skip to main content
Download the ABCD app

Unlock Financial Tools, Investment Insights, And Expert Guidance“ All In One Convenient App !

Visit Our ABCD Page
Get Instant Digital Sanction in 10 mins. Loans starting from just 8.60% p.a.
Instant Personal Loans upto Rs. 5 lacs
Fuel Your Business Ambitions
Unlock The Potential Of The Gold You Own

Job Description

Retail - Secured

Relationship Officer

Location: N-DL6, Delhi

Job Description

Relationship Officer


Supporting Actions

Sales Planning &

Operations

  • Work with Area Head and plan sales operations for achieving targets (including cross-sell), considering competitive forces and local trends
  • Scan the local market and competitive offerings on a periodic basis to adapt sales efforts accordingly
  • Provide data for and compile periodic MIS reports for disbursements, NPAs, target achievement, etc.

Customer Acquisition/

Engagement

  • Work on assigned and identified prospects list for client relationship origination and maintenance activities, interacting with ground-level client stakeholders
  • Understand and communicate understanding of product characteristics and benefits to end customers effectively in order to enhance effectiveness of sales efforts.
  • Attend to customer complaints effectively, escalating critical cases to Area Head as required.

Operational Effectiveness

  • Execute operations efficiently across the Customer Lifecycle (Sourcing, Approval, Servicing, Collections)
  • Ensure adequate focus on different distribution channels, working with Manager for interfacing with senior stakeholders/ complex cases
  • Implement prescribed processes and best practices to enhance operational effectiveness, productivity and sales performance

Self-Development & Internal

Stakeholder Management

  • Attend relevant technical and behavioral trainings/ seminars and work on self-development initiatives
  • Coordinate with internal stakeholders for smooth operations and alignment towards achievement of targets

Portfolio & Risk

Management

  • Work with the Risk, Operations and Sales Governance team members to ensure adherence to risk management and control mechanisms
  • Ensure compliant sales operations and sound risk management in day-to-day operations.
  • Compile and ensure systematic, accurate MIS on NPAs and credit trends, providing inputs on factors impacting portfolio quality

Minimum Experience Level

0 - 4 years

Job Qualifications

Hiring Programs at Aditya Birla Capital
Discover diverse pathways into the ABC ecosystem
Career Revive
ABC Revive
Opportunity for women on career break to Revive their career.
Hiring program
ABC Finishing School
Master core skills to launch a successful sales career