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Job Description

AB Housing Finance Limited

Business Analyst

Location: Goregaon - Mumbai, Maharashtra

Job Description




Analysis of quality proposals

  • To analyse the proposal as per the standard parameters

 

  • Analyse Management Risk, Industry Risk, Business Risk and Financial Risk of the proposal

 

  • Adhere to the credit policy guidelines

 

  • Understand proposals by way of trade references, banker reference checks and other surrogates.

 

  • Capture the strength and weakness with proper mitigants

 

  • Responsible for maintaining check on allocated portfolio & provide regular alerts to Relationship Team & Management

Timely processing of credit proposals

  • Timely preparation of proposals highlighting strength and weakness in the proposal

 

  • Personal discussion with customers to understand business, cash flows, purpose of loan, etc and resolution of credit concerns.

 

  • Timely submission of proposals to Risk Team

 

  • Coordination with sales & risk team members to ensure timely approval of proposals.

Renewal / Enhancement of existing facility

  • Sending timely and advance intimation to sales team for proposals due for review and renewals

 

  • Timely preparation of review / renewal proposals.

 

  • To ensure the fulfilment of the condition stipulated at the time of sanction

 

  • Timely submission of review / renewal proposals to Risk Team and coordination with them for completion of timely reviews / renewals

 

Minimum Experience Level

3 - 5 years

Job Qualifications

Post Graduate

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