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ABCL
Aditya Birla Capital Limited

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.

Nationwide Branches

1,740

No. of Employees

68,400

Agents/Channel Partners

2,00,000+

Aggregate Assets

INR 5.91 Lakh Cr

Consolidated Lending Book

INR 2 Lakh Cr
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Job Description

AB Housing Finance Limited

ABHFL-Credit Manager-Retail-Satna

Location: Bharhut Nagar, Satna, Madhya Pradesh
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Job Description

Key Result Areas  

Supporting Actions

Underwriting and Portfolio Quality Management

  • Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
  • Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
  • Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
  • Monitor the bounce rates as per threshold limits.

Process Efficiency

 

  • ·         Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
  • Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations 
  • ·         Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required.
  • ·         Effectively managing external vendors to ensure quality of reports & TAT
  • ·         Efficiently track Cost and ensure they are within budgeted levels.
  • Ensure accurate data capture in LOS and maintain high quality of documentation.
  • Ensure collection of Post disbursal documents within assigned time frame. 

Minimum Experience Level

2 - 5 years

Job Qualifications

Graduate

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