Download

Download the ABCD app

Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !

Visit Our ABCD Page

PLAY STORE Discover Convenience Like Never Before

APPSTORE

1800 270 7000

Payments

About Us

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.

Nationwide Branches

1,712

No. of Employees

63,750+

Agents/Channel Partners

2,00,000+

Aggregate Assets

INR 5.50 Lakh Cr

Consolidated Lending Book

INR 1.78 Lakh Cr

GET IN TOUCH

Loans

Investments

Insurance

Loans

Investments

Insurance

Advisor

Select Advisor

Health Insurance

Housing Finance

Life Insurance

Mutual Funds

Personal Insurance

SME Finance

Stock & Securities

All You Need To Know About Insurance Policy

All You Need To Know About Insurance Policy

All You Need To Know About Insurance Policy

Home Loan

Find customised home loan solutions for your unique needs

Balance Transfer

Find a better interest rate for your existing home loan

Top up Home Loan

Get a loan on your existing home loan to meet your needs

Loan Against Property

Turn your assets into a financial ally

Credit Track

Discover your financial fitness - check your credit score

Check Now

Home Loan EMI Calculator

Get an estimate of your Home Loan EMI now

Calculate Now

Mortgage Calculator

Calculate your Loan amount for your Current property

Know More

Home Loan Eligibility Calculator

Are you eligible for a Home Loan? Find out now!

Calculate Now

Activ Assure Diamond

A health insurance plan which covers expensive medical bills without being expensive on your pockets.

HealthReturns™ rewards upto 30% of premium
Reload of sum insured
Optional Super No Claim Bonus

Step 1

Step 2

Step 3

Finish

2.5Cr +

LIVES INSURED

4800 +

LOCATIONS PRESENCE

11000+

CASHLESS HOSPITALS

96%*

CLAIM SETTLEMENT RATIO FOR FY 22-23

Why buy Activ Assure Diamond Plan?

As healthcare costs keep going up, having health insurance is crucial for your well-being. If you're looking for a budget-friendly and comprehensive health insurance plan, consider Activ Assure Diamond. It's an excellent way to protect your family's health without worrying about rising medical expenses.

Get 150% Reload of Sum Insured, max up to ₹50 Lakhs
Covers listed modern treatment methods
Provides International emergency assistance services

How Does Activ Assure Diamond Plan work?

Arundhati (48 yrs)

She is at the peak of her career and doesn’t want her work to affect her health.

Arundhati bought the Activ Assure Diamond Policy that encouraged her to stay active and rewarded her for it as well.

A few years later, she had a small fall and sprained her ankle. Her health insurance covered the treatment cost but she had to pay for some out-of-pocket charges that the plan didn’t cover.

Thankfully, being an active person, Arundhati had collected a lot of HealthReturns™ points in the previous year.

She used HealthReturns™ to pay for these expenses and didn’t have to pay any money at all.

Get Started With Activ Assure Diamond Plan

How to buy?

Assess your needs and check the plan on the ABC website.
Carefully go through coverage and exclusions.
Share your details, select coverage, term etc.
Make the payment and enjoy your newfound peace.

How to renew?

Visit the policy renewal page on the website.
Enter your policy number and personal details.
Check the renewal amount displayed.
Make payment via the preferred mode and you are done.
You will receive a confirmation email of the successful policy renewal.

How to claim?

Intimate the insurer before your hospitalisation or as soon after as possible.
Gather all required documents - policy, hospital bills, doctor’s notes etc.
Visit the claims section on the website.
Provide basic details about the policy and the policyholder.
Submit the required documents and we’ll get back to you.

Check Your Eligibility

Check your eligibility and take the first step towards financial security

Eligibility Criteria

Family floater minimum age 91 days for dependent children and 18 years for adults
Individual plan
minimum age 5 years
Maximum age 65 years
Medical tests May be required depending on age
Smoking habits Affect your premium

Waiting Period

Initial Waiting Period: 30 Days (not applicable in case of an accident)
Specified Diseases or
Procedures: 48 months
Pre-Existing Diseases: 48 months
Listed Illness/Procedure
Waiting Period: 24 Months

Additional Covers For Extra Protection

Accidental Hospitalisation Booster

Get up to 100% of the sum insured, not available above 1Cr S.I.

Cancer Hospitalisation Booster

Get 100% of the sum insured, not available above 1Cr S.I.

Super No Claim Bonus

Get an additional 50% of the sum insured per annum maximum up to 100% of BSI.

Reduction in PED Waiting Period

Option to reduce pre-existing disease waiting period to 24 months

Any Room Upgrade

Choose the room of your choice when the Sum Insured is ₹5 Lakh.

Preferred Provider Network (PPN)

Get 10% discount

Customer Satisfaction Stories

Don’t just take our word for it. Hear from our customers about their successful financial journey with us

Shruti Davda

Aditya Birla Health Insurance

Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.

Mr. Himanshu Chaturvedi

Aditya Birla Health Insurance Customer

Noida, India

Arun Sharma

Aditya Birla Health Insurance

Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice

Mr. Rajinder Balhara

Aditya Birla Health Insurance Customer

Delhi, India

Mrs. Mangal Prathamesh Mithari

Aditya Birla Health Insurance Customer

ABCD - One app for
all your insurance needs

With a few clicks on the ABCD app, you can get financial protection against medical emergencies with a health insurance plan.

Comprehensive coverage against illnesses and injuries
Digital purchase process
Low and affordable premiums with one-click payments

Download our mobile app now

PLAY STORE

APP STORE

Scan the QR code to download our Mobile App

Download our mobile app now

PLAY STORE

APP STORE

Understanding Activ Assure Diamond Plan

Table of Contents

What is the Activ Assure Diamond Plan?How to earn HealthReturns™?Why invest in the Activ Assure Diamond Plan?What are the optional covers in this plan?What are the value-added services included in the plan?What is the free-look period for this plan?

What is the Activ Assure Diamond Plan?

A budget-friendly health and wellness plan offering comprehensive coverage.
Receive upto 150% Sum Insured reload even when yours gets exhausted.
Access to a health coach for better lifestyle management to take care of listed chronic condition.
Get additional benefits like No Claim Bonus, and International Emergency Assistance.
Services, Domestic Emergency Assistance Services etc.

How to earn HealthReturns™?

Step 1: Download the Activ Health App
Step 2: Schedule your Health Assessment
Step 3: Stay active and track your steps to get Activ Dayz™
1 Active Dayz™ = 10,000 steps or 300 calories burned
Step 4: Complete 325 Active Dayz™ in a year to get upto 100% HealthReturns™
Step 5: Redeem your HealthReturns™and use it to pay your next policy premium

Why invest in the Activ Assure Diamond Plan?

Extensive Coverage

This policy provides protection for you and your family, offering a wide range of sum insured options.

Sum Insured Reload Benefit

The policy includes upto 150% sum insured reload benefit, ensuring you have extra coverage when you need it most.

Health Coach Benefit

You can access a health coach sessions focused on managing listed chronic illnesses.

24/7 Customer Support

Enjoy the convenience of round-the-clock helpline and customer care services.

Super NCB Add-On

Enhance your No Claim Bonus (NCB) with the Super NCB optional cover, allowing you to maximise the accumulated benefits for responsible insurance usage.

What are the optional covers in this plan?

Accidental Hospitalisation Booster

Get 100% of the Sum Insured.
Cancer Hospitalisation Booster

Get 100% of the Sum Insured
Super No Claim Bonus

Get an additional 50% of the Sum Insured per annum and maximum up to 100%

Reduction in PED Waiting Period

Change your pre-existing disease waiting period to 24 months from 48 months
Any Room Upgrade

Choose the room of your choice when the Sum Insured is ₹5 Lakh
Preferred Provider Network (PPN) Discount

Get upto 10% discount

What are the value-added services included in the plan?

Health Assessment™

Measuring MER including BP, BMI, HWR and smoking status, blood sugar and total cholesterol.

HealthReturns™

Get rewarded for staying physically fit and use the earned HealthReturns™ points to buy medicines, cover co-pay and more.

Health Coach

Receive coaching from an expert on better lifestyle management to take care of your listed chronic conditions.

What is the free-look period for this plan?

If you cancel during the free look period (15 days for offline, 30 days for online), you'll get your premium back minus the expense to the company.
Deductions may include expenses during coverage, stamp duty, and the number of insured days.
If cancelled after the free-look period, refunds are 75% within 1 month, 50% within 3 months, and 25% within 6 months.

FAQs on Activ Assure Diamond Plan

HealthReturns™: Earn up to 30% of your premium back by embracing a healthy life.
Day Care Treatment Covered: Get coverage for procedures that require less than 24 hours of hospitalisation.
International Assistance: Get secure transportation to a hospital and back home during emergencies anywhere.
Annual Health Checkup: Get a free comprehensive health check-up for you and your family, every policy year.
Sum Insured Reload: Get up to 150% of the sum insured refilled if it is exhausted in a policy year up to a maximum of ₹50 lakhs.
Listed Modern Treatment Methods: Get access to new-age treatments like robotic surgeries and oral chemotherapy among others.
No Room Rent Capping: Get admitted to a hospital room of your choice (Only for plans with a sum insured of ₹7 lakhs and above)
Accidental Hospitalisation Booster: Get an additional 100% sum insured in the case of hospitalisation due to an accident.
In-Patient Hospitalisation: Get coverage on various costs, including consultation fees, nursing fees, room rent, operating theatre charges, medication costs, and more.
Pre and Post-Hospitalisation Medical Expenses: Covered expenses for consultations or diagnostic tests before hospitalisation extend up to 30 days and 60 days, respectively.
Up to 100% Ambulance Cover: The policy covers the cost of transportation to a hospital by road.
Domiciliary Hospitalisation: Expenses arising from receiving treatment at home for a duration exceeding three consecutive days are covered.
Organ Donor Expenses: Get coverage on organ harvesting within your sum insured amount.
AYUSH In-Patient treatment: Get coverage for in-patient treatment, encompassing Ayurveda, Yoga and Naturopathy, Unani, Siddha, Homeopathy, etc.
Hospital Allowance: Get ₹500 as a daily cash benefit for a maximum of 5 days during hospitalisation if you choose a sum insured of ₹2, 3 or 4 lakhs.
Second E-Opinion: In the case of 15 listed Critical Illnesses such as cancer or kidney failure, obtaining a second opinion is crucial. This policy covers the costs incurred for consulting with a qualified specialist to seek a second opinion.
Discount On Premium: Get a 7.5% discount on a 2-year policy and a 10% discount on a 3 year policy respectively.
Super NCB: With this optional benefit, you can double your sum insured in 2 claim-free years.

Yes, you can also choose the hospital room category from economy to any room with any room upgrade optional cover.

This feature is only available for upto 15 listed illnesses. Please check the policy wording document to see the list.

You have the option to buy the policy for yourself, covering your spouse, up to four children, as well as your parents and your spouse's parents.

Yes, you can. If you opt for an optional cover for a reduction in the PED waiting period, the duration of the waiting period can be reduced to 24 months from 48 months.

Disclaimer

Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677. Address:- 9th Floor, Tower 1, One World Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Email: care.healthinsurance@adityabirlacapital.com Website: adityabirlahealthinsurance.com Fax: +91 22 6225 7700 Phone: 1800 270 7000. For more details on risk factors, terms and conditions please read policy wording carefully before concluding a sale. Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and Trademark/logo HealthReturns™, Healthy Heart Score and Active Dayz are owned by Momentum Metropolitan Life Limited (Formerly known as MMI Group Limited). These trademark/Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). Product and UIN. 1. Group Activ Health ADIHLGP22190V032122. 2. Group Activ Secure ADIHLGP23155V032223. Activ Health ADIHLIP24102V052324 4. Activ Secure (ADIHLIP18076V011718); 5. Activ Assure ADIHLIP23130V042223; 6. Activ Care, Product UIN: ADIHLIP21062V022021 7. Group Activ Travel, Product UIN : ADITGBP21600V032021. 8. Acitv Fit, Product UIN : ADIHLIP22008V012223.,9. Activ One (ADIHLIP24097V012324) 10. Super health top up (ADIHLIP21061V022021) 11. Group Protect (ADIHLGP22023V032122) 12. Group Travel Protect (ADITGBP21600V032021) 13. Global Health Secure (ADIHLIP21069V022021) 14. Arogya Sanjeevani Policy (ADIHLIP20170V011920) Tax benefits are subject to changes in tax laws. Please consult your tax advisors for tax benefits. Health Insurance. T&C Apply.

Benefits are conditional to SI/Plan opted,Please refer the PW/PBT for more details

Activ Assure Diamond

Why buy Activ Assure Diamond Plan?

How Does Activ Assure Diamond Plan work?

Get Started With Activ Assure Diamond Plan

How to buy?

How to renew?

How to claim?

Check Your Eligibility

Eligibility Criteria

Waiting Period