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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrFind customised home loan solutions for your unique needs
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Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
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Boost your business with competitive rates & flexible terms
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Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
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Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
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Goal-oriented fund with a lock-in period to create a corpus for retirement
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Unlock a smart, hassle-free way to invest in various assets
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Calculate wealth creation through lumpsum investment in Mutual Funds
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Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
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Get the benefits of insurance & wealth creation in one convenient plan
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Mental Health & Nutrition Insurance
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Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Life Insurance
Health Insurance
Home Finance
Personal Finance
In line with increase in demand for customized investment solutions, AMC has increased its forcus on Alternate Business. It has now become one of the key focus areas for AMC.
AIF business is a preferred business class and has gained spectacular traction. AIF Operations must be scalable and de-risked to face all operations challenges in efficient and proactive manner.
Ensure all outsourced functions are streamlined to keep pace with growing business demands cost effectively. Vendor management is key to achieve improved standards.
Reengineer and automate key processes with well-defined project plans.
KRA Description: Communications to stakeholders
Supporting Action
1. Monitoring all client related communication send through RTA in consulation with the TL
KRA Description: Regulatory -Compliance activities
Supporting Action
1. This comprises of:-
1. Regulatory Freeze / unfreeze Recon.
2. AIF RBI Reporting.
3. Distributor - Code of Conduct, NISM certification regular update & communication
4. Client and Distributor Master Reconciliation
KRA Description: Reconciliation
Supporting Action
1. This comprises of:-
1. Client Master reconciliation as maintained in Wealth Spectrum with RTA records
2. Distributor Master reconciliation as mainatined in Expenszing system with RTA records
3. AIF Dematerialisation Unit recon between Fund Accountant & RTA records
KRA Description: Setting up of New funds
Supporting Action
Engage proactively to set up new fund. This comprises of:-
1. Filing up bank account opening form & onward submission with Banker to Open Bank Account
2. Co-ordiantion with Compliance, Legal team to obtain Final set of
3. Contribution Agreement, Application form & arranging to get the printed with support of Marketing team"
4. Co-ordination with the Broker to for emapanelling & opening requisite account
5. Co-rdination with RTA for setting up New Fund in their system
KRA Description: Reconciliation of Client's Inflow
Supporting Action
1. This involves Tracking of Client's inflow and reconciliation with the application form
2. Co-ordination, follow ups with the branch team for any Rejection of funds, Non receipt of funds etc
3. Activation of Client in Wealth Spectrum Application
KRA Description: Client On-boarding
Supporting Action
1. Proactively involved in complete Client on-boarding journey for both AIF & PMS vertical. This comprises of:-
End to end co-ordination with RTA-CAMS, Branches, Broker, DP & Custodian
Resolution of discrepancies as raised by RTA-CAMS in client's application forms, by Custody in DP forms
Creation of Client Master in Wealth Spectrum Application
Co-ordination with broker for UCC mapping
1 - 4 years
Under Graduate