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Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
Read about Money
Money management made easy
Read about Tax
Understanding direct and indirect taxes
Read about Retirement Plan
Know how to plan retirement well
Read about Insurance
Insurance and it's aspects for laymen
Read about Investing
Investments and their jargon - simplified
Read about Loans and Financing
Know all about loans and their management
Personal Loan EMI Calculator
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility Calculator
Calculate the expected EMI of your loan for easier repayments
BMI Calculator
It measure your leanness or obesity basis your height and the weight.
Income Tax Calculator
Calculate the tax payable by you based on your income
SIP Calculator
Estimate the returns you can earn with your SIP investments
SWP Calculator
Calculate the Life Insurance cover you need to secure your family’s future
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Job Description
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Job Description
Key Result Areas | Supporting Actions |
AML Transaction Monitoring & Pattern Detection | Lead comprehensive AML transaction monitoring programs across all business verticals. Develop and implement advanced pattern detection algorithms to identify suspicious transaction patterns, layering activities, and structuring behaviors. Design automated alert generation systems with intelligent threshold calibration to optimize detection rates while minimizing false positives. Conduct periodic effectiveness reviews of monitoring scenarios and update detection rules based on emerging typologies and regulatory guidance. Collaborate with Compliance and Legal teams for suspicious transaction reporting (STR) preparation and regulatory submissions |
Fraud Analytics & Anomaly Detection | Establish robust fraud analytics frameworks for real-time and batch fraud detection across Insurance claims, Investment transactions, Digital Lending applications, Payment transactions, and Super App activities. Develop machine learning models for anomaly detection including unusual transaction patterns, account takeover attempts, identity fraud, and application fraud. Create behavioral profiling systems to identify deviations from normal customer patterns and flag high-risk activities. Implement automated fraud scoring mechanisms with dynamic risk rating based on multiple parameters. Prepare detailed fraud trend analysis reports and collaborate with business units on fraud prevention strategies |
Operational Risk Dashboards & Automation | - Design and deploy comprehensive operational risk dashboards providing real-time visibility into risk metrics, control effectiveness, and emerging risk trends. Automate recurring risk reporting processes including KRI tracking, control testing results, incident monitoring, and risk event analysis. Develop self-service analytics capabilities enabling business units and risk teams to access relevant risk data and insights on demand. Implement predictive analytics models to identify potential operational failures, process breakdowns, and control gaps before materialization. Establish governance frameworks for dashboard maintenance, data quality validation, and user access management |
Compliance Risk Analytics & Reporting | Develop data-driven compliance monitoring frameworks tracking adherence to regulatory requirements across all business verticals. Create automated compliance dashboards monitoring key compliance metrics, regulatory deadline tracking, obligation fulfillment, and breach identification. Conduct periodic compliance effectiveness assessments using data analytics to identify control gaps and areas requiring remediation. Prepare comprehensive compliance reports for senior management, board committees, and regulatory submissions. Analyze regulatory changes and assess impact on existing monitoring frameworks, recommending necessary enhancements.
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Data-Driven Control Insights & Recommendations | Analyze control testing results and monitoring data to derive actionable insights on control effectiveness and improvement opportunities. Develop evidence-based recommendations for control enhancements, process improvements, and risk mitigation strategies. Prepare executive presentations and reports translating complex analytical findings into business-relevant insights. Conduct root cause analysis on control failures, compliance breaches, and risk events to recommend preventive measures. Establish feedback loops ensuring recommended controls are implemented and effectiveness is validated through ongoing monitoring. |
Cross-Functional Analytics Collaboration | Partner with Insurance, Investment, Digital Lending, Payments, and Super App business teams to understand risk profiles and analytics requirements. Coordinate with IT and Data Engineering teams for data integration, system enhancements, and analytics platform development. Collaborate with Internal Audit, Compliance, Legal, and Regulatory Affairs on audit support, compliance validation, and regulatory response preparation. Provide analytics expertise and insights to business strategy discussions, product launches, and process redesign initiatives. Facilitate knowledge sharing across business verticals on best practices, emerging risks, and effective control measures. |
Advanced Analytics & Machine Learning Applications | Research and implement cutting-edge analytics techniques including machine learning, artificial intelligence, and predictive modeling for risk detection. Develop unsupervised learning models for unknown pattern discovery and emerging risk identification. Create supervised learning models for classification, prediction, and risk scoring applications. Implement natural language processing (NLP) capabilities for unstructured data analysis including customer communications, complaint analysis, and document review. Stay current with industry best practices, regulatory technology (RegTech) innovations, and analytics tool advancements |
5 - 7 years
Post Graduate
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HDFC Bank Relationship
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Aditya Birla Sun Life AMC Ltd
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Direct Marketing
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Aditya Birla Sun Life AMC Ltd
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Aditya Birla Sun Life AMC Ltd
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Aditya Birla Capital Limited
AB Housing Finance Limited
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Aditya Birla Capital Limited
Aditya Birla Capital Limited
Aditya Birla Capital Limited
AB Housing Finance Limited
AB Housing Finance Limited
AB Sun Life Insurance Co Ltd
AB Sun Life Insurance Co Ltd
