Unlock Financial Tools, Investment Insights, And Expert Guidance“ All In One Convenient App !
Visit Our ABCD Page
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrFind customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Boost your business with competitive rates & flexible terms
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business with fast approval & flexible terms
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Unlock the value of your investments while keeping your assets intact
Get loans for all your business needs at attractive rates
Seize investment opportunities with IPO Financing to help you invest with ease.
Empower your business growth with financial solutions to support expansion & ownership
Turn your ideas into reality with flexible funding to support your vision from start to finish
Unlock customized financial solutions designed to meet the unique needs of complex business projects
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Secure your child’s financial future with solutions-oriented children’s funds
Unlock a smart, hassle-free way to invest in various assets
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
Get up to 5X leverage on leading stocks & increase your trading power
Give your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Protect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition Insurance
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
Utility bill payments made easy with BillPay
Shopping grocery, lifestyle or paying bills, pay anything with our payment solutions
Sending money to individuals and businesses made easy and instant
Pay on call in 3 simple steps by providing your UPI ID
Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Life Insurance
Health Insurance
Home Finance
Personal Finance
` Annexure I : ABG Job Description Template ` HayGroup Job Description Template 2017 Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Service - HO Unit Aditya Birla Health Insurance Company Ltd Location Thane Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Reports to: Poornata Position Title Function Sales Reports to: Function Health Management Department Group Sales Reports to: Department Group Sales Designation of the Employee Manager Designation of the Manager DVP Date of writing/updation of JD 3rd February 2025 ` Annexure I : ABG Job Description Template ` HayGroup Job Description Template 2017 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) In today’s evolving corporate landscape, health-first organizations prioritize employee well-being as a core business strategy rather than just a benefit. These organizations recognize that a healthy workforce leads to higher productivity, reduced absenteeism, and lower healthcare costs, ultimately impacting business performance positively. They integrate preventive care, wellness initiatives, and data-driven health interventions to create a culture of proactive healthcare. The Program Manager – Corporate Health & Analytics plays a pivotal role in driving this transformation by designing and executing corporate health programs, leveraging health analytics for risk stratification, and aligning wellness initiatives with insurance cost optimization. By closely engaging with corporate clients, analyzing employee health trends, and implementing evidence-based wellness interventions, this role ensures that companies transition towards a sustainable, health-conscious work environment. Additionally, the integration of ABHA, FHIR, and DPDP compliance into corporate health strategies ensures data-driven decision-making while maintaining regulatory standards. 2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. Business Workforce Number (Max 254 Characters) Unit Workforce Number (Max 254 Characters) Function Workforce Number (Max 254 Characters) Department Workforce Number (Max 254 Characters) Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter 3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) About the Health Insurance Industry – The Indian health insurance market is highly competitive, with over 15 private non-life insurers and 5 exclusive health insurers competing alongside nationalized providers. Annually, the market size is approximately ?10,000 Cr, with 85% of business renewing with existing providers, leaving a ?1,500 Cr opportunity for new business. SMEs and start-ups, being the backbone of the Indian economy, present significant growth potential. The challenge lies in capturing this opportunity by developing ` Annexure I : ABG Job Description Template ` HayGroup Job Description Template 2017 3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) tailored health solutions and leveraging cost-effective, standardized approaches to expand market reach through channel partners. Corporate Health’s Role in Market Expansion – As businesses prioritize employee health and well-being, insurers must go beyond traditional coverage and offer data-driven, preventive health solutions. Employers increasingly demand risk stratification, chronic disease management, and wellness programs integrated into their insurance plans. The Program Manager – Corporate Health & Analytics plays a crucial role in bridging insurers and corporate clients by utilizing predictive analytics, customized wellness initiatives, and financial modeling to optimize claims and enhance employee health outcomes. Market Opportunities – Medical advancements, lifestyle shifts, and rising healthcare costs are reshaping insurance expectations. Customers now see insurers as health partners, not just financial protectors. Tools like Wellbeing Score and Risk Stratification Models enable insurers to proactively manage health risks, helping businesses reduce claims costs and improve employee well-being. Insurers must adopt personalized, engagement-driven wellness programs to gain market differentiation. About Aditya Birla Health Insurance (ABHI) – Established in 2015 as a joint venture between Aditya Birla Capital Ltd. and MMI Strategic Investments, ABHI is redefining health insurance with its “Health Insurance for All” philosophy. As a digital-first insurer, it ensures seamless customer experiences through innovative, wellness-driven solutions. Key offerings include: • Comprehensive Incentivized Wellness Programs motivating individuals to adopt healthier lifestyles. • Chronic Care Management Programs covering conditions like Diabetes, Asthma, High Cholesterol, and Hypertension from Day 1. • Beyond Insurance Approach, acting as an enabler of better healthcare choices. Challenges – 1. Evolving Corporate & Population Health Needs: Requires continuous updates to risk models, data insights, and engagement strategies. 2. Regulatory Compliance & Data Privacy: Must adhere to ABHA, FHIR, and DPDP guidelines while ensuring data protection. 3. Cross-functional Collaboration: Alignment across analytics, underwriting, and wellness partners to drive holistic health solutions. 4. Scalability & Automation: Ensuring efficient, technology-driven wellness programs tailored for large corporate clients. 5. Data-Driven Insights for Cost Optimization: Leveraging advanced analytics to establish causal relationships between employee health trends, claims, and financial outcomes. Conclusion – The shift towards corporate health-first organizations aligns with ABHI’s mission to integrate insurance with proactive health interventions. By leveraging data insights, wellness incentives, and chronic care solutions, insurers can strengthen corporate partnerships and drive long-term profitability while enhancing employee well-being. 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas (Max 1325 Characters) Supporting Actions (Max 1325 Characters) ` Annexure I : ABG Job Description Template ` HayGroup Job Description Template 2017 Data-Driven Insights & Risk Stratification ? Analyze employee health data, claims trends, and risk stratification to develop actionable insights. Collaborate with cross functional team to ensure ? Timely reporting in 90%/Timely reporting >98%/Timely reporting 100% Process Automation & Efficiency ? Implement process improvements and automation to increase efficiency in wellness program execution. ? Automate at least 50% of routine reporting tasks/65% of reporting task/>80% of reporting tasks. Corporate Health Communication & Presentations ? Prepare reports, presentations, and strategic insights for corporate HR and leadership teams. Conduct at least four corporate wellness strategy presentations annually. ? Timely reporting in 90%/Timely reporting >98%/Timely reporting 100% Performance Measurement & ROI Analysis ? Track the impact of wellness programs on corporate employee health and insurance claims. Develop key performance metrics to measure ROI and present actionable insights for business decisions. ? Timely reporting in 90%/Timely reporting >98%/Timely reporting 100%. 5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) NA Criteria Details Education Bachelor's degree - Business Analytics, Public Health, Insurance, Medical degree or a related field. MBA preferred. Experience 5+ years of experience in corporate wellness, health insurance analytics, population health management, or employer-employee health programs. Technical Skills Proficiency in any one data analytics tools (SQL, Tableau, Power BI, Python, Excel), experience in risk stratification models, and knowledge of health insurance financials and wellness program execution. Soft Skills Strong stakeholder management, client engagement and communication. Ability to work in a cross-functional environment. ` Annexure I : ABG Job Description Template ` HayGroup Job Description Template 2017 6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type (Max 80 Characters) Frequency Nature (Max 1325 Characters) Internal DRM team BIUteam/Digital team/Marketing team As and when required Monthly/SOS To decide on Micro cohorts and periodic insight sharing on the health improvement front. Establish correlation between Risk stratification and cross functional data For Customer response on the communication For app downloads to collect health data External NA 7) Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN-OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to – Manager Gaurav Tripathi Gouri Karazgi Birendra Yadav Kamlesh Gadhge Nidhi Awasthi Rajesh patidar Akshata Kale Ravi Nikam Jaimeen Panchall ` Annexure I : ABG Job Description Template ` Name Signature (needed for the hard copy) Job Description Template 2017 HayGroup
8 - 12 years
02 degree