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Super Top-Up Health Insurance Plan B
- Coverage up to ₹95 lakhs
- Easy indemnity conversion
- Home treatment cover
How Does Super Health Plus Top-Up Plan B Plan Work?
To add to her coverage, she buys the Super Health Plus Top-up Plan B with a sum insured of ₹5 lakh and a deductible of ₹2 lakh
Her health insurance covers the medical bills.
Her Super Health Plus Top-up Plan B pays the rest of the claim of ₹4.5 lakh.
What's Included?
After 5 years of continuous renewals, you can convert the plan into a zero deductible indemnity policy if the age of eldest member for initial policy is 50 years and below.
Get emergency medical assistance anywhere in India including air ambulance services
Hospital room rent is covered up to the sum insured.
Get discounts on health and wellness-related services and facilities
Treatments taken at home are covered under the plan subject to specific conditions.
Get emergency medical assistance throughout the world with air ambulance services
Get covered for pre and post-hospitalisation expenses for 30 and 60 days respectively.
586 daycare treatments are covered which do not require 24-hour hospitalisation
Expenses incurred for harvesting an organ from a donor are covered
Ambulance charges are covered for up to ₹5000 per hospitalisation for non-network hospitals and up to the actual expenses for network hospitals
Home hospitalisation due to unavoidable circumstances and the expenses incurred thereon are covered.
The plan covers inpatient hospitalisation expenses for non-allopathic AYUSH treatments.
What's Not Included?
Expenses related to pregnancy and childbirth are not covered.
Treatments not approved by doctors or those which are cosmetic are excluded
Claims due to war, civil unrest, mutiny, nuclear contamination or ionisation are not covered.
Choose The Right Option
Super Health Plus Top-up Plan B offers five combinations of the sum insured and deductible. Assess and choose the right coverage.
Get Started With Super Health Plus Top-up Plan B
How to buy?
- Assess your needs and check the plan on the ABC website.
- Carefully go through coverage and exclusions.
- Share your details, select coverage, term etc.
- Make the payment and enjoy your newfound peace.
How to renew?
- Visit the policy renewal page on the website.
- Enter policy number and personal details.
- Check the renewal amount displayed.
- Make payment via the preferred mode and you are done.
- You will receive a confirmation email of the successful policy renewal.
How to claim?
- Intimate the insurer before your hospitalisation or as soon after as possible.
- Gather all required documents - policy, hospital bills, doctor’s notes etc.
- Visit the claims section on the website.
- Provide basic details about the policy and the policyholder.
- Submit the required documents and we’ll get back to you.
Check Your Eligibility
Eligibility Criteria
- Age 91 days to 65 years
- Citizenship Indian citizen residing in India at the time of purchase.
- Relationships covered: Self, spouse, children, parents, siblings, parents-in-law, grandparents, grandchildren, nephew, niece, uncle and aunt.
Waiting Period
- Initial Waiting Period: 30 Days (not applicable in case of an accident)
-
Specified Diseases
or Procedures: 24 months - Pre-Existing Diseases: 36 months
- Mental Illness: 48 months
Customer Satisfaction Stories
Don’t just take our word for it. Hear from our customers about their successful financial journey with us
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance Customer
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
Table of Contents
What is Super Health Plus Top-up Plan B?
The Super Health Plus Top-up Plan B is a super top-up health insurance plan which works on an aggregate deductible basis. If the aggregate claims in a year exceed the deductible, the plan pays the excess claim.
What are the features of Super Health Plus Top-up Plan B?
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Different combinations of sum insured and deductible
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Possibility to convert into an indemnity plan
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Coverage for home and domiciliary treatments
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Domestic and international emergency assistance
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Attractive premium discounts
How does the deductible limit work?
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The deductible defines the limit beyond which the plan pays the claims
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Claims up to the deductible limit are not paid
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Once the claims exceed the deductible limit, the excess is paid by Super Health Plus Top-up Plan B
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It is recommended to choose a deductible limit that matches your existing health plan
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Claims up to the deductible can be paid by your health plan
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Excess claims can then be handled by Super Health Plus Top-up Plan B
How many members can be covered under the plan ?
•A maximum of 6 members can be covered under the family floater plan•There can be 2 adults and a maximum of 4 children
•The combinations are as follows -
1 adult + 1 child
1 adult + 2 children
2 adults
2 adults + 1 child
2 adults + 2 children
2 adults + 3 children
2 adults + 4 children
What are the discounts available?
- For a 2-year policy term - 7.5%
- For a 3-year policy term - 10%
- Covering 4 or more members - 10% Family Discount
What are the tax benefits of the plan?
If you are below 60, premiums paid towards the plan, up to ₹25,000 are allowed as a deduction under Section 80D
If you are above 60 or if you pay premiums for a senior citizen parent, premium paid, up to ₹50,000, is allowed as a deduction under Section 80D
FAQs on Super Health Plus Top-up Plan B
Inpatient hospitalisation cover includes room rent, ICU charges, operation theatre expenses, fees of medical practitioners, nurse's charges, medicines, investigative tests, anesthesia, blood transfusion, and surgical appliances used during a surgical procedure for you.
Yes, your pre-hospitalisation medical expenses are covered up to the sum insured for the number of days specified in your policy schedule. This plan covers 30 days of pre-hospitalisation and 60 days of post-hospitalisation expenses for you.
You can buy the policy for one, two, or three continuous years as per your requirement.
It covers medical expenses for day care treatments up to the limits specified in your policy schedule. This plan covers 586-day care treatments up to the sum insured for you.
Yes, it includes domestic and international emergency assistance services for you, including air ambulance.