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Conservative Hybrid Mutual Funds
- Average returns - Dynamic
- Number of funds - (Static)
What is a Conservative Hybrid Mutual Funds?
A Conservative Hybrid Fund is a debt-oriented hybrid mutual fund which invests a primary portion of its portfolio in debt instruments and has limited equity exposure.
Advantages of Conservative Hybrid Funds
Low risk
Since a primary portion of the portfolio is invested in debt instruments, you can avoid volatility risks and enjoy stable returns.
Portfolio diversification
Enjoy a diversified portfolio of debt instruments with a limited exposure to equity too for attractive returns.
Good returns
Conservative Hybrid Funds can potentially deliver better returns than fixed deposits with the added equity component.
Explore Conservative Hybrid Funds
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Conservative Hybrid Funds Returns Calculator
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
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Understanding Conservative Hybrid Funds
Table of Contents
What are Conservative Hybrid Funds?What are the features of Conservative Hybrid Funds?What are the different types of hybrid funds?What should be the investment horizon for Conservative Hybrid Funds?What is the tax implication of Conservative Hybrid Funds?What are the payout options?Who should invest in Conservative Hybrid Funds?
What are Conservative Hybrid Funds?
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Conservative Hybrid Funds are debt-oriented hybrid mutual fund schemes that invest at least 75% to 90% of the total portfolio in debt instruments and 10% to 25% of the portfolio in equity securities. These funds offer a stable return potential with low risks.
What are the features of Conservative Hybrid Funds?
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Minimum 75% allocation in debt and 10% in equity
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Low risk-return trade-off
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Suitable for investors who are risk-averse and looking for stable returns
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Invest through SIPs or lump sum
What are the different types of hybrid funds?
Aggressive Hybrid Funds
Funds that invest 65% to 80% of their portfolio in equity securities and 20% to 35% in debt
Equity Savings Funds
Funds that invest in equity, debt and arbitrage opportunities. A minimum of 65% of the portfolio is invested in equity and 10% in debt
Balanced Hybrid Fund
Hybrid funds which invest 40% to 60% of the portfolio in equity and the remainder in debt
Multi-Asset Allocator Fund
Funds that invest at least 10% of the portfolio in three different asset classes
Arbitrage Funds
Funds that invest in arbitrage opportunities. At least 65% of the fund is invested in equity
What should be the investment horizon for Conservative Hybrid Funds?
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Conservative Hybrid Funds are debt-oriented schemes
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They have low volatility risk
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As such, you can invest for any duration and earn stable returns
What is the tax implication of Conservative Hybrid Funds?
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Conservative Hybrid Funds attract debt taxation on the capital gains earned
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The returns earned are taxed at your income tax slab rates
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Dividends earned, if any, are taxed at your income tax slab rate
What are the payout options?
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Dividend option
Earn dividends on your investment at regular intervals
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Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
Who should invest in Conservative Hybrid Funds?
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New equity investors
You can protect against high volatility risks with a limited exposure to equity
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Investors who are risk-averse
Being debt-oriented funds, they have low risk profile and suit investors who don’t want to take high risks on investments.
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Investors looking for good returns
Conservative Hybrid Funds can be a good choice if you are looking for higher returns than fixed deposits
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FAQs On Conservative Hybrid Funds
A Conservative Hybrid Fund is a type of mutual fund which invests the majority of the fund in debt securities and an equity part. It is named as conservative as its assets are primarily invested in debt securities which are highly safe avenues. These funds offer moderate returns with lower volatility due to the secured and stable debt portion.
Conservative Hybrid Funds invest 75% to 90% of their assets in debt instruments and the remaining 10% to 25% in equity instruments. The higher debt portion and lower equity allocation provide a conservative risk profile to the fund.
Most Conservative Hybrid Funds allow investment through SIP for regular and systematic investment. You should check the specific terms of the Conservative Hybrid Funds you are planning to invest in.
Conservative Hybrid Funds are relatively less risky than the other hybrid funds. Its portfolio is designed to make it a safe avenue carrying relatively lower risk due to its higher debt allocation, and focusing towards the safety of the principal amount along with providing stable returns. It maximises returns while minimising risk and is unaffected by market fluctuations.
While investing in Conservative Hybrid Funds, it is necessary to consider your investment goals and time horizon. These funds are ideal for medium to long-term investments. Further, one must also consider the expense ratio before investing in Conservative Hybrid Funds. Choose a fund with a low expense ratio.
Types of Hybrid Mutual Funds
Equity-Oriented Fund
Other asset class funds
Debt Funds
Invest in debt securities for low risks and stable returns.
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Equity Fund
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
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ETF Funds
Invest in funds listed and traded on the stock exchange
Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
Index Fund
Passively-managed mutual funds tracking a particular index
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