Download the ABCD app

Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !

Visit Our ABCD Page
bannerbanner
Step 1
Step 2
Step 3
Finish
Quick start with Conservative Hybrid Mutual Funds

Provide your details and our team will get in touch with you

img
img

What is a Conservative Hybrid Mutual Funds?

A Conservative Hybrid Fund is a debt-oriented hybrid mutual fund which invests a primary portion of its portfolio in debt instruments and has limited equity exposure.

img

Advantages of Conservative Hybrid Funds

Low risk

Since a primary portion of the portfolio is invested in debt instruments, you can avoid volatility risks and enjoy stable returns.

Portfolio diversification

Enjoy a diversified portfolio of debt instruments with a limited exposure to equity too for attractive returns.

Good returns

Conservative Hybrid Funds can potentially deliver better returns than fixed deposits with the added equity component.

Explore Conservative Hybrid Funds

Our Life Insurance Plans

Aditya Birla Sun Life Medium Term Direct Plan Growth

  • Direct-Growth
  • Debt

Value Research Rating:

  • AUMAUM: 23427(Cr)
  • RISKRisk: Very High
  • MIN. INVESTMENT 500
  • 5 YRS RETURNS 33.32%
  • Invest (Per Month) ₹10000
  • Get (30 Yrs) ₹24,850*

*Projections/estimations is backtested using historical data.

Our Life Insurance Plans

Aditya Birla Sun Life Long Term Direct Plan Growth

  • Direct-Growth
  • Life

Value Research Rating:

  • AUMAUM: 23427(Cr)
  • RISKRisk: High
  • MIN. INVESTMENT 1000
  • 5 YRS RETURNS 33.32%
  • Invest (Per Month) ₹15000
  • Get (30 Yrs) ₹34,850*

*Projections/estimations is backtested using historical data.

HIDE COMPARISON

SELECT MORE TO COMPARE

SELECT MORE TO COMPARE

SELECT MORE TO COMPARE

SELECT MORE TO COMPARE

Conservative Hybrid Funds Returns Calculator

REGULAR INVESTMENT

SIP

Invest systematically in regular amounts and build a corpus with a disciplined investing habit.

START SIP
ONE TIME INVESTMENT

Lump sum

Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.

INVEST LUMPSUM
INVEST AMOUNT
PERIOD
RETURNS
%

Total Amount Invested

0

after 30 years you will get a return of

0

Disclaimer: Projections/estimations is backtested using historical data.

TARGETED RETURN VALUE
INVESTMENT PERIOD
RETURNS

Total Amount Invested

0

after 30 years you will get a return of

0

Disclaimer: Projections/estimations is backtested using historical data.

ABCD - One app to build a diversified
investment portfolio

Invest in mutual funds online with the ABCD app and build your portfolio one click at a time.

  • Life Insurance
    A choice of different types of mutual fund schemes
  • Life Insurance
    Online investments with a fully integrated digital platform
  • Life Insurance
    Facility to switch, redeem and invest more from a single platform

Scan the QR code to download our Mobile App

image_1

Understanding Conservative Hybrid Funds

  • What are Conservative Hybrid Funds?
  • What are the features of Conservative Hybrid Funds?
  • What are the different types of hybrid funds?
  • What should be the investment horizon for Conservative Hybrid Funds?
  • What is the tax implication of Conservative Hybrid Funds?
  • What are the payout options?
  • Who should invest in Conservative Hybrid Funds?

What are Conservative Hybrid Funds?

  • Conservative Hybrid Funds are debt-oriented hybrid mutual fund schemes that invest at least 75% to 90% of the total portfolio in debt instruments and 10% to 25% of the portfolio in equity securities. These funds offer a stable return potential with low risks.

What are the features of Conservative Hybrid Funds?

  • Minimum 75% allocation in debt and 10% in equity

  • Low risk-return trade-off

  • Suitable for investors who are risk-averse and looking for stable returns

  • Invest through SIPs or lump sum

What are the different types of hybrid funds?

img Aggressive Hybrid Funds

Funds that invest 65% to 80% of their portfolio in equity securities and 20% to 35% in debt

img Equity Savings Funds

Funds that invest in equity, debt and arbitrage opportunities. A minimum of 65% of the portfolio is invested in equity and 10% in debt

img Balanced Hybrid Fund

Hybrid funds which invest 40% to 60% of the portfolio in equity and the remainder in debt

img Multi-Asset Allocator Fund

Funds that invest at least 10% of the portfolio in three different asset classes

img Arbitrage Funds

Funds that invest in arbitrage opportunities. At least 65% of the fund is invested in equity

What should be the investment horizon for Conservative Hybrid Funds?

  • Conservative Hybrid Funds are debt-oriented schemes

  • They have low volatility risk

  • As such, you can invest for any duration and earn stable returns

What is the tax implication of Conservative Hybrid Funds?

  • Conservative Hybrid Funds attract debt taxation on the capital gains earned

  • The returns earned are taxed at your income tax slab rates

  • Dividends earned, if any, are taxed at your income tax slab rate

What are the payout options?

  • Dividend option

    Earn dividends on your investment at regular intervals

  • Growth option

    Accumulate the returns over the investment tenure and get a lump sum amount on redemption

Who should invest in Conservative Hybrid Funds?

  • New equity investors

    You can protect against high volatility risks with a limited exposure to equity

  • Investors who are risk-averse

    Being debt-oriented funds, they have low risk profile and suit investors who don’t want to take high risks on investments.

  • Investors looking for good returns

    Conservative Hybrid Funds can be a good choice if you are looking for higher returns than fixed deposits

Portfolio Track

Consolidate with Portfolio Track
  • Life Insurance
    Consolidate assets, liabilities
  • Life Insurance
    Track portfolio at fingertips

Credit Track

Easily check credit score with Credit Track
  • Life Insurance
    Decide wisely with credit stimulator
  • Life Insurance
    Get personalised loan offers
image

FAQs On Conservative Hybrid Funds

A Conservative Hybrid Fund is a type of mutual fund which invests the majority of the fund in debt securities and an equity part. It is named as conservative as its assets are primarily invested in debt securities which are highly safe avenues. These funds offer moderate returns with lower volatility due to the secured and stable debt portion.

Conservative Hybrid Funds invest 75% to 90% of their assets in debt instruments and the remaining 10% to 25% in equity instruments. The higher debt portion and lower equity allocation provide a conservative risk profile to the fund.

Most Conservative Hybrid Funds allow investment through SIP for regular and systematic investment. You should check the specific terms of the Conservative Hybrid Funds you are planning to invest in.

Conservative Hybrid Funds are relatively less risky than the other hybrid funds. Its portfolio is designed to make it a safe avenue carrying relatively lower risk due to its higher debt allocation, and focusing towards the safety of the principal amount along with providing stable returns. It maximises returns while minimising risk and is unaffected by market fluctuations.

While investing in Conservative Hybrid Funds, it is necessary to consider your investment goals and time horizon. These funds are ideal for medium to long-term investments. Further, one must also consider the expense ratio before investing in Conservative Hybrid Funds. Choose a fund with a low expense ratio.

Other asset class funds

image

Debt Funds

Invest in debt securities for low risks and stable returns.

Know More
image

Equity Fund

Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth

Know More
image

ETF Funds

Invest in funds listed and traded on the stock exchange

Know More
image

Fund of Funds

Mutual funds that invest in other mutual funds both in India and globally

Know More
image

Index Fund

Passively-managed mutual funds tracking a particular index

Know More