skip to main content
Download the ABCD app

Unlock Financial Tools, Investment Insights, And Expert Guidance“ All In One Convenient App !

Visit Our ABCD Page
Get Instant Digital Sanction in 10 mins. Loans starting from just 8.60% p.a.
Instant Personal Loans upto Rs. 5 lacs
Fuel Your Business Ambitions
Unlock The Potential Of The Gold You Own

Job Description

Aditya Birla Capital Limited

Area Credit Manager - Credit Retail Secured

Location: Barakhamba Road, New Delhi, Delhi

Job Description

Key Result Areas 

Supporting Actions

Credit Underwriting Management

  • Ensure timely and policy-compliant credit decisions across assigned branches. 
  • Support branch teams in evaluating proposals and managing turnaround time. 
  • Address audit and compliance observations and coordinate with collections for recovery actions

Process Improvements

  • Identify and implement local process enhancements to improve efficiency and reduce manual work. 
  • Support adoption of digital tools and workflows at the branch level.

Portfolio Management

  • Monitor bounce rates and early delinquencies using MIS dashboards. 
  • Implement corrective actions for high-risk accounts and support portfolio quality improvement

Business Growth

  • Collaborate with sales and channel partners to support disbursement targets. 
  • Ensure smooth credit operations through regular engagement with stakeholders

Team Development

  • Train and mentor branch credit officers to strengthen underwriting and compliance. 
  • Promote consistent execution of credit policies and support talent development.

Minimum Experience Level

6 - 10 years

Job Qualifications

Graduate Diploma

Hiring Programs at Aditya Birla Capital
Discover diverse pathways into the ABC ecosystem
Career Revive
ABC Revive
Opportunity for women on career break to Revive their career.
Hiring program
ABC Finishing School
Master core skills to launch a successful sales career