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ABCL
Aditya Birla Capital Limited

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.

Nationwide Branches

1,740

No. of Employees

68,400

Agents/Channel Partners

2,00,000+

Aggregate Assets

INR 5.91 Lakh Cr

Consolidated Lending Book

INR 2 Lakh Cr
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Job Description

AB Housing Finance Limited

Area FCU Manager (Jodhpur)

Location: Ashoka Cap,Hyderabad, Andhra Pradesh
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Job Description

Job Purpose

Responsible for the Risk Containment Unit (RCU) ensuring a risk free on boarding of the customers, investigation and any other ad-hoc activities keeping in line with the organization’s goal gaining leadership in affordable finance space though prudent risk control methods

Enabling Skill Sets & Qualifications

Excellent understanding of current market practices in Fraud Detection, Investigation, Analytics, etc.

3+ years of progressively responsible experience in managing the Fraud detections process with NBFCs/HFC’s in the mortgage business 

KRA's

Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

General Overview of RCU process (Pre-Sanction Sampling, Fraud savings, Fraud Hit rate in Location 

  • Notional Savings in the assign location for all cases reported in fraud. Monthly Hit.

Vendor/Agency Management assign Location.

  • Process TAT
  • Cost
  • MIS Management & Portfolio Management
  • Performance demonstrates in monitoring /Managing RCU vendors, error free reporting, Sampler/Verifiers, trainings, Escalation Management, Overall reporting TAT Management, Timey FCU MIS and Billing Submission, Fraud Alert Circulation, Fraud trend Sharing, Data Mining. 

Digital Initiatives.

  • Hunter: - Use, Monitoring & Saving
  • Internal Dedupe search & inhouse checks
  • Closer TAT & catch vs match % of hunter cases, hit rate in desktop/online/market resources searches and inhouse checks.
  1. Investigation& Deterrent setting.
  2. Cross checks of internal reports FI, Technical, Valuation and CAM
  • A. Conducting Customer, Channel/Vendor & Internal meeting to investigate reported fraud cases and ascertain fraud perpetuation Point of resulting in all cases.
  • B. Feedback sharing for making process’s intact and deterrent setting.
  • Timely submission of fraud tracker data.
  • Participation in adhoc investigation with satisfactory closer result.
  • E. To check for any process/Policy compromise at sourcing end.
  • Review of Collection data proactively and identification of Gaps

Training

  • A. Sampler/Business/U/w trainings.
  • B. Vendor FCU training for sustained/Improved quality and delivery.

Additional Activities/Initiative 

  • A. Initiative undertaken for capability building of samplers/Vendors.
  • B. Global directed behaviour face to face interaction, which are effective in conducting/Setup fraud identification.
  • Conducting assets verification and feedback
  • New trigger identifications.

 


Minimum Experience Level

10 - 15 years

Job Qualifications

Graduate Diploma

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