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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrFind customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
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Boost your business with competitive rates & flexible terms
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business with fast approval & flexible terms
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Supporting real estate businesses in project completion
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CALCULATE NOWLeverage your investments with Loan Against Shares, while retaining ownership of your assets
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Turn your ideas into reality with flexible funding to support your vision from start to finish
Unlock customized financial solutions designed to meet the unique needs of complex business projects
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Secure your child’s financial future with solutions-oriented children’s funds
Unlock a smart, hassle-free way to invest in various assets
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowInvest or trade in equity for attractive returns and long-term capital growth
Get up to 5X leverage on leading stocks & increase your trading power
Give your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Bring security and peace to life’s unpredictability
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
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Protect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition Insurance
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
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Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,712
No. of Employees
63,750+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 5.50 Lakh Cr
Active Customer Base
39 Million
Consolidated Lending Book
INR 1.78 Lakh CrCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Life Insurance
Health Insurance
Home Finance
Personal Finance
Identify and execute sales growth opportunities within the assigned geography through direct sourcing and market development initiatives.
Map and segment the local market to identify potential customers such as doctors, etc.
Generate business through direct customer acquisition by offering customized Professional Loan solutions aligned with customer requirements and business objectives.
Deliver sales targets through active prospecting, field visits, referrals, networking activities, and relationship-building with professional communities.
Build and maintain a healthy sales pipeline to drive consistent sourcing and disbursement volumes.
Drive faster turnaround times by coordinating effectively with internal stakeholders to ensure smooth loan processing and disbursement.
Track and report sales performance, sourcing productivity, and business metrics while contributing to a high-performance sales culture.
Actively participate in business development initiatives, campaigns, and contests launched by the organization.
Maintain a strong focus on both business volumes and portfolio quality.
Ensure adherence to defined service levels, productivity standards, and process timelines.
Adopt and implement best practices to improve operational efficiency and customer experience.
Analyze and communicate business performance data, including disbursements, profitability, portfolio quality, customer acquisition, and market opportunities, as per prescribed timelines and formats.
Strengthen market presence through regular field activity, customer meetings, professional networking events, and referral generation.
Continuously scan the market to identify emerging opportunities, competitive developments, and customer trends within the Professional Loan segment.
Develop strong relationships with key influencers and professional associations to enhance market penetration and customer acquisition.
Identify new business pockets and customer segments to expand the portfolio.
Coordinate with Risk and Operations teams to ensure a seamless and customer-friendly loan approval and booking process.
Ensure timely resolution of customer queries and concerns while maintaining high service standards.
Build long-term relationships with customers to drive repeat business, referrals, and portfolio growth.
Conduct periodic customer engagement and post-disbursement follow-ups to strengthen relationships and identify early warning signals.
Execute sales activities in compliance with company policies, regulatory requirements, and risk management guidelines.
Ensure completion of all documentation and credit administration requirements within prescribed timelines.
Maintain focus on portfolio quality by adhering to underwriting guidelines and identifying potential risks proactively.
Escalate exceptions and risk concerns promptly to the relevant stakeholders.
Support collection and portfolio monitoring efforts wherever required.
Collaborate closely with Sales Managers, Risk, Credit, Operations, and Collections teams to drive business growth and operational excellence.
Build and maintain strong working relationships with internal stakeholders to ensure smooth processing, faster issue resolution, and improved customer experience.
Support team initiatives and contribute towards achieving overall business objectives.
8 - 15 years
Under Graduate