Activ Health Platinum Essential

Yes, premiums paid for Health Insurance plans are eligible for tax benefits under Section 80D of the Income Tax Act, 1961 in India. Individuals can claim tax deductions for the premiums paid for themselves, their spouses, children, and parents, subject to specified limits.

For yourself and your family (All members below 60 years), the maximum amount that can be saved under Section 80D of Income Tax Act, 1961 is ₹25,000.
For self, family, and family + parents (All members below 60 years), the maximum amount that can be saved under Section 80D of Income Tax Act, 1961 is ₹50,000 (₹25,000+₹25,000).
For yourself and your family (all members below 60 years) with senior citizen parents, the maximum amount that can be saved under Section 80D of Income Tax Act, 1961 is ₹75,000 (₹25,000 + ₹50,000).
For self and family (with the eldest member above 60 years) with senior citizen parents, the maximum amount that can be saved under Section 80D of Income Tax Act, 1961 is ₹1,00,000 (₹50,000 + ₹50,000).

• HealthReturns™: Get rewarded for leading a healthy life and staying active in a policy year.
• Chronic Management Program: Get specialised support for managing listed chronic health conditions.
• In-patient Hospitalisation: Get coverage for medical expenses incurred during hospitalisation.
• Second E-opinion: Get a free second e-opinion from our international experts on the diagnosis of Critical Illnesses.
• Day Care Treatments: Get coverage for 586 day care procedures that require less than 24 hours of hospitalisation.
• Optional Critical Illness Cover: Get an optional cover for up to 20 listed Critical Illnesses.
• Optional Hospital Cash Benefit: Receive a fixed daily cash allowance in the case of hospitalisation.
• Cumulative Bonus: Get rewarded with an additional sum insured benefits for not making a claim in the previous policy year.
• Obesity Treatment: Get coverage for medical expenses for Bariatric Surgery.
• Mental Illness Hospitalisation: Get coverage for hospitalisation for mental illness that is clinically significant.
• Home Care Treatment Expenses: Get home treatment coverage for listed illnesses and injuries.
• Health Assessment: Get health assessment for MER, BP, BMI, HWR, smoking status, blood sugar and total cholesterol.
• Domiciliary Hospitalisation: Get coverage for medical treatment at home for a period exceeding three consecutive days.
• Road Ambulance Cover: Get coverage for a road ambulance to the nearest hospital in an emergency.
• AYUSH In-patient Hospitalisation: Get coverage for medical expenses incurred during hospitalisation under AYUSH.
• Health Check-up Program: Get a free health check-up once a year.
• Expert Health Coach: Get counselling from expert health coaches on general nutrition and diet.
• Modern Treatment Methods and Advancements in Technologies: Get coverage for listed modern treatment methods like robotic surgeries, oral chemotherapy, stem cell therapy, etc.
• Optional Personal Accident Cover: Get accidental death and permanent total disablement coverage.
• International Coverage for Major Illnesses: Get coverage for planned in-patient hospitalisation for major illnesses and their treatment abroad.