details in the loan application form.
Upload Documents
Submit identity proof, income proof, and other required documents.
Loan Approval
The lender will review your application and approve it within a few hours.
Loan Disbursal
Once approved, the loan amount will be credited to your account.
Purchase Your TV
Use the funds to buy your preferred television system.
Fees and Charges for Personal Loan for TV
| Charge Type | Amount |
|---|---|
| Cheque Return charges | ₹500 + GST per instance |
| Default Penal charges | 3% of the pending amount per month |
| Charges for cancellation of Loan | 4% of loan amount disbursed + applicable taxes |
| CIBIL report retrieval fees | ₹100 + GST per instance |
| Charge for Exchanging PDCs / ECS | ₹750 + GST per instance |
| Loan reschedule charges | ₹5000 + GST per instance |
| Stamp Duty | As per Actual if applicable |
| Insurance Premium | As per Actual, if applicable |
| Pre-closure Quote | ₹1000 + GST per instance |
| Any other charges | As per Actual, if applicable |
| Part - Pre-Payment Charges | Charges:
A) Nil Charges - If Part prepayment is equal to 20% of the total disbursed amount in a year B) 3% + GST on Remaining Loan amount - If part payment is greater than 20% of the total disbursed Conditions: A) No pre-payment is allowed in the first 6 months from the date of disbursement B) Part Pre-Payment amount should be equal to OR greater than a total of 3 EMIs. C) Part-prepayment is allowed only once in the first year of loan tenure. |
| Foreclosure Charges |
4% of the Principal outstanding amount + GST
Condition: Foreclosure is allowed only after 12 months from the date of loan disbursal. |
Customer Satisfaction Stories
Mr. Hiralkumar Ashokbhai Patel
Aditya Birla Finance Customer
Mr. Pramod Kumar Saini
Aditya Birla Finance Customer
Ashesh Shah
Aditya Birla Capital Limited
Mr. Baijnath Choudhary
Aditya Birla Capital
Mrs. Snehal Rajpure
Aditya Birla Finance Customer
Instant Personal Loan INSTANT PERSONAL LOAN SHORT TERM PERSONAL LOAN LONG TERM PERSONAL LOAN
Balance Transfer
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Reduced Interest Rates -
Lower Monthly Payments
Top-Up
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Comprehensive coverage
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Affordable with low premiums
ABC Of Personal Loans
Call 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.
For more details, to know your personal loan eligibility, access the product brochure or to set a meeting with our relationship manager.
The information presented on this page is intended solely for general informational purposes and does not constitute financial, investment, or professional advice. This content has not been authored by, nor does it represent an official communication from, Aditya Birla Capital Digital Limited. It is compiled from publicly available secondary sources, which may be subject to change without prior notice. Readers are strongly advised to conduct their own independent research and seek guidance from licensed financial advisors before making any investment decisions. All investments carry inherent risks, including the potential loss of principal. Past performance is not indicative of future results.
1800 270 7000
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