-Up to 50% of your premium back HealthReturns TM.
- Upfront good health discount of 10% is available only once when purchasing your first policy with us.
-No-claim bonus of 10% of sum insured per annum, maximum of up to 100% of the sum insured.
- Binge refill cover up to sum insured unlimited times
-An early bird discount of up to 10% for individuals is applicable if the insured person’s age at entry is less than 35 years when they purchased the policy.
(Disclaimer- will be available at renewal. 5% discount from 4th policy year to 7th policy year. 10% discount from 8th Policy year onwards).
- A complimentary health assessment feature in the app for multiple rewards.
- A reward of doubled sum insured after two consecutive claim-free years with super no claim bonus optional feature
- A cashless free health check-up once a year.
- Pre and post-hospitalisation medical expenses for up to 90 days before and 180 days after discharge.
- Daily cash benefits if opted for a shared accommodation.
- Home treatment expenses up to the sum insured on a cashless basis.
- In-patient hospitalisation across our network of hospitals.
- Coverage for medical expenses for medical treatment at home for a period exceeding three consecutive days.
- Coverage for day care treatments that require less than 24 hours of hospitalisation.
- Road ambulance expenses up to 3000 per hospitalisation for non -network hospital covers.
- AYUSH cover treatment under Ayurveda, Yoga and naturopathy, Unani, Siddha, and Homeopathy.
- Domestic emergency assistance service will be provided when you are travelling within India for 150 km or more away from your residential address.
- A premium waiver feature can be used to have a premium-free year once in the lifetime of your policy within 365 days.
- OPD expenses will be covered on a cashless basis through our service providers in selected cities. (Note – This is an optional cover which is available at an added premium)
- Non-medical expense waiver can be availed for in-patient hospitalisation and day care treatments on an optional basis.
- EMI protection with coverage of any 3 EMIs towards any existing loan account when the insured person is hospitalised and the claim is admissible under in-patient hospitalisation. This is an optional cover that you can add to the policy.